HomeCaliforniaSan Diego CountyChula Vista
Chula Vista, California: commercial real estate data.
Chula Vista is a Census city of 276,375 people across 49.64 square miles of land, in San Diego County. Median household income is $108,032, 59.8 percent of occupied homes are owned, and the SBA record carries 226 7(a) approvals to borrowers here worth $88.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chula Vista
What Chula Vista is
- Census place typecity
- Land area49.64 sq mi
- Water area2.46 sq mi
- Population per square mile of land5,568
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
How many people live in Chula Vista
- Population276,375
- Median age37.1
- Population under 1867,650
- Share under 1824.5 percent
- Population 65 and over36,991
- Share 65 and over13.4 percent
- Households85,710
- Family households67,766
- Share of households that are families79.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
Income and work in Chula Vista
- Median household income$108,032
- Per capita income$41,343
- Civilian labor force138,727
- Employed127,605
- Unemployed11,122
- Unemployment rate8.0 percent
- Adults 25 and over184,629
- Adults 25 and over with a high school diploma or higher86.2 percent
- Adults 25 and over with a bachelor degree or higher33.2 percent
- Adults 25 and over with a graduate degree11.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
Housing in Chula Vista
- Housing units90,273
- Occupied units85,710
- Vacant units4,563
- Vacancy rate5.1 percent
- Owner occupied51,281
- Renter occupied34,429
- Ownership rate59.8 percent
- Median owner-occupied home value$758,700
- Median gross rent, monthly$2,229
- Annual rent as a share of median income24.8 percent
- Single family units58,712
- Share single family65.0 percent
- Units in buildings of two or more27,940
- Share in buildings of two or more31.0 percent
- Mobile homes3,591
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
How Chula Vista gets to work
- Workers 16 and over who commute113,509
- Commuting under 15 minutes19,177
- Share commuting under 15 minutes16.9 percent
- Commuting 30 minutes or more49,507
- Share commuting 30 minutes or more43.6 percent
- Drove alone71.6 percent
- Carpooled10.4 percent
- Public transport2.2 percent
- Walked1.7 percent plus or minus 0.7
- Worked from home12.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chula Vista
SBA loans in Chula Vista (7(a))
- Approvals226
- Gross approval$88,685,700
- Average approval$392,415
- Median approval$150,000
- Ninetieth percentile approval$1,026,000
- Largest approval$5,000,000
- Jobs supported1,956
- Jobs per approval8.7
- Loans with a final outcome42
- Paid in full34
- Charged off8
- Charge-off rate over resolved loans19.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.2 percent
- Share to franchises8.8 percent
- Distinct lenders50
- Distinct industries by NAICS118
Counted by borrower city: approvals to borrowers whose address is in Chula Vista, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chula Vista
SBA loans in Chula Vista (504)
- Approvals82
- Gross approval$56,788,000
- Average approval$692,537
- Median approval$450,500
- Largest approval$3,442,000
- Jobs supported791
- Loans with a final outcome24
- Charged off0
- Median term240 months
- Distinct CDCs10
Counted by borrower city: approvals to borrowers whose address is in Chula Vista, in any county, FY2010 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chula Vista
Flood risk in Chula Vista
- NFIP communityCity of Chula Vista
- NFIP community number065021
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/03/26
The City of Chula Vista participates in the National Flood Insurance Program as community 065021 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Diego County, not Chula Vista
San Diego County context, not Chula Vista figures
- Establishments in San Diego County93,407
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Housing units permitted, San Diego County11,572
Every figure in this section is published for San Diego County as a whole and is not a measurement of Chula Vista.
All San Diego County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chula Vista questions, answered from the record.
How many people live in Chula Vista, California?
276,375, in 85,710 households. Chula Vista city covers 49.64 square miles of land, which is 5,568 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chula Vista in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chula Vista?
$108,032. The median owner-occupied home is valued at $758,700. Median gross rent is $2,229 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chula Vista businesses?
226 7(a) approvals totaling $88.7 m since FY2020, across 50 lenders, median approval $150,000, plus 82 504 approvals worth $56.8 m since FY2010. These count approvals to borrowers whose address is in Chula Vista, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chula Vista borrowers get paid back?
Of the 42 loans that have reached a final outcome, 34 were paid in full and 8 charged off, a charge off rate of 19.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Chula Vista in the National Flood Insurance Program?
Yes. Chula Vista appears in the FEMA Community Status Book as Chula Vista, city of, community 065021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chula Vista figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chula Vista.
Is zoning published for Chula Vista?
No. Nothing on this page presents parcel level zoning.
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