HomePennsylvaniaChester CountyOxford borough
Oxford borough, Pennsylvania: commercial real estate data.
Oxford borough is a Census borough of 5,825 people across 1.96 square miles of land, in Chester County. Median household income is $67,733, 44.6 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $4.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oxford
What Oxford is
- Census place typeborough
- Land area1.96 sq mi
- Water area0 sq mi
- Population per square mile of land2,967
- County holding the largest share of its areaChester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population5,825
- Median age36.1
- Population under 181,638 plus or minus 431
- Share under 1828.1 percent plus or minus 7.4
- Population 65 and over971 plus or minus 249
- Share 65 and over16.7 percent plus or minus 4.3
- Households2,174
- Family households1,407
- Share of households that are families64.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$67,733 plus or minus $33,942
- Per capita income$41,563 plus or minus $10,215
- Civilian labor force2,595
- Employed2,465
- Unemployed130 plus or minus 140
- Unemployment rate5.0 percent plus or minus 5.3
- Adults 25 and over3,825
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher32.7 percent plus or minus 7.7
- Adults 25 and over with a graduate degree19.1 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units2,286
- Occupied units2,174
- Vacant units112 plus or minus 112
- Vacancy rate4.9 percent plus or minus 4.9
- Owner occupied969 plus or minus 210
- Renter occupied1,205 plus or minus 333
- Ownership rate44.6 percent
- Median owner-occupied home value$313,800
- Median gross rent, monthly$1,308
- Annual rent as a share of median income23.2 percent plus or minus 11.9
- Single family units1,138 plus or minus 282
- Share single family49.8 percent plus or minus 10.6
- Units in buildings of two or more899 plus or minus 303
- Share in buildings of two or more39.3 percent plus or minus 12.2
- Mobile homes249 plus or minus 202
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute2,117 plus or minus 432
- Commuting under 15 minutes575 plus or minus 252
- Share commuting under 15 minutes27.2 percent plus or minus 10.6
- Commuting 30 minutes or more841 plus or minus 307
- Share commuting 30 minutes or more39.7 percent plus or minus 12.0
- Drove alone76.2 percent
- Carpooled3.8 percent plus or minus 4.3
- Public transport0.0 percent
- Walked8.1 percent plus or minus 6.8
- Worked from home11.4 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA loans in Oxford (7(a))
- Approvals12
- Gross approval$4,818,400
- Average approval$401,533
- Median approval$422,900
- Ninetieth percentile approval$760,000
- Largest approval$792,000
- Jobs supported141
- Jobs per approval11.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises8.3 percent
- Distinct lenders7
- Distinct industries by NAICS10
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA loans in Oxford (504)
- Approvals4
- Gross approval$2,403,000
- Average approval$600,750
- Median approval$614,000
- Largest approval$1,059,000
- Jobs supported15
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood risk in Oxford
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420003
- Currently effective map date02/18/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Chester County, not Oxford
Chester County context, not Oxford figures
These are Chester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oxford measurements.
- Establishments in Chester County15,102
- Employment at those establishments, Chester County262,454
- Covered employment, Chester County251,284
- Average annual pay, Chester County$87,886
- Average weekly wage, Chester County$1,690
- Housing units permitted, Chester County1,529
- Of those, single family, Chester County1,187
- County product, 2024, Chester County$60,160,228,000
- County product change over the prior year, Chester County5.0 percent
- Average income of an arriving household, Chester County$121,506
Every figure in this section is published for Chester County as a whole and is not a measurement of Oxford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, Pennsylvania?
5,825, in 2,174 households. Oxford borough covers 1.96 square miles of land, which is 2,967 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Chester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$67,733. The median owner-occupied home is valued at $313,800. Median gross rent is $1,308 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
12 7(a) approvals totalling $4.8 m, across 7 lenders, median approval $422,900, plus 4 504 approvals worth $2.4 m. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as community 420003, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.