Troup, Texas: commercial real estate data.
Troup is a Census city of 2,338 people across 2.46 square miles of land, lying across Smith County and Cherokee County. Median household income is $53,457, 64.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Troup
What Troup is
- Census place typecity
- Land area2.46 sq mi
- Water area0.01 sq mi
- Population per square mile of land951 plus or minus 243
- County holding the largest share of its areaSmith County, 87.8 percent
- Counties this place lies inSmith County 87.8 percent, Cherokee County 12.2 percent
Troup crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troup
How many people live in Troup
- Population2,338 plus or minus 597
- Median age33.7
- Population under 18671 plus or minus 193
- Share under 1828.7 percent
- Population 65 and over286 plus or minus 91
- Share 65 and over12.2 percent
- Households754
- Family households526 plus or minus 123
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troup
Income and work in Troup
- Median household income$53,457
- Per capita income$22,812 plus or minus $4,911
- Civilian labor force1,043 plus or minus 258
- Employed923 plus or minus 228
- Unemployed120 plus or minus 63
- Unemployment rate11.5 percent plus or minus 5.3
- Adults 25 and over1,435 plus or minus 293
- Adults 25 and over with a high school diploma or higher81.7 percent plus or minus 22.6
- Adults 25 and over with a bachelor degree or higher21.0 percent plus or minus 6.6
- Adults 25 and over with a graduate degree8.4 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troup
Housing in Troup
- Housing units914
- Occupied units754
- Vacant units160 plus or minus 61
- Vacancy rate17.5 percent plus or minus 5.8
- Owner occupied485 plus or minus 113
- Renter occupied269 plus or minus 91
- Ownership rate64.3 percent
- Median owner-occupied home value$159,400
- Median gross rent, monthly$954
- Annual rent as a share of median income21.4 percent
- Single family units624 plus or minus 135
- Share single family68.3 percent
- Units in buildings of two or more111 plus or minus 58
- Share in buildings of two or more12.1 percent plus or minus 5.9
- Mobile homes179 plus or minus 63
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troup
How Troup gets to work
- Workers 16 and over who commute868 plus or minus 220
- Commuting under 15 minutes117 plus or minus 74
- Share commuting under 15 minutes13.5 percent plus or minus 7.8
- Commuting 30 minutes or more484 plus or minus 137
- Share commuting 30 minutes or more55.8 percent
- Drove alone84.6 percent
- Carpooled8.7 percent plus or minus 4.6
- Public transport0.0 percent
- Walked0.8 percent plus or minus 1.4
- Worked from home4.4 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troup
SBA loans in Troup (7(a))
- Approvals4
- Gross approval$4,553,100
- Average approval$1,138,275
- Median approval$965,000
- Largest approval$2,405,000
- Jobs supported45
- Jobs per approval11.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term147 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Troup, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Troup
SBA loans in Troup (504)
- Approvals1
- Gross approval$83,000
- Average approval$83,000
- Median approval$83,000
- Largest approval$83,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Troup, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Troup
Flood risk in Troup
- NFIP communityCity of Troup
- NFIP community number480570
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/11
The City of Troup participates in the National Flood Insurance Program as community 480570 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Smith County, not Troup
Smith County context, not Troup figures
- Establishments in Smith County6,356
- Covered employment, Smith County113,523
- Average annual pay, Smith County$57,439
- Housing units permitted, Smith County608
Every figure in this section is published for Smith County as a whole and is not a measurement of Troup.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Troup questions, answered from the record.
How many people live in Troup, Texas?
2,338, in 754 households. Troup city covers 2.46 square miles of land, which is 951 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Troup in?
Troup lies in more than one. By area it is 87.8 percent in Smith County, 12.2 percent in Cherokee County. This page sits under Smith County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Troup?
$53,457. The median owner-occupied home is valued at $159,400. Median gross rent is $954 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Troup businesses?
4 7(a) approvals totaling $4.6 m since FY2020, across 3 lenders, median approval $965,000, plus 1 504 approvals worth $83,000 since FY2010. These count approvals to borrowers whose address is in Troup, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Troup borrowers get paid back?
No rate is published for Troup. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Troup in the National Flood Insurance Program?
Yes. Troup appears in the FEMA Community Status Book as Troup, city of, community 480570, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Troup figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Smith County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Troup.
Is zoning published for Troup?
No. Nothing on this page presents parcel level zoning.
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