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HomeCaliforniaSan Diego CountySantee city

Santee city, California: commercial real estate data.

Santee city is a Census city of 59,332 people across 16.54 square miles of land, in San Diego County. Median household income is $113,394, 72.4 percent of occupied homes are owned, and the SBA record carries 80 7(a) approvals to borrowers here worth $41.8 m.

81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Santee

What Santee is

  • Census place typecity
  • Land area16.54 sq mi
  • Water area0.18 sq mi
  • Population per square mile of land3,588
  • County holding the largest share of its areaSan Diego County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Santee

How many people live in Santee

  • Population59,332
  • Median age40.3
  • Population under 1813,681
  • Share under 1823.1 percent
  • Population 65 and over9,812
  • Share 65 and over16.5 percent
  • Households21,196
  • Family households15,254
  • Share of households that are families72.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Santee

Income and work in Santee

  • Median household income$113,394
  • Per capita income$49,612
  • Civilian labor force29,624
  • Employed28,228
  • Unemployed1,396 plus or minus 285
  • Unemployment rate4.7 percent plus or minus 1.0
  • Adults 25 and over42,399
  • Adults 25 and over with a high school diploma or higher92.6 percent
  • Adults 25 and over with a bachelor degree or higher35.0 percent
  • Adults 25 and over with a graduate degree11.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Santee

Housing in Santee

  • Housing units21,851
  • Occupied units21,196
  • Vacant units655 plus or minus 219
  • Vacancy rate3.0 percent plus or minus 1.0
  • Owner occupied15,345
  • Renter occupied5,851
  • Ownership rate72.4 percent
  • Median owner-occupied home value$727,200
  • Median gross rent, monthly$2,250
  • Annual rent as a share of median income23.8 percent
  • Single family units15,151
  • Share single family69.3 percent
  • Units in buildings of two or more4,686
  • Share in buildings of two or more21.4 percent
  • Mobile homes2,014
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Santee

How Santee gets to work

  • Workers 16 and over who commute23,043
  • Commuting under 15 minutes4,736
  • Share commuting under 15 minutes20.6 percent
  • Commuting 30 minutes or more9,192
  • Share commuting 30 minutes or more39.9 percent
  • Drove alone71.6 percent
  • Carpooled5.9 percent
  • Public transport1.5 percent plus or minus 0.8
  • Walked1.4 percent plus or minus 0.6
  • Worked from home17.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Santee

SBA loans in Santee (7(a))

  • Approvals80
  • Gross approval$41,759,900
  • Average approval$521,999
  • Median approval$250,000
  • Ninetieth percentile approval$1,477,000
  • Largest approval$4,666,000
  • Jobs supported998
  • Jobs per approval12.5
  • Loans with a final outcome15
  • Paid in full14
  • Charged off1
  • Charge-off rate over resolved loans6.7 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more18.8 percent
  • Share to franchises8.8 percent
  • Distinct lenders30
  • Distinct industries by NAICS51

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Santee

SBA loans in Santee (504)

  • Approvals30
  • Gross approval$26,376,000
  • Average approval$879,200
  • Median approval$578,000
  • Largest approval$2,254,000
  • Jobs supported379
  • Loans with a final outcome6
  • Charged off0
  • Median term300 months
  • Distinct CDCs6

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Santee

Flood risk in Santee

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number060703
  • Currently effective map date03/03/26

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

San Diego County, not Santee

San Diego County context, not Santee figures

These are San Diego County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Santee measurements.

  • Establishments in San Diego County93,407
  • Employment at those establishments, San Diego County1,391,721
  • Covered employment, San Diego County1,536,541
  • Average annual pay, San Diego County$82,854
  • Average weekly wage, San Diego County$1,593
  • Housing units permitted, San Diego County11,572
  • Of those, single family, San Diego County3,377
  • County product, 2024, San Diego County$331,867,565,000
  • County product change over the prior year, San Diego County5.3 percent
  • Average income of an arriving household, San Diego County$103,475

Every figure in this section is published for San Diego County as a whole and is not a measurement of Santee. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Santee questions, answered from the record.

How many people live in Santee, California?

59,332, in 21,196 households. Santee city covers 16.54 square miles of land, which is 3,588 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Santee in?

San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Santee?

$113,394. The median owner-occupied home is valued at $727,200. Median gross rent is $2,250 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Santee businesses?

80 7(a) approvals totalling $41.8 m, across 30 lenders, median approval $250,000, plus 30 504 approvals worth $26.4 m. These count approvals to borrowers whose address is in Santee, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Santee borrowers get paid back?

Of the 15 loans that have reached a final outcome, 14 were paid in full and 1 charged off, a charge off rate of 6.7 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is Santee in the National Flood Insurance Program?

Yes. Santee appears in the FEMA Community Status Book as community 060703, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Santee figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santee.

Is zoning published for Santee?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.