HomeTexasSmith CountyBullard
Bullard, Texas: commercial real estate data.
Bullard is a Census town of 4,346 people across 4.19 square miles of land, lying across Smith County and Cherokee County. Median household income is $118,860, 86.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bullard
What Bullard is
- Census place typetown
- Land area4.19 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,038
- County holding the largest share of its areaSmith County, 80.3 percent
- Counties this place lies inSmith County 80.3 percent, Cherokee County 19.7 percent
Bullard crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bullard
How many people live in Bullard
- Population4,346
- Median age29.8
- Population under 181,200 plus or minus 273
- Share under 1827.6 percent plus or minus 6.2
- Population 65 and over467 plus or minus 172
- Share 65 and over10.7 percent plus or minus 3.9
- Households1,538
- Family households1,278
- Share of households that are families83.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bullard
Income and work in Bullard
- Median household income$118,860
- Per capita income$48,371
- Civilian labor force2,264
- Employed2,157
- Unemployed107 plus or minus 149
- Unemployment rate4.7 percent plus or minus 6.6
- Adults 25 and over2,930
- Adults 25 and over with a high school diploma or higher91.9 percent
- Adults 25 and over with a bachelor degree or higher42.2 percent
- Adults 25 and over with a graduate degree10.9 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bullard
Housing in Bullard
- Housing units1,664
- Occupied units1,538
- Vacant units126 plus or minus 83
- Vacancy rate7.6 percent plus or minus 4.9
- Owner occupied1,324
- Renter occupied214 plus or minus 75
- Ownership rate86.1 percent
- Median owner-occupied home value$247,100
- Median gross rent, monthly$1,471 plus or minus $324
- Annual rent as a share of median income14.9 percent plus or minus 4.3
- Single family units1,537
- Share single family92.4 percent
- Units in buildings of two or more59 plus or minus 46
- Share in buildings of two or more3.5 percent plus or minus 2.7
- Mobile homes51 plus or minus 44
- Median year structure built2006
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bullard
How Bullard gets to work
- Workers 16 and over who commute1,974
- Commuting under 15 minutes251 plus or minus 99
- Share commuting under 15 minutes12.7 percent plus or minus 4.7
- Commuting 30 minutes or more763 plus or minus 212
- Share commuting 30 minutes or more38.7 percent plus or minus 9.4
- Drove alone72.5 percent
- Carpooled19.5 percent plus or minus 8.7
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.9
- Worked from home7.2 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bullard
SBA loans in Bullard (7(a))
- Approvals5
- Gross approval$3,440,700
- Average approval$688,140
- Median approval$640,000
- Largest approval$1,515,400
- Jobs supported47
- Jobs per approval9.4
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term300 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises40.0 percent
- Distinct lenders5
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Bullard, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bullard
SBA loans in Bullard (504)
- Approvals5
- Gross approval$3,113,000
- Average approval$622,600
- Median approval$541,000
- Largest approval$1,415,000
- Jobs supported44
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Bullard, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bullard
Flood risk in Bullard
- NFIP communityCity of Bullard
- NFIP community number480568
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/16/14
The City of Bullard participates in the National Flood Insurance Program as community 480568 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Smith County, not Bullard
Smith County context, not Bullard figures
- Establishments in Smith County6,356
- Covered employment, Smith County113,523
- Average annual pay, Smith County$57,439
- Housing units permitted, Smith County608
Every figure in this section is published for Smith County as a whole and is not a measurement of Bullard.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bullard questions, answered from the record.
How many people live in Bullard, Texas?
4,346, in 1,538 households. Bullard town covers 4.19 square miles of land, which is 1,038 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bullard in?
Bullard lies in more than one. By area it is 80.3 percent in Smith County, 19.7 percent in Cherokee County. This page sits under Smith County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Bullard?
$118,860. The median owner-occupied home is valued at $247,100. Median gross rent is $1,471 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bullard businesses?
5 7(a) approvals totaling $3.4 m since FY2020, across 5 lenders, median approval $640,000, plus 5 504 approvals worth $3.1 m since FY2010. These count approvals to borrowers whose address is in Bullard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bullard borrowers get paid back?
No rate is published for Bullard. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bullard in the National Flood Insurance Program?
Yes. Bullard appears in the FEMA Community Status Book as Bullard, city of, community 480568, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bullard figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Smith County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bullard.
Is zoning published for Bullard?
No. Nothing on this page presents parcel level zoning.
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