HomeTexasSmith CountyWinona town
Winona town, Texas: commercial real estate data.
Winona town is a Census town of 1,025 people across 1.54 square miles of land, in Smith County. Median household income is $56,417, 58.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $6.3 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Winona
What Winona is
- Census place typetown
- Land area1.54 sq mi
- Water area0.02 sq mi
- Population per square mile of land665 plus or minus 255
- County holding the largest share of its areaSmith County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
How many people live in Winona
- Population1,025 plus or minus 392
- Median age35.3
- Population under 18230 plus or minus 89
- Share under 1822.4 percent
- Population 65 and over128 plus or minus 62
- Share 65 and over12.5 percent plus or minus 3.8
- Households275 plus or minus 79
- Family households222 plus or minus 76
- Share of households that are families80.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
Income and work in Winona
- Median household income$56,417 plus or minus $27,381
- Per capita income$26,357 plus or minus $5,787
- Civilian labor force552 plus or minus 250
- Employed552 plus or minus 250
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over720 plus or minus 310
- Adults 25 and over with a high school diploma or higher94.2 percent plus or minus 51.1
- Adults 25 and over with a bachelor degree or higher9.6 percent plus or minus 7.7
- Adults 25 and over with a graduate degree1.4 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
Housing in Winona
- Housing units362 plus or minus 99
- Occupied units275 plus or minus 79
- Vacant units87 plus or minus 56
- Vacancy rate24.0 percent plus or minus 14.0
- Owner occupied161 plus or minus 53
- Renter occupied114 plus or minus 54
- Ownership rate58.5 percent
- Median owner-occupied home value$153,300 plus or minus $66,408
- Median gross rent, monthly$1,130
- Annual rent as a share of median income24.0 percent plus or minus 11.8
- Single family units243 plus or minus 77
- Share single family67.1 percent
- Units in buildings of two or more28 plus or minus 23
- Share in buildings of two or more7.7 percent plus or minus 6.0
- Mobile homes85 plus or minus 47
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
How Winona gets to work
- Workers 16 and over who commute523 plus or minus 236
- Commuting under 15 minutes90 plus or minus 58
- Share commuting under 15 minutes17.2 percent plus or minus 7.9
- Commuting 30 minutes or more279 plus or minus 173
- Share commuting 30 minutes or more53.3 percent plus or minus 22.6
- Drove alone75.3 percent plus or minus 19.7
- Carpooled16.8 percent plus or minus 21.4
- Public transport0.0 percent
- Walked6.2 percent plus or minus 6.8
- Worked from home1.3 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winona
SBA loans in Winona (7(a))
- Approvals3
- Gross approval$6,278,900
- Average approval$2,092,967
- Median approval$864,500
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported18
- Jobs per approval6.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term144 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winona
SBA loans in Winona (504)
- Approvals1
- Gross approval$2,129,000
- Average approval$2,129,000
- Median approval$2,129,000
- Largest approval$2,129,000
- Jobs supported17
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winona
Flood risk in Winona
- Listed NFIP communities1
- Of those, participating0
- NFIP community number480573
- Currently effective map date04/16/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Smith County, not Winona
Smith County context, not Winona figures
These are Smith County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winona measurements.
- Establishments in Smith County6,356
- Employment at those establishments, Smith County98,886
- Covered employment, Smith County113,523
- Average annual pay, Smith County$57,439
- Average weekly wage, Smith County$1,105
- Housing units permitted, Smith County608
- Of those, single family, Smith County464
- County product, 2024, Smith County$16,657,238,000
- County product change over the prior year, Smith County4.3 percent
- Average income of an arriving household, Smith County$75,953
Every figure in this section is published for Smith County as a whole and is not a measurement of Winona. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winona questions, answered from the record.
How many people live in Winona, Texas?
1,025, in 275 households. Winona town covers 1.54 square miles of land, which is 665 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winona in?
Smith County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winona?
$56,417. The median owner-occupied home is valued at $153,300. Median gross rent is $1,130 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winona businesses?
3 7(a) approvals totalling $6.3 m, across 3 lenders, median approval $864,500, plus 1 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Winona, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winona borrowers get paid back?
No rate is published for Winona. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Winona in the National Flood Insurance Program?
It is listed but not shown as participating. Winona appears in the FEMA Community Status Book as community 480573, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winona figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Smith County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winona.
Is zoning published for Winona?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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