HomeOhioMontgomery CountyVandalia
Vandalia, Ohio: commercial real estate data.
Vandalia is a Census city of 15,053 people across 12.34 square miles of land, in Montgomery County. Median household income is $73,275, 63.6 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $14.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vandalia
What Vandalia is
- Census place typecity
- Land area12.34 sq mi
- Water area0.04 sq mi
- Population per square mile of land1,220
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
How many people live in Vandalia
- Population15,053
- Median age39.6
- Population under 183,611
- Share under 1824.0 percent
- Population 65 and over2,740
- Share 65 and over18.2 percent
- Households6,510
- Family households3,681
- Share of households that are families56.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
Income and work in Vandalia
- Median household income$73,275
- Per capita income$41,556
- Civilian labor force8,081
- Employed7,789
- Unemployed292 plus or minus 126
- Unemployment rate3.6 percent plus or minus 1.5
- Adults 25 and over10,337
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher29.2 percent
- Adults 25 and over with a graduate degree10.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
Housing in Vandalia
- Housing units6,819
- Occupied units6,510
- Vacant units309 plus or minus 184
- Vacancy rate4.5 percent plus or minus 2.7
- Owner occupied4,143
- Renter occupied2,367
- Ownership rate63.6 percent
- Median owner-occupied home value$197,000
- Median gross rent, monthly$882
- Annual rent as a share of median income14.4 percent
- Single family units5,018
- Share single family73.6 percent
- Units in buildings of two or more1,801
- Share in buildings of two or more26.4 percent
- Mobile homes0
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
How Vandalia gets to work
- Workers 16 and over who commute6,989
- Commuting under 15 minutes2,627
- Share commuting under 15 minutes37.6 percent
- Commuting 30 minutes or more1,778 plus or minus 363
- Share commuting 30 minutes or more25.4 percent
- Drove alone81.5 percent
- Carpooled5.7 percent plus or minus 2.5
- Public transport0.0 percent
- Walked1.8 percent plus or minus 1.6
- Worked from home10.0 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vandalia
SBA loans in Vandalia (7(a))
- Approvals25
- Gross approval$14,021,200
- Average approval$560,848
- Median approval$171,000
- Ninetieth percentile approval$1,550,000
- Largest approval$3,280,000
- Jobs supported350
- Jobs per approval14.0
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more24.0 percent
- Share to franchises32.0 percent
- Distinct lenders13
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Vandalia, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vandalia
SBA loans in Vandalia (504)
- Approvals8
- Gross approval$4,449,000
- Average approval$556,125
- Median approval$534,500
- Largest approval$1,022,000
- Jobs supported100
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Vandalia, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vandalia
Flood risk in Vandalia
- NFIP communityCity of Vandalia
- NFIP community number390418
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/05
The City of Vandalia participates in the National Flood Insurance Program as community 390418 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Vandalia
Montgomery County context, not Vandalia figures
- Establishments in Montgomery County10,930
- Covered employment, Montgomery County250,085
- Average annual pay, Montgomery County$61,439
- Housing units permitted, Montgomery County933
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Vandalia.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vandalia questions, answered from the record.
How many people live in Vandalia, Ohio?
15,053, in 6,510 households. Vandalia city covers 12.34 square miles of land, which is 1,220 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vandalia in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vandalia?
$73,275. The median owner-occupied home is valued at $197,000. Median gross rent is $882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vandalia businesses?
25 7(a) approvals totaling $14.0 m since FY2020, across 13 lenders, median approval $171,000, plus 8 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Vandalia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vandalia borrowers get paid back?
No rate is published for Vandalia. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vandalia in the National Flood Insurance Program?
Yes. Vandalia appears in the FEMA Community Status Book as Vandalia, city of, community 390418, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vandalia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vandalia.
Is zoning published for Vandalia?
No. Nothing on this page presents parcel level zoning.