HomeTexasSmith CountyWhitehouse city
Whitehouse city, Texas: commercial real estate data.
Whitehouse city is a Census city of 9,122 people across 5.50 square miles of land, in Smith County. Median household income is $99,458, 74.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.4 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Whitehouse
What Whitehouse is
- Census place typecity
- Land area5.5 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,660
- County holding the largest share of its areaSmith County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitehouse
How many people live in Whitehouse
- Population9,122
- Median age32.4
- Population under 182,544
- Share under 1827.9 percent
- Population 65 and over1,031 plus or minus 264
- Share 65 and over11.3 percent plus or minus 2.9
- Households2,877
- Family households2,210
- Share of households that are families76.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitehouse
Income and work in Whitehouse
- Median household income$99,458
- Per capita income$37,380
- Civilian labor force4,825
- Employed4,518
- Unemployed307 plus or minus 185
- Unemployment rate6.4 percent plus or minus 3.8
- Adults 25 and over5,903
- Adults 25 and over with a high school diploma or higher94.4 percent
- Adults 25 and over with a bachelor degree or higher33.5 percent
- Adults 25 and over with a graduate degree7.3 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitehouse
Housing in Whitehouse
- Housing units3,229
- Occupied units2,877
- Vacant units352 plus or minus 222
- Vacancy rate10.9 percent plus or minus 6.8
- Owner occupied2,148
- Renter occupied729 plus or minus 235
- Ownership rate74.7 percent
- Median owner-occupied home value$253,800
- Median gross rent, monthly$1,458
- Annual rent as a share of median income17.6 percent plus or minus 4.6
- Single family units2,633
- Share single family81.5 percent
- Units in buildings of two or more384 plus or minus 193
- Share in buildings of two or more11.9 percent plus or minus 5.8
- Mobile homes212 plus or minus 142
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitehouse
How Whitehouse gets to work
- Workers 16 and over who commute3,828
- Commuting under 15 minutes472 plus or minus 180
- Share commuting under 15 minutes12.3 percent plus or minus 4.5
- Commuting 30 minutes or more1,329 plus or minus 404
- Share commuting 30 minutes or more34.7 percent plus or minus 10.0
- Drove alone78.0 percent
- Carpooled5.4 percent plus or minus 3.5
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home15.2 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Whitehouse
SBA loans in Whitehouse (7(a))
- Approvals5
- Gross approval$4,381,000
- Average approval$876,200
- Median approval$268,000
- Ninetieth percentile approval$3,476,300
- Largest approval$3,476,300
- Jobs supported54
- Jobs per approval10.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Whitehouse
Flood risk in Whitehouse
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480572
- Currently effective map date04/16/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Smith County, not Whitehouse
Smith County context, not Whitehouse figures
These are Smith County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Whitehouse measurements.
- Establishments in Smith County6,356
- Employment at those establishments, Smith County98,886
- Covered employment, Smith County113,523
- Average annual pay, Smith County$57,439
- Average weekly wage, Smith County$1,105
- Housing units permitted, Smith County608
- Of those, single family, Smith County464
- County product, 2024, Smith County$16,657,238,000
- County product change over the prior year, Smith County4.3 percent
- Average income of an arriving household, Smith County$75,953
Every figure in this section is published for Smith County as a whole and is not a measurement of Whitehouse. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Whitehouse questions, answered from the record.
How many people live in Whitehouse, Texas?
9,122, in 2,877 households. Whitehouse city covers 5.50 square miles of land, which is 1,660 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Whitehouse in?
Smith County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Whitehouse?
$99,458. The median owner-occupied home is valued at $253,800. Median gross rent is $1,458 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Whitehouse businesses?
5 7(a) approvals totalling $4.4 m, across 5 lenders, median approval $268,000. These count approvals to borrowers whose address is in Whitehouse, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Whitehouse borrowers get paid back?
No rate is published for Whitehouse. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Whitehouse in the National Flood Insurance Program?
Yes. Whitehouse appears in the FEMA Community Status Book as community 480572, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Whitehouse figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Smith County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Whitehouse.
Is zoning published for Whitehouse?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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