HomeCaliforniaSan Diego CountyChula Vista city
Chula Vista city, California: commercial real estate data.
Chula Vista city is a Census city of 276,375 people across 49.64 square miles of land, in San Diego County. Median household income is $108,032, 59.8 percent of occupied homes are owned, and the SBA record carries 226 7(a) approvals to borrowers here worth $88.7 m.
82 sourced place values · tier FULL · 9 sections
Chula Vista
What Chula Vista is
- Census place typecity
- Land area49.64 sq mi
- Water area2.46 sq mi
- Population per square mile of land5,568
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
How many people live in Chula Vista
- Population276,375
- Median age37.1
- Population under 1867,650
- Share under 1824.5 percent
- Population 65 and over36,991
- Share 65 and over13.4 percent
- Households85,710
- Family households67,766
- Share of households that are families79.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
Income and work in Chula Vista
- Median household income$108,032
- Per capita income$41,343
- Civilian labor force138,727
- Employed127,605
- Unemployed11,122
- Unemployment rate8.0 percent
- Adults 25 and over184,629
- Adults 25 and over with a high school diploma or higher86.2 percent
- Adults 25 and over with a bachelor degree or higher33.2 percent
- Adults 25 and over with a graduate degree11.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
Housing in Chula Vista
- Housing units90,273
- Occupied units85,710
- Vacant units4,563
- Vacancy rate5.1 percent
- Owner occupied51,281
- Renter occupied34,429
- Ownership rate59.8 percent
- Median owner-occupied home value$758,700
- Median gross rent, monthly$2,229
- Annual rent as a share of median income24.8 percent
- Single family units58,712
- Share single family65.0 percent
- Units in buildings of two or more27,940
- Share in buildings of two or more31.0 percent
- Mobile homes3,591
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
How Chula Vista gets to work
- Workers 16 and over who commute113,509
- Commuting under 15 minutes19,177
- Share commuting under 15 minutes16.9 percent
- Commuting 30 minutes or more49,507
- Share commuting 30 minutes or more43.6 percent
- Drove alone71.6 percent
- Carpooled10.4 percent
- Public transport2.2 percent
- Walked1.7 percent plus or minus 0.7
- Worked from home12.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
SBA 7(a) lending to Chula Vista borrowers
- Approvals226
- Gross approval$88,685,700
- Average approval$392,415
- Median approval$150,000
- Ninetieth percentile approval$1,052,000
- Largest approval$5,000,000
- Jobs supported1,956
- Jobs per approval8.7
- Loans with a final outcome42
- Paid in full34
- Charged off8
- Charge-off rate over resolved loans19.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.2 percent
- Share to franchises8.8 percent
- Distinct lenders50
- Distinct industries by NAICS118
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chula Vista
SBA 504 lending to Chula Vista borrowers
- Approvals82
- Gross approval$56,788,000
- Average approval$692,537
- Median approval$451,000
- Largest approval$3,442,000
- Jobs supported791
- Loans with a final outcome24
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs10
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chula Vista
Flood programme status in Chula Vista
- Listed NFIP communities1
- Of those, participating1
- NFIP community number065021
- Currently effective map date03/03/26
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Diego County, not Chula Vista
San Diego County context, not Chula Vista figures
These are San Diego County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chula Vista measurements.
- Establishments in San Diego County93,407
- Employment at those establishments, San Diego County1,391,721
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Average weekly wage, San Diego County$1,593
- Housing units permitted, San Diego County11,572
- Of those, single family, San Diego County3,377
- County product, 2024, San Diego County$331,867,565,000
- County product change over the prior year, San Diego County5.3 percent
- Average income of an arriving household, San Diego County$103,475
Every figure in this section is published for San Diego County as a whole and is not a measurement of Chula Vista. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chula Vista questions, answered from the record.
How many people live in Chula Vista, California?
276,375, in 85,710 households. Chula Vista city covers 49.64 square miles of land, which is 5,568 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chula Vista in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chula Vista?
$108,032. The median owner-occupied home is valued at $758,700. Median gross rent is $2,229 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chula Vista businesses?
226 7(a) approvals totalling $88.7 m, across 50 lenders, median approval $150,000, plus 82 504 approvals worth $56.8 m. These count approvals to borrowers whose address is in Chula Vista, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chula Vista borrowers get paid back?
Of the 42 loans that have reached a final outcome, 34 were paid in full and 8 charged off, a charge off rate of 19.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Chula Vista in the National Flood Insurance Program?
Yes. Chula Vista appears in the FEMA Community Status Book as community 065021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chula Vista figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chula Vista.
Is zoning published for Chula Vista?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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