HomePennsylvaniaChester CountyDowningtown
Downingtown, Pennsylvania: commercial real estate data.
Downingtown is a Census borough of 8,255 people across 2.19 square miles of land, in Chester County. Median household income is $96,228, 48.0 percent of occupied homes are owned, and the SBA record carries 58 7(a) approvals to borrowers here worth $44.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Downingtown
What Downingtown is
- Census place typeborough
- Land area2.19 sq mi
- Water area0.04 sq mi
- Population per square mile of land3,773
- County holding the largest share of its areaChester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
How many people live in Downingtown
- Population8,255
- Median age38.9
- Population under 181,667
- Share under 1820.2 percent
- Population 65 and over1,091 plus or minus 230
- Share 65 and over13.2 percent plus or minus 2.8
- Households3,526
- Family households2,381
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
Income and work in Downingtown
- Median household income$96,228
- Per capita income$50,750
- Civilian labor force5,255
- Employed5,059
- Unemployed196 plus or minus 112
- Unemployment rate3.7 percent plus or minus 2.1
- Adults 25 and over6,171
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher49.2 percent
- Adults 25 and over with a graduate degree13.0 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
Housing in Downingtown
- Housing units3,697
- Occupied units3,526
- Vacant units171 plus or minus 130
- Vacancy rate4.6 percent plus or minus 3.5
- Owner occupied1,692
- Renter occupied1,834
- Ownership rate48.0 percent
- Median owner-occupied home value$353,800
- Median gross rent, monthly$1,518
- Annual rent as a share of median income18.9 percent
- Single family units2,120
- Share single family57.3 percent
- Units in buildings of two or more1,577 plus or minus 409
- Share in buildings of two or more42.7 percent plus or minus 10.7
- Mobile homes0
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
How Downingtown gets to work
- Workers 16 and over who commute4,169
- Commuting under 15 minutes1,225 plus or minus 349
- Share commuting under 15 minutes29.4 percent plus or minus 8.0
- Commuting 30 minutes or more1,249 plus or minus 318
- Share commuting 30 minutes or more30.0 percent plus or minus 7.2
- Drove alone73.3 percent
- Carpooled9.0 percent plus or minus 4.2
- Public transport0.3 percent plus or minus 0.4
- Walked0.5 percent plus or minus 0.9
- Worked from home15.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Downingtown
SBA loans in Downingtown (7(a))
- Approvals58
- Gross approval$44,687,900
- Average approval$770,481
- Median approval$250,000
- Ninetieth percentile approval$2,490,990
- Largest approval$5,000,000
- Jobs supported833
- Jobs per approval14.4
- Loans with a final outcome10
- Paid in full10
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.8 percent
- Share to franchises15.5 percent
- Distinct lenders22
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Downingtown, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Downingtown
SBA loans in Downingtown (504)
- Approvals10
- Gross approval$7,396,000
- Average approval$739,600
- Median approval$700,000
- Largest approval$1,417,000
- Jobs supported131
- Loans with a final outcome5
- Charged off1
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Downingtown, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Downingtown
Flood risk in Downingtown
- NFIP communityBorough of Downingtown
- NFIP community number420275
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/17
The Borough of Downingtown participates in the National Flood Insurance Program as community 420275 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chester County, not Downingtown
Chester County context, not Downingtown figures
- Establishments in Chester County15,102
- Covered employment, Chester County251,284
- Average annual pay, Chester County$87,886
- Housing units permitted, Chester County1,529
Every figure in this section is published for Chester County as a whole and is not a measurement of Downingtown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Downingtown questions, answered from the record.
How many people live in Downingtown, Pennsylvania?
8,255, in 3,526 households. Downingtown borough covers 2.19 square miles of land, which is 3,773 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Downingtown in?
Chester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Downingtown?
$96,228. The median owner-occupied home is valued at $353,800. Median gross rent is $1,518 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Downingtown businesses?
58 7(a) approvals totaling $44.7 m since FY2020, across 22 lenders, median approval $250,000, plus 10 504 approvals worth $7.4 m since FY2010. These count approvals to borrowers whose address is in Downingtown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Downingtown borrowers get paid back?
No rate is published for Downingtown. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Downingtown in the National Flood Insurance Program?
Yes. Downingtown appears in the FEMA Community Status Book as Downingtown, borough of, community 420275, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Downingtown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Downingtown.
Is zoning published for Downingtown?
No. Nothing on this page presents parcel level zoning.