HomeOhioMontgomery CountyOakwood city
Oakwood city, Ohio: commercial real estate data.
Oakwood city is a Census city of 9,458 people across 2.19 square miles of land, in Montgomery County. Median household income is $156,667, 82.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $4.5 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oakwood
What Oakwood is
- Census place typecity
- Land area2.19 sq mi
- Water area0 sq mi
- Population per square mile of land4,310
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
How many people live in Oakwood
- Population9,458
- Median age40.9
- Population under 182,890
- Share under 1830.6 percent
- Population 65 and over1,269
- Share 65 and over13.4 percent
- Households3,510
- Family households2,627
- Share of households that are families74.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
Income and work in Oakwood
- Median household income$156,667
- Per capita income$74,664
- Civilian labor force4,895
- Employed4,781
- Unemployed114 plus or minus 90
- Unemployment rate2.3 percent plus or minus 1.8
- Adults 25 and over6,182
- Adults 25 and over with a high school diploma or higher98.3 percent
- Adults 25 and over with a bachelor degree or higher74.5 percent
- Adults 25 and over with a graduate degree41.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
Housing in Oakwood
- Housing units3,696
- Occupied units3,510
- Vacant units186 plus or minus 145
- Vacancy rate5.0 percent plus or minus 3.9
- Owner occupied2,883
- Renter occupied627 plus or minus 178
- Ownership rate82.1 percent
- Median owner-occupied home value$370,100
- Median gross rent, monthly$1,416 plus or minus $478
- Annual rent as a share of median income10.8 percent plus or minus 4.1
- Single family units3,175
- Share single family85.9 percent
- Units in buildings of two or more521 plus or minus 141
- Share in buildings of two or more14.1 percent plus or minus 3.7
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
How Oakwood gets to work
- Workers 16 and over who commute4,040
- Commuting under 15 minutes1,345 plus or minus 328
- Share commuting under 15 minutes33.3 percent plus or minus 7.3
- Commuting 30 minutes or more758 plus or minus 248
- Share commuting 30 minutes or more18.8 percent plus or minus 5.8
- Drove alone74.0 percent
- Carpooled6.4 percent plus or minus 3.1
- Public transport0.0 percent
- Walked2.0 percent plus or minus 1.6
- Worked from home17.0 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakwood
SBA loans in Oakwood (7(a))
- Approvals7
- Gross approval$4,493,100
- Average approval$641,871
- Median approval$37,000
- Ninetieth percentile approval$3,069,000
- Largest approval$3,069,000
- Jobs supported45
- Jobs per approval6.4
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakwood
Flood risk in Oakwood
- Listed NFIP communities3
- Of those, participating2
- NFIP community number390122
- Currently effective map date12/03/10(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Montgomery County, not Oakwood
Montgomery County context, not Oakwood figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oakwood measurements.
- Establishments in Montgomery County10,930
- Employment at those establishments, Montgomery County234,881
- Covered employment, Montgomery County250,085
- Average annual pay, Montgomery County$61,439
- Average weekly wage, Montgomery County$1,182
- Housing units permitted, Montgomery County933
- Of those, single family, Montgomery County349
- County product, 2024, Montgomery County$40,096,997,000
- County product change over the prior year, Montgomery County5.1 percent
- Average income of an arriving household, Montgomery County$56,480
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Oakwood. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oakwood questions, answered from the record.
How many people live in Oakwood, Ohio?
9,458, in 3,510 households. Oakwood city covers 2.19 square miles of land, which is 4,310 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakwood in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakwood?
$156,667. The median owner-occupied home is valued at $370,100. Median gross rent is $1,416 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakwood businesses?
7 7(a) approvals totalling $4.5 m, across 4 lenders, median approval $37,000. These count approvals to borrowers whose address is in Oakwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakwood borrowers get paid back?
No rate is published for Oakwood. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oakwood in the National Flood Insurance Program?
Yes. Oakwood appears in the FEMA Community Status Book as community 390122, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakwood figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakwood.
Is zoning published for Oakwood?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.