HomeCaliforniaMonterey CountySand City
Sand City, California: commercial real estate data.
Sand City is a Census city of 404 people across 0.55 square miles of land, in Monterey County. Median household income is $77,917, 18.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $530,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sand City
What Sand City is
- Census place typecity
- Land area0.55 sq mi
- Water area2.36 sq mi
- Population per square mile of land738 plus or minus 287
- County holding the largest share of its areaMonterey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand City
How many people live in Sand City
- Population404 plus or minus 157
- Median age36.8 plus or minus 9.0
- Population under 18104 plus or minus 73
- Share under 1825.7 percent plus or minus 15.2
- Population 65 and over47 plus or minus 28
- Share 65 and over11.6 percent plus or minus 5.1
- Households189 plus or minus 53
- Family households82 plus or minus 34
- Share of households that are families43.4 percent plus or minus 13.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand City
Income and work in Sand City
- Median household income$77,917 plus or minus $31,871
- Per capita income$48,550 plus or minus $19,676
- Civilian labor force227 plus or minus 79
- Employed221 plus or minus 77
- Unemployed6 plus or minus 6
- Unemployment rate2.6 percent plus or minus 2.5
- Adults 25 and over256 plus or minus 76
- Adults 25 and over with a high school diploma or higher70.7 percent plus or minus 27.4
- Adults 25 and over with a bachelor degree or higher36.3 percent
- Adults 25 and over with a graduate degree16.4 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand City
Housing in Sand City
- Housing units234 plus or minus 57
- Occupied units189 plus or minus 53
- Vacant units45 plus or minus 24
- Vacancy rate19.2 percent plus or minus 9.1
- Owner occupied35 plus or minus 15
- Renter occupied154 plus or minus 49
- Ownership rate18.5 percent plus or minus 6.0
- Median owner-occupied home value$1,080,400
- Median gross rent, monthly$2,316 plus or minus $640
- Annual rent as a share of median income35.7 percent plus or minus 17.6
- Single family units98 plus or minus 38
- Share single family41.9 percent plus or minus 12.4
- Units in buildings of two or more136 plus or minus 42
- Share in buildings of two or more58.1 percent
- Mobile homes0
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand City
How Sand City gets to work
- Workers 16 and over who commute197 plus or minus 67
- Commuting under 15 minutes48 plus or minus 22
- Share commuting under 15 minutes24.4 percent plus or minus 7.5
- Commuting 30 minutes or more62 plus or minus 44
- Share commuting 30 minutes or more31.5 percent plus or minus 19.4
- Drove alone74.1 percent
- Carpooled5.5 percent plus or minus 6.6
- Public transport1.8 percent plus or minus 3.1
- Walked4.5 percent plus or minus 2.3
- Worked from home10.5 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sand City
SBA loans in Sand City (7(a))
- Approvals2
- Gross approval$530,200
- Average approval$265,100
- Median approval$265,100
- Largest approval$427,500
- Jobs supported22
- Jobs per approval11.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Sand City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sand City
SBA loans in Sand City (504)
- Approvals2
- Gross approval$1,645,000
- Average approval$822,500
- Median approval$822,500
- Largest approval$893,000
- Jobs supported11
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Sand City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sand City
Flood risk in Sand City
- NFIP communityCity of Sand City
- NFIP community number060435
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/21/17
The City of Sand City participates in the National Flood Insurance Program as community 060435 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Monterey County, not Sand City
Monterey County context, not Sand City figures
- Establishments in Monterey County9,212
- Covered employment, Monterey County200,244
- Average annual pay, Monterey County$61,375
- Housing units permitted, Monterey County677
Every figure in this section is published for Monterey County as a whole and is not a measurement of Sand City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sand City questions, answered from the record.
How many people live in Sand City, California?
404, in 189 households. Sand City city covers 0.55 square miles of land, which is 738 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sand City in?
Monterey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sand City?
$77,917. The median owner-occupied home is valued at $1,080,400. Median gross rent is $2,316 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sand City businesses?
2 7(a) approvals totaling $530,200 since FY2020, across 2 lenders, median approval $265,100, plus 2 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Sand City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sand City borrowers get paid back?
No rate is published for Sand City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sand City in the National Flood Insurance Program?
Yes. Sand City appears in the FEMA Community Status Book as Sand City, city of, community 060435, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sand City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monterey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sand City.
Is zoning published for Sand City?
No. Nothing on this page presents parcel level zoning.