HomeOhioMontgomery CountyGermantown
Germantown, Ohio: commercial real estate data.
Germantown is a Census city of 5,825 people across 4.22 square miles of land, in Montgomery County. Median household income is $90,125, 82.3 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $2.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Germantown
What Germantown is
- Census place typecity
- Land area4.22 sq mi
- Water area0 sq mi
- Population per square mile of land1,380
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How many people live in Germantown
- Population5,825
- Median age40.9
- Population under 181,476 plus or minus 347
- Share under 1825.3 percent plus or minus 6.0
- Population 65 and over1,070 plus or minus 244
- Share 65 and over18.4 percent plus or minus 4.2
- Households2,300
- Family households1,553
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Income and work in Germantown
- Median household income$90,125
- Per capita income$38,884
- Civilian labor force3,201
- Employed2,981
- Unemployed220 plus or minus 198
- Unemployment rate6.9 percent plus or minus 6.1
- Adults 25 and over3,863
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher28.3 percent plus or minus 6.9
- Adults 25 and over with a graduate degree12.2 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Housing in Germantown
- Housing units2,300
- Occupied units2,300
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied1,892
- Renter occupied408 plus or minus 157
- Ownership rate82.3 percent
- Median owner-occupied home value$205,900
- Median gross rent, monthly$1,004
- Annual rent as a share of median income13.4 percent plus or minus 3.4
- Single family units2,007
- Share single family87.3 percent
- Units in buildings of two or more269 plus or minus 168
- Share in buildings of two or more11.7 percent plus or minus 7.3
- Mobile homes24 plus or minus 40
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How Germantown gets to work
- Workers 16 and over who commute2,349
- Commuting under 15 minutes653 plus or minus 317
- Share commuting under 15 minutes27.8 percent plus or minus 13.2
- Commuting 30 minutes or more811 plus or minus 275
- Share commuting 30 minutes or more34.5 percent plus or minus 11.2
- Drove alone78.9 percent
- Carpooled4.3 percent plus or minus 3.9
- Public transport0.0 percent
- Walked3.7 percent plus or minus 3.0
- Worked from home13.2 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
SBA loans in Germantown (7(a))
- Approvals8
- Gross approval$2,687,000
- Average approval$335,875
- Median approval$60,000
- Largest approval$1,935,000
- Jobs supported18
- Jobs per approval2.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Germantown, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Germantown
Flood risk in Germantown
- NFIP communityVillage of Germantown
- NFIP community number390411
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/05
The Village of Germantown participates in the National Flood Insurance Program as community 390411 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Germantown
Montgomery County context, not Germantown figures
- Establishments in Montgomery County10,930
- Covered employment, Montgomery County250,085
- Average annual pay, Montgomery County$61,439
- Housing units permitted, Montgomery County933
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Germantown.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Germantown questions, answered from the record.
How many people live in Germantown, Ohio?
5,825, in 2,300 households. Germantown city covers 4.22 square miles of land, which is 1,380 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Germantown in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Germantown?
$90,125. The median owner-occupied home is valued at $205,900. Median gross rent is $1,004 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Germantown businesses?
8 7(a) approvals totaling $2.7 m since FY2020, across 4 lenders, median approval $60,000. These count approvals to borrowers whose address is in Germantown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Germantown borrowers get paid back?
No rate is published for Germantown. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Germantown in the National Flood Insurance Program?
Yes. Germantown appears in the FEMA Community Status Book as Germantown, village of, community 390411, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Germantown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Germantown.
Is zoning published for Germantown?
No. Nothing on this page presents parcel level zoning.