HomeCaliforniaSan Diego CountyPoway
Poway, California: commercial real estate data.
Poway is a Census city of 48,713 people across 39.08 square miles of land, in San Diego County. Median household income is $148,359, 75.2 percent of occupied homes are owned, and the SBA record carries 96 7(a) approvals to borrowers here worth $74.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Poway
What Poway is
- Census place typecity
- Land area39.08 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,247
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poway
How many people live in Poway
- Population48,713
- Median age41.2
- Population under 1811,442
- Share under 1823.5 percent
- Population 65 and over9,252
- Share 65 and over19.0 percent
- Households16,423
- Family households12,962
- Share of households that are families78.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poway
Income and work in Poway
- Median household income$148,359
- Per capita income$63,948
- Civilian labor force24,302
- Employed23,044
- Unemployed1,258
- Unemployment rate5.2 percent
- Adults 25 and over34,253
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher54.2 percent
- Adults 25 and over with a graduate degree23.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poway
Housing in Poway
- Housing units16,936
- Occupied units16,423
- Vacant units513 plus or minus 230
- Vacancy rate3.0 percent plus or minus 1.4
- Owner occupied12,347
- Renter occupied4,076
- Ownership rate75.2 percent
- Median owner-occupied home value$1,034,800
- Median gross rent, monthly$2,301
- Annual rent as a share of median income18.6 percent
- Single family units13,681
- Share single family80.8 percent
- Units in buildings of two or more2,698
- Share in buildings of two or more15.9 percent
- Mobile homes549 plus or minus 115
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poway
How Poway gets to work
- Workers 16 and over who commute17,495
- Commuting under 15 minutes4,039
- Share commuting under 15 minutes23.1 percent
- Commuting 30 minutes or more7,384
- Share commuting 30 minutes or more42.2 percent
- Drove alone64.8 percent
- Carpooled6.7 percent plus or minus 1.4
- Public transport0.5 percent plus or minus 0.3
- Walked2.3 percent plus or minus 1.1
- Worked from home23.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Poway
SBA loans in Poway (7(a))
- Approvals96
- Gross approval$74,146,800
- Average approval$772,363
- Median approval$301,000
- Ninetieth percentile approval$1,961,350
- Largest approval$5,000,000
- Jobs supported912
- Jobs per approval9.5
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.9 percent
- Share to franchises9.4 percent
- Distinct lenders38
- Distinct industries by NAICS65
Counted by borrower city: approvals to borrowers whose address is in Poway, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Poway
SBA loans in Poway (504)
- Approvals64
- Gross approval$63,874,000
- Average approval$998,031
- Median approval$698,000
- Largest approval$4,754,000
- Jobs supported990
- Loans with a final outcome24
- Charged off0
- Median term240 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Poway, in any county, FY2010 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Poway
Flood risk in Poway
- NFIP communityCity of Poway
- NFIP community number060702
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date05/16/12
The City of Poway participates in the National Flood Insurance Program as community 060702 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Diego County, not Poway
San Diego County context, not Poway figures
- Establishments in San Diego County93,407
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Housing units permitted, San Diego County11,572
Every figure in this section is published for San Diego County as a whole and is not a measurement of Poway.
All San Diego County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Poway questions, answered from the record.
How many people live in Poway, California?
48,713, in 16,423 households. Poway city covers 39.08 square miles of land, which is 1,247 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Poway in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Poway?
$148,359. The median owner-occupied home is valued at $1,034,800. Median gross rent is $2,301 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Poway businesses?
96 7(a) approvals totaling $74.1 m since FY2020, across 38 lenders, median approval $301,000, plus 64 504 approvals worth $63.9 m since FY2010. These count approvals to borrowers whose address is in Poway, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Poway borrowers get paid back?
No rate is published for Poway. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Poway in the National Flood Insurance Program?
Yes. Poway appears in the FEMA Community Status Book as Poway, city of, community 060702, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Poway figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Poway.
Is zoning published for Poway?
No. Nothing on this page presents parcel level zoning.
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