HomeCaliforniaSan Bernardino CountyGrand Terrace
Grand Terrace, California: commercial real estate data.
Grand Terrace is a Census city of 13,078 people across 3.52 square miles of land, in San Bernardino County. Median household income is $83,628, 64.4 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $6.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grand Terrace
What Grand Terrace is
- Census place typecity
- Land area3.52 sq mi
- Water area0 sq mi
- Population per square mile of land3,712
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Terrace
How many people live in Grand Terrace
- Population13,078
- Median age37.7
- Population under 182,855
- Share under 1821.8 percent
- Population 65 and over2,298
- Share 65 and over17.6 percent
- Households4,736
- Family households3,304
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Terrace
Income and work in Grand Terrace
- Median household income$83,628
- Per capita income$39,943
- Civilian labor force6,582
- Employed6,144
- Unemployed438 plus or minus 249
- Unemployment rate6.7 percent plus or minus 3.8
- Adults 25 and over9,190
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher28.4 percent
- Adults 25 and over with a graduate degree11.1 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Terrace
Housing in Grand Terrace
- Housing units5,069
- Occupied units4,736
- Vacant units333 plus or minus 144
- Vacancy rate6.6 percent plus or minus 2.8
- Owner occupied3,051
- Renter occupied1,685 plus or minus 373
- Ownership rate64.4 percent
- Median owner-occupied home value$517,600
- Median gross rent, monthly$2,024
- Annual rent as a share of median income29.0 percent
- Single family units3,277
- Share single family64.6 percent
- Units in buildings of two or more1,419 plus or minus 361
- Share in buildings of two or more28.0 percent plus or minus 6.9
- Mobile homes373 plus or minus 113
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Terrace
How Grand Terrace gets to work
- Workers 16 and over who commute5,230
- Commuting under 15 minutes1,153 plus or minus 294
- Share commuting under 15 minutes22.0 percent plus or minus 5.3
- Commuting 30 minutes or more1,717 plus or minus 388
- Share commuting 30 minutes or more32.8 percent plus or minus 6.8
- Drove alone74.9 percent
- Carpooled10.7 percent plus or minus 2.8
- Public transport0.0 percent
- Walked1.6 percent plus or minus 1.8
- Worked from home10.8 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grand Terrace
SBA loans in Grand Terrace (7(a))
- Approvals10
- Gross approval$6,673,500
- Average approval$667,350
- Median approval$354,400
- Largest approval$2,479,200
- Jobs supported159
- Jobs per approval15.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term122 months
- Share on real estate terms of 20 years or more30.0 percent
- Share to franchises30.0 percent
- Distinct lenders9
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Grand Terrace, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grand Terrace
SBA loans in Grand Terrace (504)
- Approvals4
- Gross approval$6,083,000
- Average approval$1,520,750
- Median approval$1,103,000
- Largest approval$3,681,000
- Jobs supported109
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Grand Terrace, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grand Terrace
Flood risk in Grand Terrace
- NFIP communityCity of Grand Terrace
- NFIP community number060737
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/02/16
The City of Grand Terrace participates in the National Flood Insurance Program as community 060737 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Bernardino County, not Grand Terrace
San Bernardino County context, not Grand Terrace figures
- Establishments in San Bernardino County42,571
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Housing units permitted, San Bernardino County6,226
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Grand Terrace.
All San Bernardino County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grand Terrace questions, answered from the record.
How many people live in Grand Terrace, California?
13,078, in 4,736 households. Grand Terrace city covers 3.52 square miles of land, which is 3,712 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grand Terrace in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grand Terrace?
$83,628. The median owner-occupied home is valued at $517,600. Median gross rent is $2,024 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grand Terrace businesses?
10 7(a) approvals totaling $6.7 m since FY2020, across 9 lenders, median approval $354,400, plus 4 504 approvals worth $6.1 m since FY2010. These count approvals to borrowers whose address is in Grand Terrace, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grand Terrace borrowers get paid back?
No rate is published for Grand Terrace. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grand Terrace in the National Flood Insurance Program?
Yes. Grand Terrace appears in the FEMA Community Status Book as Grand Terrace, city of, community 060737, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grand Terrace figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grand Terrace.
Is zoning published for Grand Terrace?
No. Nothing on this page presents parcel level zoning.
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