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HomeCaliforniaSan Bernardino CountyLucerne Valley CDP

Lucerne Valley CDP, California: commercial real estate data.

Lucerne Valley CDP is a Census CDP of 5,957 people across 105.63 square miles of land, in San Bernardino County. Median household income is $54,788, 75.5 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $295,000.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Lucerne Valley

What Lucerne Valley is

  • Census place typeCDP
  • Land area105.63 sq mi
  • Water area0 sq mi
  • Population per square mile of land56
  • County holding the largest share of its areaSan Bernardino County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lucerne Valley

How many people live in Lucerne Valley

  • Population5,957
  • Median age45.5
  • Population under 181,358 plus or minus 332
  • Share under 1822.8 percent
  • Population 65 and over1,214 plus or minus 291
  • Share 65 and over20.4 percent
  • Households2,055
  • Family households1,216 plus or minus 254
  • Share of households that are families59.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lucerne Valley

Income and work in Lucerne Valley

  • Median household income$54,788 plus or minus $19,921
  • Per capita income$24,640
  • Civilian labor force2,039 plus or minus 495
  • Employed1,659 plus or minus 383
  • Unemployed380 plus or minus 302
  • Unemployment rate18.6 percent plus or minus 14.1
  • Adults 25 and over4,079
  • Adults 25 and over with a high school diploma or higher84.1 percent
  • Adults 25 and over with a bachelor degree or higher21.1 percent plus or minus 5.8
  • Adults 25 and over with a graduate degree6.2 percent plus or minus 3.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lucerne Valley

Housing in Lucerne Valley

  • Housing units2,542
  • Occupied units2,055
  • Vacant units487 plus or minus 189
  • Vacancy rate19.2 percent plus or minus 7.2
  • Owner occupied1,552
  • Renter occupied503 plus or minus 187
  • Ownership rate75.5 percent
  • Median owner-occupied home value$269,100 plus or minus $74,475
  • Median gross rent, monthly$1,181
  • Annual rent as a share of median income25.9 percent plus or minus 9.9
  • Single family units1,913
  • Share single family75.3 percent
  • Units in buildings of two or more9 plus or minus 25
  • Share in buildings of two or more0.4 percent plus or minus 1.0
  • Mobile homes620 plus or minus 210
  • Median year structure built1973

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lucerne Valley

How Lucerne Valley gets to work

  • Workers 16 and over who commute1,553 plus or minus 366
  • Commuting under 15 minutes623 plus or minus 351
  • Share commuting under 15 minutes40.1 percent plus or minus 20.6
  • Commuting 30 minutes or more721 plus or minus 238
  • Share commuting 30 minutes or more46.4 percent plus or minus 10.7
  • Drove alone63.5 percent plus or minus 19.6
  • Carpooled27.9 percent plus or minus 11.2
  • Public transport1.2 percent plus or minus 3.3
  • Walked0.0 percent
  • Worked from home4.0 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lucerne Valley

SBA loans in Lucerne Valley (7(a))

  • Approvals4
  • Gross approval$295,000
  • Average approval$73,750
  • Median approval$20,000
  • Ninetieth percentile approval$250,000
  • Largest approval$250,000
  • Jobs supported7
  • Jobs per approval1.8
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS4

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

San Bernardino County, not Lucerne Valley

San Bernardino County context, not Lucerne Valley figures

These are San Bernardino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lucerne Valley measurements.

  • Establishments in San Bernardino County42,571
  • Employment at those establishments, San Bernardino County718,612
  • Covered employment, San Bernardino County845,908
  • Average annual pay, San Bernardino County$62,368
  • Average weekly wage, San Bernardino County$1,199
  • Housing units permitted, San Bernardino County6,226
  • Of those, single family, San Bernardino County3,617
  • County product, 2024, San Bernardino County$137,913,905,000
  • County product change over the prior year, San Bernardino County6.2 percent
  • Average income of an arriving household, San Bernardino County$60,991

Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Lucerne Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Lucerne Valley questions, answered from the record.

How many people live in Lucerne Valley, California?

5,957, in 2,055 households. Lucerne Valley CDP covers 105.63 square miles of land, which is 56 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Lucerne Valley in?

San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Lucerne Valley?

$54,788. The median owner-occupied home is valued at $269,100. Median gross rent is $1,181 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Lucerne Valley businesses?

4 7(a) approvals totalling $295,000, across 3 lenders, median approval $20,000. These count approvals to borrowers whose address is in Lucerne Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Lucerne Valley borrowers get paid back?

No rate is published for Lucerne Valley. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Lucerne Valley figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lucerne Valley.

Is zoning published for Lucerne Valley?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.