HomePennsylvaniaChester CountyDowningtown borough
Downingtown borough, Pennsylvania: commercial real estate data.
Downingtown borough is a Census borough of 8,255 people across 2.19 square miles of land, in Chester County. Median household income is $96,228, 48.0 percent of occupied homes are owned, and the SBA record carries 58 7(a) approvals to borrowers here worth $44.7 m.
81 sourced place values · tier FULL · 9 sections
Downingtown
What Downingtown is
- Census place typeborough
- Land area2.19 sq mi
- Water area0.04 sq mi
- Population per square mile of land3,773
- County holding the largest share of its areaChester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
How many people live in Downingtown
- Population8,255
- Median age38.9
- Population under 181,667
- Share under 1820.2 percent
- Population 65 and over1,091 plus or minus 230
- Share 65 and over13.2 percent plus or minus 2.8
- Households3,526
- Family households2,381
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
Income and work in Downingtown
- Median household income$96,228
- Per capita income$50,750
- Civilian labor force5,255
- Employed5,059
- Unemployed196 plus or minus 112
- Unemployment rate3.7 percent plus or minus 2.1
- Adults 25 and over6,171
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher49.2 percent
- Adults 25 and over with a graduate degree13.0 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
Housing in Downingtown
- Housing units3,697
- Occupied units3,526
- Vacant units171 plus or minus 130
- Vacancy rate4.6 percent plus or minus 3.5
- Owner occupied1,692
- Renter occupied1,834
- Ownership rate48.0 percent
- Median owner-occupied home value$353,800
- Median gross rent, monthly$1,518
- Annual rent as a share of median income18.9 percent
- Single family units2,120
- Share single family57.3 percent
- Units in buildings of two or more1,577 plus or minus 409
- Share in buildings of two or more42.7 percent plus or minus 10.7
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
How Downingtown gets to work
- Workers 16 and over who commute4,169
- Commuting under 15 minutes1,225 plus or minus 349
- Share commuting under 15 minutes29.4 percent plus or minus 8.0
- Commuting 30 minutes or more1,249 plus or minus 318
- Share commuting 30 minutes or more30.0 percent plus or minus 7.2
- Drove alone73.3 percent
- Carpooled9.0 percent plus or minus 4.2
- Public transport0.3 percent plus or minus 0.4
- Walked0.5 percent plus or minus 0.9
- Worked from home15.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
SBA 7(a) lending to Downingtown borrowers
- Approvals58
- Gross approval$44,687,900
- Average approval$770,481
- Median approval$250,000
- Ninetieth percentile approval$2,550,000
- Largest approval$5,000,000
- Jobs supported833
- Jobs per approval14.4
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.8 percent
- Share to franchises15.5 percent
- Distinct lenders22
- Distinct industries by NAICS33
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Downingtown
SBA 504 lending to Downingtown borrowers
- Approvals10
- Gross approval$7,396,000
- Average approval$739,600
- Median approval$763,000
- Largest approval$1,417,000
- Jobs supported131
- Loans with a final outcome5
- Charged off1
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Downingtown
Flood programme status in Downingtown
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420275
- Currently effective map date09/29/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Chester County, not Downingtown
Chester County context, not Downingtown figures
These are Chester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Downingtown measurements.
- Establishments in Chester County15,102
- Employment at those establishments, Chester County262,454
- Covered employment, Chester County251,284
- Average annual pay, Chester County$87,886
- Average weekly wage, Chester County$1,690
- Housing units permitted, Chester County1,529
- Of those, single family, Chester County1,187
- County product, 2024, Chester County$60,160,228,000
- County product change over the prior year, Chester County5.0 percent
- Average income of an arriving household, Chester County$121,506
Every figure in this section is published for Chester County as a whole and is not a measurement of Downingtown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Downingtown questions, answered from the record.
How many people live in Downingtown, Pennsylvania?
8,255, in 3,526 households. Downingtown borough covers 2.19 square miles of land, which is 3,773 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Downingtown in?
Chester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Downingtown?
$96,228. The median owner-occupied home is valued at $353,800. Median gross rent is $1,518 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Downingtown businesses?
58 7(a) approvals totalling $44.7 m, across 22 lenders, median approval $250,000, plus 10 504 approvals worth $7.4 m. These count approvals to borrowers whose address is in Downingtown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Downingtown borrowers get paid back?
Of the 10 loans that have reached a final outcome, 10 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Downingtown in the National Flood Insurance Program?
Yes. Downingtown appears in the FEMA Community Status Book as community 420275, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Downingtown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Downingtown.
Is zoning published for Downingtown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.