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HomeCaliforniaSan Bernardino CountyMontclair city

Montclair city, California: commercial real estate data.

Montclair city is a Census city of 37,810 people across 5.53 square miles of land, in San Bernardino County. Median household income is $77,659, 54.8 percent of occupied homes are owned, and the SBA record carries 66 7(a) approvals to borrowers here worth $47.2 m.

82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Montclair

What Montclair is

  • Census place typecity
  • Land area5.53 sq mi
  • Water area0 sq mi
  • Population per square mile of land6,836
  • County holding the largest share of its areaSan Bernardino County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montclair

How many people live in Montclair

  • Population37,810
  • Median age33.7
  • Population under 188,879
  • Share under 1823.5 percent
  • Population 65 and over4,569
  • Share 65 and over12.1 percent
  • Households10,652
  • Family households8,527
  • Share of households that are families80.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montclair

Income and work in Montclair

  • Median household income$77,659
  • Per capita income$27,549
  • Civilian labor force18,203
  • Employed16,968
  • Unemployed1,235 plus or minus 308
  • Unemployment rate6.8 percent plus or minus 1.7
  • Adults 25 and over24,436
  • Adults 25 and over with a high school diploma or higher74.2 percent
  • Adults 25 and over with a bachelor degree or higher18.8 percent
  • Adults 25 and over with a graduate degree6.7 percent plus or minus 1.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montclair

Housing in Montclair

  • Housing units10,974
  • Occupied units10,652
  • Vacant units322 plus or minus 152
  • Vacancy rate2.9 percent plus or minus 1.4
  • Owner occupied5,839
  • Renter occupied4,813
  • Ownership rate54.8 percent
  • Median owner-occupied home value$569,100
  • Median gross rent, monthly$1,889
  • Annual rent as a share of median income29.2 percent
  • Single family units6,969
  • Share single family63.5 percent
  • Units in buildings of two or more3,078
  • Share in buildings of two or more28.0 percent
  • Mobile homes898 plus or minus 201
  • Median year structure built1969

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montclair

How Montclair gets to work

  • Workers 16 and over who commute15,366
  • Commuting under 15 minutes2,439
  • Share commuting under 15 minutes15.9 percent
  • Commuting 30 minutes or more7,016
  • Share commuting 30 minutes or more45.7 percent
  • Drove alone75.4 percent
  • Carpooled13.4 percent
  • Public transport0.9 percent plus or minus 0.5
  • Walked2.2 percent plus or minus 1.8
  • Worked from home6.5 percent plus or minus 1.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Montclair

SBA loans in Montclair (7(a))

  • Approvals66
  • Gross approval$47,208,000
  • Average approval$715,273
  • Median approval$350,000
  • Ninetieth percentile approval$2,100,000
  • Largest approval$5,000,000
  • Jobs supported764
  • Jobs per approval11.6
  • Loans with a final outcome11
  • Paid in full11
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more37.9 percent
  • Share to franchises3.0 percent
  • Distinct lenders35
  • Distinct industries by NAICS50

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Montclair

SBA loans in Montclair (504)

  • Approvals50
  • Gross approval$60,005,000
  • Average approval$1,200,100
  • Median approval$762,000
  • Largest approval$5,000,000
  • Jobs supported428
  • Loans with a final outcome16
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs11

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Montclair

Flood risk in Montclair

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number060276
  • Currently effective map date08/28/08

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

San Bernardino County, not Montclair

San Bernardino County context, not Montclair figures

These are San Bernardino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Montclair measurements.

  • Establishments in San Bernardino County42,571
  • Employment at those establishments, San Bernardino County718,612
  • Covered employment, San Bernardino County845,908
  • Average annual pay, San Bernardino County$62,368
  • Average weekly wage, San Bernardino County$1,199
  • Housing units permitted, San Bernardino County6,226
  • Of those, single family, San Bernardino County3,617
  • County product, 2024, San Bernardino County$137,913,905,000
  • County product change over the prior year, San Bernardino County6.2 percent
  • Average income of an arriving household, San Bernardino County$60,991

Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Montclair. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Montclair questions, answered from the record.

How many people live in Montclair, California?

37,810, in 10,652 households. Montclair city covers 5.53 square miles of land, which is 6,836 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Montclair in?

San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Montclair?

$77,659. The median owner-occupied home is valued at $569,100. Median gross rent is $1,889 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Montclair businesses?

66 7(a) approvals totalling $47.2 m, across 35 lenders, median approval $350,000, plus 50 504 approvals worth $60.0 m. These count approvals to borrowers whose address is in Montclair, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Montclair borrowers get paid back?

Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Montclair in the National Flood Insurance Program?

Yes. Montclair appears in the FEMA Community Status Book as community 060276, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Montclair figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montclair.

Is zoning published for Montclair?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.