HomeTexasSmith CountyLindale city
Lindale city, Texas: commercial real estate data.
Lindale city is a Census city of 6,644 people across 6.18 square miles of land, in Smith County. Median household income is $83,249, 65.0 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $12.6 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lindale
What Lindale is
- Census place typecity
- Land area6.18 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,074
- County holding the largest share of its areaSmith County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lindale
How many people live in Lindale
- Population6,644
- Median age39.1
- Population under 181,732 plus or minus 481
- Share under 1826.1 percent plus or minus 7.2
- Population 65 and over1,182 plus or minus 287
- Share 65 and over17.8 percent plus or minus 4.3
- Households2,491
- Family households1,834
- Share of households that are families73.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lindale
Income and work in Lindale
- Median household income$83,249
- Per capita income$36,346
- Civilian labor force2,929
- Employed2,911
- Unemployed18 plus or minus 29
- Unemployment rate0.6 percent plus or minus 1.0
- Adults 25 and over4,515
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher25.1 percent plus or minus 9.4
- Adults 25 and over with a graduate degree6.1 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lindale
Housing in Lindale
- Housing units2,839
- Occupied units2,491
- Vacant units348 plus or minus 173
- Vacancy rate12.3 percent plus or minus 5.9
- Owner occupied1,620
- Renter occupied871 plus or minus 230
- Ownership rate65.0 percent
- Median owner-occupied home value$272,800
- Median gross rent, monthly$1,274
- Annual rent as a share of median income18.4 percent plus or minus 4.0
- Single family units2,183
- Share single family76.9 percent
- Units in buildings of two or more591 plus or minus 228
- Share in buildings of two or more20.8 percent plus or minus 7.7
- Mobile homes65 plus or minus 97
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lindale
How Lindale gets to work
- Workers 16 and over who commute2,622
- Commuting under 15 minutes695 plus or minus 281
- Share commuting under 15 minutes26.5 percent plus or minus 10.1
- Commuting 30 minutes or more1,065 plus or minus 367
- Share commuting 30 minutes or more40.6 percent plus or minus 12.8
- Drove alone81.4 percent
- Carpooled3.4 percent plus or minus 4.5
- Public transport4.6 percent plus or minus 6.3
- Walked1.2 percent plus or minus 1.5
- Worked from home9.4 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lindale
SBA loans in Lindale (7(a))
- Approvals13
- Gross approval$12,578,900
- Average approval$967,608
- Median approval$432,500
- Ninetieth percentile approval$2,975,000
- Largest approval$4,286,900
- Jobs supported65
- Jobs per approval5.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more38.5 percent
- Share to franchises23.1 percent
- Distinct lenders12
- Distinct industries by NAICS11
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lindale
SBA loans in Lindale (504)
- Approvals7
- Gross approval$7,989,000
- Average approval$1,141,286
- Median approval$984,000
- Largest approval$2,529,000
- Jobs supported101
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lindale
Flood risk in Lindale
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480569
- Currently effective map date04/16/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Smith County, not Lindale
Smith County context, not Lindale figures
These are Smith County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lindale measurements.
- Establishments in Smith County6,356
- Employment at those establishments, Smith County98,886
- Covered employment, Smith County113,523
- Average annual pay, Smith County$57,439
- Average weekly wage, Smith County$1,105
- Housing units permitted, Smith County608
- Of those, single family, Smith County464
- County product, 2024, Smith County$16,657,238,000
- County product change over the prior year, Smith County4.3 percent
- Average income of an arriving household, Smith County$75,953
Every figure in this section is published for Smith County as a whole and is not a measurement of Lindale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lindale questions, answered from the record.
How many people live in Lindale, Texas?
6,644, in 2,491 households. Lindale city covers 6.18 square miles of land, which is 1,074 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lindale in?
Smith County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lindale?
$83,249. The median owner-occupied home is valued at $272,800. Median gross rent is $1,274 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lindale businesses?
13 7(a) approvals totalling $12.6 m, across 12 lenders, median approval $432,500, plus 7 504 approvals worth $8.0 m. These count approvals to borrowers whose address is in Lindale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lindale borrowers get paid back?
No rate is published for Lindale. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lindale in the National Flood Insurance Program?
Yes. Lindale appears in the FEMA Community Status Book as community 480569, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lindale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Smith County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lindale.
Is zoning published for Lindale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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