HomeOhioMontgomery CountyOakwood
Oakwood, Ohio: commercial real estate data.
Oakwood is a Census city of 9,458 people across 2.19 square miles of land, in Montgomery County. Median household income is $156,667, 82.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oakwood
What Oakwood is
- Census place typecity
- Land area2.19 sq mi
- Water area0 sq mi
- Population per square mile of land4,310
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
How many people live in Oakwood
- Population9,458
- Median age40.9
- Population under 182,890
- Share under 1830.6 percent
- Population 65 and over1,269
- Share 65 and over13.4 percent
- Households3,510
- Family households2,627
- Share of households that are families74.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
Income and work in Oakwood
- Median household income$156,667
- Per capita income$74,664
- Civilian labor force4,895
- Employed4,781
- Unemployed114 plus or minus 90
- Unemployment rate2.3 percent plus or minus 1.8
- Adults 25 and over6,182
- Adults 25 and over with a high school diploma or higher98.3 percent
- Adults 25 and over with a bachelor degree or higher74.5 percent
- Adults 25 and over with a graduate degree41.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
Housing in Oakwood
- Housing units3,696
- Occupied units3,510
- Vacant units186 plus or minus 145
- Vacancy rate5.0 percent plus or minus 3.9
- Owner occupied2,883
- Renter occupied627 plus or minus 178
- Ownership rate82.1 percent
- Median owner-occupied home value$370,100
- Median gross rent, monthly$1,416 plus or minus $478
- Annual rent as a share of median income10.8 percent plus or minus 4.1
- Single family units3,175
- Share single family85.9 percent
- Units in buildings of two or more521 plus or minus 141
- Share in buildings of two or more14.1 percent plus or minus 3.7
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
How Oakwood gets to work
- Workers 16 and over who commute4,040
- Commuting under 15 minutes1,345 plus or minus 328
- Share commuting under 15 minutes33.3 percent plus or minus 7.3
- Commuting 30 minutes or more758 plus or minus 248
- Share commuting 30 minutes or more18.8 percent plus or minus 5.8
- Drove alone74.0 percent
- Carpooled6.4 percent plus or minus 3.1
- Public transport0.0 percent
- Walked2.0 percent plus or minus 1.6
- Worked from home17.0 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
SBA loans in Oakwood (7(a))
- Approvals7
- Gross approval$4,493,100
- Average approval$641,871
- Median approval$37,000
- Largest approval$3,069,000
- Jobs supported45
- Jobs per approval6.4
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Oakwood, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakwood
Flood risk in Oakwood
- NFIP communityCity of Oakwood
- NFIP community number390415
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date01/06/05
The City of Oakwood does not participate in the National Flood Insurance Program as community 390415 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Oakwood
Montgomery County context, not Oakwood figures
- Establishments in Montgomery County10,930
- Covered employment, Montgomery County250,085
- Average annual pay, Montgomery County$61,439
- Housing units permitted, Montgomery County933
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Oakwood.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oakwood questions, answered from the record.
How many people live in Oakwood, Ohio?
9,458, in 3,510 households. Oakwood city covers 2.19 square miles of land, which is 4,310 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakwood in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakwood?
$156,667. The median owner-occupied home is valued at $370,100. Median gross rent is $1,416 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakwood businesses?
7 7(a) approvals totaling $4.5 m since FY2020, across 4 lenders, median approval $37,000. These count approvals to borrowers whose address is in Oakwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakwood borrowers get paid back?
No rate is published for Oakwood. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oakwood in the National Flood Insurance Program?
No, it is listed but not participating. Oakwood appears in the FEMA Community Status Book as Oakwood, city of, community 390415, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakwood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakwood.
Is zoning published for Oakwood?
No. Nothing on this page presents parcel level zoning.