HomePennsylvaniaChester CountySpring City borough
Spring City borough, Pennsylvania: commercial real estate data.
Spring City borough is a Census borough of 3,657 people across 0.77 square miles of land, in Chester County. Median household income is $76,419, 53.8 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $9.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Spring City
What Spring City is
- Census place typeborough
- Land area0.77 sq mi
- Water area0.05 sq mi
- Population per square mile of land4,764
- County holding the largest share of its areaChester County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring City
How many people live in Spring City
- Population3,657
- Median age37.3 plus or minus 9.2
- Population under 18494 plus or minus 192
- Share under 1813.5 percent plus or minus 5.2
- Population 65 and over582 plus or minus 135
- Share 65 and over15.9 percent plus or minus 3.7
- Households1,998
- Family households778
- Share of households that are families38.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring City
Income and work in Spring City
- Median household income$76,419
- Per capita income$50,343
- Civilian labor force2,540
- Employed2,448
- Unemployed92 plus or minus 89
- Unemployment rate3.6 percent plus or minus 3.5
- Adults 25 and over2,925
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher44.6 percent plus or minus 9.9
- Adults 25 and over with a graduate degree8.8 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring City
Housing in Spring City
- Housing units2,096
- Occupied units1,998
- Vacant units98 plus or minus 82
- Vacancy rate4.7 percent plus or minus 3.9
- Owner occupied1,075
- Renter occupied923 plus or minus 211
- Ownership rate53.8 percent
- Median owner-occupied home value$269,100
- Median gross rent, monthly$1,070
- Annual rent as a share of median income16.8 percent plus or minus 3.4
- Single family units1,181 plus or minus 264
- Share single family56.3 percent plus or minus 11.3
- Units in buildings of two or more915 plus or minus 266
- Share in buildings of two or more43.7 percent plus or minus 11.9
- Mobile homes0
- Median year structure built1948
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring City
How Spring City gets to work
- Workers 16 and over who commute1,831
- Commuting under 15 minutes342 plus or minus 132
- Share commuting under 15 minutes18.7 percent plus or minus 6.7
- Commuting 30 minutes or more1,142 plus or minus 312
- Share commuting 30 minutes or more62.4 percent plus or minus 14.8
- Drove alone70.4 percent
- Carpooled0.6 percent plus or minus 0.9
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.7
- Worked from home24.2 percent plus or minus 9.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring City
SBA loans in Spring City (7(a))
- Approvals20
- Gross approval$9,913,000
- Average approval$495,650
- Median approval$300,000
- Ninetieth percentile approval$1,700,000
- Largest approval$2,000,000
- Jobs supported182
- Jobs per approval9.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more5.0 percent
- Share to franchises5.0 percent
- Distinct lenders12
- Distinct industries by NAICS12
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spring City
SBA loans in Spring City (504)
- Approvals1
- Gross approval$761,000
- Average approval$761,000
- Median approval$761,000
- Largest approval$761,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Spring City
Flood risk in Spring City
- Listed NFIP communities6
- Of those, participating6
- NFIP community number420269
- Currently effective map date01/16/15
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Chester County, not Spring City
Chester County context, not Spring City figures
These are Chester County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Spring City measurements.
- Establishments in Chester County15,102
- Employment at those establishments, Chester County262,454
- Covered employment, Chester County251,284
- Average annual pay, Chester County$87,886
- Average weekly wage, Chester County$1,690
- Housing units permitted, Chester County1,529
- Of those, single family, Chester County1,187
- County product, 2024, Chester County$60,160,228,000
- County product change over the prior year, Chester County5.0 percent
- Average income of an arriving household, Chester County$121,506
Every figure in this section is published for Chester County as a whole and is not a measurement of Spring City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Spring City questions, answered from the record.
How many people live in Spring City, Pennsylvania?
3,657, in 1,998 households. Spring City borough covers 0.77 square miles of land, which is 4,764 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spring City in?
Chester County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spring City?
$76,419. The median owner-occupied home is valued at $269,100. Median gross rent is $1,070 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spring City businesses?
20 7(a) approvals totalling $9.9 m, across 12 lenders, median approval $300,000, plus 1 504 approvals worth $761,000. These count approvals to borrowers whose address is in Spring City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spring City borrowers get paid back?
No rate is published for Spring City. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Spring City in the National Flood Insurance Program?
Yes. Spring City appears in the FEMA Community Status Book as community 420269, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spring City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chester County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spring City.
Is zoning published for Spring City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.