HomeCaliforniaSan Bernardino CountyNeedles city
Needles city, California: commercial real estate data.
Needles city is a Census city of 4,872 people across 30.58 square miles of land, in San Bernardino County. Median household income is $38,243, 52.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $27.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Needles
What Needles is
- Census place typecity
- Land area30.58 sq mi
- Water area0.5 sq mi
- Population per square mile of land159
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Needles
How many people live in Needles
- Population4,872
- Median age49.5
- Population under 18809 plus or minus 217
- Share under 1816.6 percent plus or minus 4.4
- Population 65 and over1,102 plus or minus 242
- Share 65 and over22.6 percent plus or minus 5.0
- Households2,218
- Family households1,342
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Needles
Income and work in Needles
- Median household income$38,243 plus or minus $10,232
- Per capita income$29,068
- Civilian labor force1,769
- Employed1,541 plus or minus 316
- Unemployed228 plus or minus 132
- Unemployment rate12.9 percent plus or minus 7.1
- Adults 25 and over3,708
- Adults 25 and over with a high school diploma or higher81.0 percent
- Adults 25 and over with a bachelor degree or higher10.2 percent plus or minus 4.0
- Adults 25 and over with a graduate degree2.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Needles
Housing in Needles
- Housing units3,007
- Occupied units2,218
- Vacant units789 plus or minus 164
- Vacancy rate26.2 percent
- Owner occupied1,156
- Renter occupied1,062 plus or minus 258
- Ownership rate52.1 percent
- Median owner-occupied home value$157,200
- Median gross rent, monthly$745
- Annual rent as a share of median income23.4 percent plus or minus 6.7
- Single family units1,772
- Share single family58.9 percent
- Units in buildings of two or more644 plus or minus 247
- Share in buildings of two or more21.4 percent plus or minus 8.1
- Mobile homes582 plus or minus 128
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Needles
How Needles gets to work
- Workers 16 and over who commute1,411 plus or minus 290
- Commuting under 15 minutes863 plus or minus 203
- Share commuting under 15 minutes61.2 percent
- Commuting 30 minutes or more329 plus or minus 144
- Share commuting 30 minutes or more23.3 percent plus or minus 9.0
- Drove alone79.3 percent
- Carpooled13.1 percent plus or minus 7.1
- Public transport0.0 percent
- Walked1.5 percent plus or minus 1.7
- Worked from home5.9 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Needles
SBA loans in Needles (7(a))
- Approvals9
- Gross approval$27,878,500
- Average approval$3,097,611
- Median approval$3,508,000
- Ninetieth percentile approval$4,882,500
- Largest approval$4,882,500
- Jobs supported125
- Jobs per approval13.9
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more77.8 percent
- Share to franchises55.6 percent
- Distinct lenders7
- Distinct industries by NAICS6
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Needles
SBA loans in Needles (504)
- Approvals3
- Gross approval$3,100,000
- Average approval$1,033,333
- Median approval$1,192,000
- Largest approval$1,308,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Needles
Flood risk in Needles
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060277
- Currently effective map date09/02/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Bernardino County, not Needles
San Bernardino County context, not Needles figures
These are San Bernardino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Needles measurements.
- Establishments in San Bernardino County42,571
- Employment at those establishments, San Bernardino County718,612
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Average weekly wage, San Bernardino County$1,199
- Housing units permitted, San Bernardino County6,226
- Of those, single family, San Bernardino County3,617
- County product, 2024, San Bernardino County$137,913,905,000
- County product change over the prior year, San Bernardino County6.2 percent
- Average income of an arriving household, San Bernardino County$60,991
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Needles. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Needles questions, answered from the record.
How many people live in Needles, California?
4,872, in 2,218 households. Needles city covers 30.58 square miles of land, which is 159 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Needles in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Needles?
$38,243. The median owner-occupied home is valued at $157,200. Median gross rent is $745 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Needles businesses?
9 7(a) approvals totalling $27.9 m, across 7 lenders, median approval $3,508,000, plus 3 504 approvals worth $3.1 m. These count approvals to borrowers whose address is in Needles, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Needles borrowers get paid back?
No rate is published for Needles. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Needles in the National Flood Insurance Program?
Yes. Needles appears in the FEMA Community Status Book as community 060277, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Needles figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Needles.
Is zoning published for Needles?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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