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HomeCaliforniaSan Bernardino CountyNeedles

Needles, California: commercial real estate data.

Needles is a Census city of 4,872 people across 30.58 square miles of land, in San Bernardino County. Median household income is $38,243, 52.1 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $27.9 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Needles

What Needles is

  • Census place typecity
  • Land area30.58 sq mi
  • Water area0.5 sq mi
  • Population per square mile of land159
  • County holding the largest share of its areaSan Bernardino County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Needles

How many people live in Needles

  • Population4,872
  • Median age49.5
  • Population under 18809 plus or minus 217
  • Share under 1816.6 percent plus or minus 4.4
  • Population 65 and over1,102 plus or minus 242
  • Share 65 and over22.6 percent plus or minus 5.0
  • Households2,218
  • Family households1,342
  • Share of households that are families60.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Needles

Income and work in Needles

  • Median household income$38,243 plus or minus $10,232
  • Per capita income$29,068
  • Civilian labor force1,769
  • Employed1,541 plus or minus 316
  • Unemployed228 plus or minus 132
  • Unemployment rate12.9 percent plus or minus 7.1
  • Adults 25 and over3,708
  • Adults 25 and over with a high school diploma or higher81.0 percent
  • Adults 25 and over with a bachelor degree or higher10.2 percent plus or minus 4.0
  • Adults 25 and over with a graduate degree2.2 percent plus or minus 2.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Needles

Housing in Needles

  • Housing units3,007
  • Occupied units2,218
  • Vacant units789 plus or minus 164
  • Vacancy rate26.2 percent
  • Owner occupied1,156
  • Renter occupied1,062 plus or minus 258
  • Ownership rate52.1 percent
  • Median owner-occupied home value$157,200
  • Median gross rent, monthly$745
  • Annual rent as a share of median income23.4 percent plus or minus 6.7
  • Single family units1,772
  • Share single family58.9 percent
  • Units in buildings of two or more644 plus or minus 247
  • Share in buildings of two or more21.4 percent plus or minus 8.1
  • Mobile homes582 plus or minus 128
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Needles

How Needles gets to work

  • Workers 16 and over who commute1,411 plus or minus 290
  • Commuting under 15 minutes863 plus or minus 203
  • Share commuting under 15 minutes61.2 percent
  • Commuting 30 minutes or more329 plus or minus 144
  • Share commuting 30 minutes or more23.3 percent plus or minus 9.0
  • Drove alone79.3 percent
  • Carpooled13.1 percent plus or minus 7.1
  • Public transport0.0 percent
  • Walked1.5 percent plus or minus 1.7
  • Worked from home5.9 percent plus or minus 3.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Needles

SBA loans in Needles (7(a))

  • Approvals9
  • Gross approval$27,878,500
  • Average approval$3,097,611
  • Median approval$3,508,000
  • Largest approval$4,882,500
  • Jobs supported125
  • Jobs per approval13.9
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more77.8 percent
  • Share to franchises55.6 percent
  • Distinct lenders7
  • Distinct industries by NAICS6

Counted by borrower city: approvals to borrowers whose address is in Needles, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Needles

SBA loans in Needles (504)

  • Approvals3
  • Gross approval$3,100,000
  • Average approval$1,033,333
  • Median approval$1,192,000
  • Largest approval$1,308,000
  • Jobs supported5
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Needles, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Needles

Flood risk in Needles

  • NFIP communityCity of Needles
  • NFIP community number060277
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/02/16

The City of Needles participates in the National Flood Insurance Program as community 060277 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

San Bernardino County, not Needles

San Bernardino County context, not Needles figures

  • Establishments in San Bernardino County42,571
  • Covered employment, San Bernardino County845,908
  • Average annual pay, San Bernardino County$62,368
  • Housing units permitted, San Bernardino County6,226

Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Needles.

All San Bernardino County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Needles questions, answered from the record.

How many people live in Needles, California?

4,872, in 2,218 households. Needles city covers 30.58 square miles of land, which is 159 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Needles in?

San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Needles?

$38,243. The median owner-occupied home is valued at $157,200. Median gross rent is $745 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Needles businesses?

9 7(a) approvals totaling $27.9 m since FY2020, across 7 lenders, median approval $3,508,000, plus 3 504 approvals worth $3.1 m since FY2010. These count approvals to borrowers whose address is in Needles, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Needles borrowers get paid back?

No rate is published for Needles. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Needles in the National Flood Insurance Program?

Yes. Needles appears in the FEMA Community Status Book as Needles, city of, community 060277, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Needles figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Needles.

Is zoning published for Needles?

No. Nothing on this page presents parcel level zoning.