HomeCaliforniaSan Diego CountySan Diego
San Diego, California: commercial real estate data.
San Diego is a Census city of 1,389,526 people across 326.09 square miles of land, in San Diego County. Median household income is $108,077, 47.3 percent of occupied homes are owned, and the SBA record carries 1,879 7(a) approvals to borrowers here worth $908.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
San Diego
What San Diego is
- Census place typecity
- Land area326.09 sq mi
- Water area46.33 sq mi
- Population per square mile of land4,261
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Diego
How many people live in San Diego
- Population1,389,526
- Median age36.2
- Population under 18256,082
- Share under 1818.4 percent
- Population 65 and over203,132
- Share 65 and over14.6 percent
- Households530,412
- Family households310,973
- Share of households that are families58.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Diego
Income and work in San Diego
- Median household income$108,077
- Per capita income$57,083
- Civilian labor force755,893
- Employed710,847
- Unemployed45,046
- Unemployment rate6.0 percent
- Adults 25 and over984,073
- Adults 25 and over with a high school diploma or higher90.2 percent
- Adults 25 and over with a bachelor degree or higher51.0 percent
- Adults 25 and over with a graduate degree21.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Diego
Housing in San Diego
- Housing units568,668
- Occupied units530,412
- Vacant units38,256
- Vacancy rate6.7 percent
- Owner occupied251,100
- Renter occupied279,312
- Ownership rate47.3 percent
- Median owner-occupied home value$906,700
- Median gross rent, monthly$2,313
- Annual rent as a share of median income25.7 percent
- Single family units301,373
- Share single family53.0 percent
- Units in buildings of two or more260,832
- Share in buildings of two or more45.9 percent
- Mobile homes6,046
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Diego
How San Diego gets to work
- Workers 16 and over who commute575,838
- Commuting under 15 minutes124,742
- Share commuting under 15 minutes21.7 percent
- Commuting 30 minutes or more168,621
- Share commuting 30 minutes or more29.3 percent
- Drove alone62.6 percent
- Carpooled7.7 percent
- Public transport2.7 percent
- Walked3.4 percent
- Worked from home21.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Diego
SBA loans in San Diego (7(a))
- Approvals1,879
- Gross approval$907,992,100
- Average approval$483,232
- Median approval$190,800
- Ninetieth percentile approval$1,440,840
- Largest approval$5,000,000
- Jobs supported19,865
- Jobs per approval10.6
- Loans with a final outcome347
- Paid in full304
- Charged off43
- Charge-off rate over resolved loans12.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.6 percent
- Share to franchises7.5 percent
- Distinct lenders129
- Distinct industries by NAICS371
Counted by borrower city: approvals to borrowers whose address is in San Diego, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Diego
SBA loans in San Diego (504)
- Approvals652
- Gross approval$657,576,000
- Average approval$1,008,552
- Median approval$723,500
- Largest approval$5,500,000
- Jobs supported9,774
- Loans with a final outcome266
- Charged off3
- Charge-off rate over resolved loans1.1 percent
- Median term240 months
- Distinct CDCs13
Counted by borrower city: approvals to borrowers whose address is in San Diego, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Diego
Flood risk in San Diego
- NFIP communityCity of San Diego
- NFIP community number060295
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date03/03/26
The City of San Diego participates in the National Flood Insurance Program as community 060295 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Diego County, not San Diego
San Diego County context, not San Diego figures
- Establishments in San Diego County93,407
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Housing units permitted, San Diego County11,572
Every figure in this section is published for San Diego County as a whole and is not a measurement of San Diego.
All San Diego County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
San Diego questions, answered from the record.
How many people live in San Diego, California?
1,389,526, in 530,412 households. San Diego city covers 326.09 square miles of land, which is 4,261 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Diego in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Diego?
$108,077. The median owner-occupied home is valued at $906,700. Median gross rent is $2,313 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Diego businesses?
1,879 7(a) approvals totaling $908.0 m since FY2020, across 129 lenders, median approval $190,800, plus 652 504 approvals worth $657.6 m since FY2010. These count approvals to borrowers whose address is in San Diego, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Diego borrowers get paid back?
Of the 347 loans that have reached a final outcome, 304 were paid in full and 43 charged off, a charge off rate of 12.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is San Diego in the National Flood Insurance Program?
Yes. San Diego appears in the FEMA Community Status Book as San Diego, city of, community 060295, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page San Diego figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Diego.
Is zoning published for San Diego?
No. Nothing on this page presents parcel level zoning.
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