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HomeOhioMontgomery CountyWest Carrollton city

West Carrollton city, Ohio: commercial real estate data.

West Carrollton city is a Census city of 12,976 people across 6.43 square miles of land, in Montgomery County. Median household income is $61,619, 55.9 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.5 m.

81 sourced place values · tier FULL · 9 sections

West Carrollton

What West Carrollton is

  • Census place typecity
  • Land area6.43 sq mi
  • Water area0.22 sq mi
  • Population per square mile of land2,019
  • County holding the largest share of its areaMontgomery County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Carrollton

How many people live in West Carrollton

  • Population12,976
  • Median age36.1
  • Population under 182,822 plus or minus 574
  • Share under 1821.7 percent plus or minus 4.4
  • Population 65 and over1,852
  • Share 65 and over14.3 percent
  • Households5,888
  • Family households3,064
  • Share of households that are families52.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Carrollton

Income and work in West Carrollton

  • Median household income$61,619
  • Per capita income$35,239
  • Civilian labor force7,389
  • Employed7,158
  • Unemployed231 plus or minus 135
  • Unemployment rate3.1 percent plus or minus 1.8
  • Adults 25 and over8,841
  • Adults 25 and over with a high school diploma or higher91.0 percent
  • Adults 25 and over with a bachelor degree or higher21.7 percent plus or minus 4.5
  • Adults 25 and over with a graduate degree7.0 percent plus or minus 2.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Carrollton

Housing in West Carrollton

  • Housing units6,162
  • Occupied units5,888
  • Vacant units274 plus or minus 136
  • Vacancy rate4.4 percent plus or minus 2.2
  • Owner occupied3,289
  • Renter occupied2,599
  • Ownership rate55.9 percent
  • Median owner-occupied home value$156,900
  • Median gross rent, monthly$1,028
  • Annual rent as a share of median income20.0 percent
  • Single family units3,617
  • Share single family58.7 percent
  • Units in buildings of two or more2,342
  • Share in buildings of two or more38.0 percent
  • Mobile homes137 plus or minus 85
  • Median year structure built1973

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Carrollton

How West Carrollton gets to work

  • Workers 16 and over who commute5,955
  • Commuting under 15 minutes2,032
  • Share commuting under 15 minutes34.1 percent
  • Commuting 30 minutes or more1,643 plus or minus 412
  • Share commuting 30 minutes or more27.6 percent plus or minus 6.5
  • Drove alone76.9 percent
  • Carpooled9.7 percent plus or minus 3.5
  • Public transport0.0 percent
  • Walked0.6 percent plus or minus 0.6
  • Worked from home12.8 percent plus or minus 3.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Carrollton

SBA 7(a) lending to West Carrollton borrowers

  • Approvals8
  • Gross approval$3,455,300
  • Average approval$431,913
  • Median approval$300,000
  • Ninetieth percentile approval$1,285,500
  • Largest approval$1,285,500
  • Jobs supported78
  • Jobs per approval9.8
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more12.5 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS5

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

West Carrollton

SBA 504 lending to West Carrollton borrowers

  • Approvals6
  • Gross approval$3,052,000
  • Average approval$508,667
  • Median approval$279,000
  • Largest approval$1,446,000
  • Jobs supported54
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

West Carrollton

Flood programme status in West Carrollton

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 7
  • NFIP community number390419
  • Currently effective map date01/06/05

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Montgomery County, not West Carrollton

Montgomery County context, not West Carrollton figures

These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as West Carrollton measurements.

  • Establishments in Montgomery County10,930
  • Employment at those establishments, Montgomery County234,881
  • Covered employment, Montgomery County250,085
  • Average annual pay, Montgomery County$61,439
  • Average weekly wage, Montgomery County$1,182
  • Housing units permitted, Montgomery County933
  • Of those, single family, Montgomery County349
  • County product, 2024, Montgomery County$40,096,997,000
  • County product change over the prior year, Montgomery County5.1 percent
  • Average income of an arriving household, Montgomery County$56,480

Every figure in this section is published for Montgomery County as a whole and is not a measurement of West Carrollton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

West Carrollton questions, answered from the record.

How many people live in West Carrollton, Ohio?

12,976, in 5,888 households. West Carrollton city covers 6.43 square miles of land, which is 2,019 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is West Carrollton in?

Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in West Carrollton?

$61,619. The median owner-occupied home is valued at $156,900. Median gross rent is $1,028 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to West Carrollton businesses?

8 7(a) approvals totalling $3.5 m, across 2 lenders, median approval $300,000, plus 6 504 approvals worth $3.1 m. These count approvals to borrowers whose address is in West Carrollton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to West Carrollton borrowers get paid back?

No rate is published for West Carrollton. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is West Carrollton in the National Flood Insurance Program?

Yes. West Carrollton appears in the FEMA Community Status Book as community 390419, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page West Carrollton figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Carrollton.

Is zoning published for West Carrollton?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.