HomeCaliforniaSan Bernardino CountyPhelan CDP
Phelan CDP, California: commercial real estate data.
Phelan CDP is a Census CDP of 18,496 people across 60.09 square miles of land, in San Bernardino County. Median household income is $79,914, 81.9 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $2.7 m.
76 sourced place values · tier FULL · 8 sections
Phelan
What Phelan is
- Census place typeCDP
- Land area60.09 sq mi
- Water area0 sq mi
- Population per square mile of land308
- County holding the largest share of its areaSan Bernardino County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phelan
How many people live in Phelan
- Population18,496
- Median age33.4
- Population under 185,032
- Share under 1827.2 percent
- Population 65 and over2,168
- Share 65 and over11.7 percent
- Households5,194
- Family households4,259
- Share of households that are families82.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phelan
Income and work in Phelan
- Median household income$79,914
- Per capita income$27,288
- Civilian labor force7,493
- Employed6,524
- Unemployed969 plus or minus 281
- Unemployment rate12.9 percent plus or minus 3.3
- Adults 25 and over11,856
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher12.4 percent plus or minus 2.8
- Adults 25 and over with a graduate degree5.6 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phelan
Housing in Phelan
- Housing units5,562
- Occupied units5,194
- Vacant units368 plus or minus 177
- Vacancy rate6.6 percent plus or minus 3.1
- Owner occupied4,253
- Renter occupied941 plus or minus 319
- Ownership rate81.9 percent
- Median owner-occupied home value$386,800
- Median gross rent, monthly$1,525
- Annual rent as a share of median income22.9 percent
- Single family units4,227
- Share single family76.0 percent
- Units in buildings of two or more28 plus or minus 50
- Share in buildings of two or more0.5 percent plus or minus 0.9
- Mobile homes1,307 plus or minus 303
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phelan
How Phelan gets to work
- Workers 16 and over who commute6,098
- Commuting under 15 minutes966 plus or minus 338
- Share commuting under 15 minutes15.8 percent plus or minus 5.0
- Commuting 30 minutes or more4,481
- Share commuting 30 minutes or more73.5 percent
- Drove alone76.9 percent
- Carpooled10.9 percent plus or minus 4.5
- Public transport0.0 percent
- Walked1.4 percent plus or minus 2.3
- Worked from home7.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Phelan
SBA 7(a) lending to Phelan borrowers
- Approvals8
- Gross approval$2,708,200
- Average approval$338,525
- Median approval$235,000
- Ninetieth percentile approval$1,145,000
- Largest approval$1,145,000
- Jobs supported21
- Jobs per approval2.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises12.5 percent
- Distinct lenders7
- Distinct industries by NAICS8
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Phelan
SBA 504 lending to Phelan borrowers
- Approvals1
- Gross approval$261,000
- Average approval$261,000
- Median approval$261,000
- Largest approval$261,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Bernardino County, not Phelan
San Bernardino County context, not Phelan figures
These are San Bernardino County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Phelan measurements.
- Establishments in San Bernardino County42,571
- Employment at those establishments, San Bernardino County718,612
- Covered employment, San Bernardino County845,908
- Average annual pay, San Bernardino County$62,368
- Average weekly wage, San Bernardino County$1,199
- Housing units permitted, San Bernardino County6,226
- Of those, single family, San Bernardino County3,617
- County product, 2024, San Bernardino County$137,913,905,000
- County product change over the prior year, San Bernardino County6.2 percent
- Average income of an arriving household, San Bernardino County$60,991
Every figure in this section is published for San Bernardino County as a whole and is not a measurement of Phelan. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Phelan questions, answered from the record.
How many people live in Phelan, California?
18,496, in 5,194 households. Phelan CDP covers 60.09 square miles of land, which is 308 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Phelan in?
San Bernardino County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Phelan?
$79,914. The median owner-occupied home is valued at $386,800. Median gross rent is $1,525 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Phelan businesses?
8 7(a) approvals totalling $2.7 m, across 7 lenders, median approval $235,000, plus 1 504 approvals worth $261,000. These count approvals to borrowers whose address is in Phelan, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Phelan borrowers get paid back?
No rate is published for Phelan. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Phelan figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Bernardino County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Phelan.
Is zoning published for Phelan?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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