HomeCaliforniaSan Bernardino CountyBig Bear Lake
Big Bear Lake, California: commercial real estate data.
Big Bear Lake is a Census city of 5,041 people across 6.25 square miles of land, in San Bernardino County. Median household income is $76,250, 64.9 percent of occupied homes are owned, and the SBA record carries 46 7(a) approvals to borrowers here worth $42.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Big Bear Lake
What Big Bear Lake is
- Census place typecity
- Land area6.25 sq mi
- Water area0.18 sq mi
- Population per square mile of land806
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Bear Lake
How many people live in Big Bear Lake
- Population5,041
- Median age46.6
- Population under 18915 plus or minus 255
- Share under 1818.2 percent plus or minus 5.1
- Population 65 and over1,082
- Share 65 and over21.5 percent
- Households2,308
- Family households1,291
- Share of households that are families55.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Bear Lake
Income and work in Big Bear Lake
- Median household income$76,250
- Per capita income$52,141
- Civilian labor force2,653
- Employed2,513
- Unemployed140 plus or minus 86
- Unemployment rate5.3 percent plus or minus 3.2
- Adults 25 and over3,837
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher33.9 percent
- Adults 25 and over with a graduate degree13.4 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Bear Lake
Housing in Big Bear Lake
- Housing units9,722
- Occupied units2,308
- Vacant units7,414
- Vacancy rate76.3 percent
- Owner occupied1,499
- Renter occupied809 plus or minus 180
- Ownership rate64.9 percent
- Median owner-occupied home value$576,700
- Median gross rent, monthly$1,454
- Annual rent as a share of median income22.9 percent
- Single family units8,648
- Share single family89.0 percent
- Units in buildings of two or more813 plus or minus 176
- Share in buildings of two or more8.4 percent plus or minus 1.8
- Mobile homes261 plus or minus 88
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Bear Lake
How Big Bear Lake gets to work
- Workers 16 and over who commute1,975
- Commuting under 15 minutes1,330 plus or minus 270
- Share commuting under 15 minutes67.3 percent
- Commuting 30 minutes or more479 plus or minus 190
- Share commuting 30 minutes or more24.3 percent plus or minus 9.0
- Drove alone59.8 percent
- Carpooled12.5 percent plus or minus 7.3
- Public transport2.4 percent plus or minus 3.6
- Walked2.7 percent plus or minus 2.4
- Worked from home20.8 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Big Bear Lake
SBA loans in Big Bear Lake (7(a))
- Approvals46
- Gross approval$42,337,600
- Average approval$920,383
- Median approval$348,750
- Ninetieth percentile approval$2,450,000
- Largest approval$5,000,000
- Jobs supported505
- Jobs per approval11.0
- Loans with a final outcome9
- Paid in full6
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more47.8 percent
- Share to franchises10.9 percent
- Distinct lenders18
- Distinct industries by NAICS26
Counted by borrower city: approvals to borrowers whose address is in Big Bear Lake, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Big Bear Lake
SBA loans in Big Bear Lake (504)
- Approvals6
- Gross approval$5,781,000
- Average approval$963,500
- Median approval$592,000
- Largest approval$3,364,000
- Jobs supported31
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Big Bear Lake, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Big Bear Lake
Flood risk in Big Bear Lake
- NFIP communityCity of Big Bear Lake
- NFIP community number060731
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/08
The City of Big Bear Lake participates in the National Flood Insurance Program as community 060731 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Bernardino County, not Big Bear Lake
San Bernardino County context, not Big Bear Lake figures
- Establishments in San Bernardino County42,571
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Housing units permitted, San Bernardino County6,226
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Big Bear Lake.
All San Bernardino County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Big Bear Lake questions, answered from the record.
How many people live in Big Bear Lake, California?
5,041, in 2,308 households. Big Bear Lake city covers 6.25 square miles of land, which is 806 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Big Bear Lake in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Big Bear Lake?
$76,250. The median owner-occupied home is valued at $576,700. Median gross rent is $1,454 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Big Bear Lake businesses?
46 7(a) approvals totaling $42.3 m since FY2020, across 18 lenders, median approval $348,750, plus 6 504 approvals worth $5.8 m since FY2010. These count approvals to borrowers whose address is in Big Bear Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Big Bear Lake borrowers get paid back?
No rate is published for Big Bear Lake. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Big Bear Lake in the National Flood Insurance Program?
Yes. Big Bear Lake appears in the FEMA Community Status Book as Big Bear Lake, city of, community 060731, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Big Bear Lake figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Big Bear Lake.
Is zoning published for Big Bear Lake?
No. Nothing on this page presents parcel level zoning.
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