HomeCaliforniaSan Diego CountyNational City
National City, California: commercial real estate data.
National City is a Census city of 58,893 people across 7.35 square miles of land, in San Diego County. Median household income is $66,841, 34.7 percent of occupied homes are owned, and the SBA record carries 82 7(a) approvals to borrowers here worth $48.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
National City
What National City is
- Census place typecity
- Land area7.35 sq mi
- Water area1.84 sq mi
- Population per square mile of land8,015
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
National City
How many people live in National City
- Population58,893
- Median age36.1
- Population under 1812,684
- Share under 1821.5 percent
- Population 65 and over8,905
- Share 65 and over15.1 percent
- Households18,217
- Family households13,115
- Share of households that are families72.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
National City
Income and work in National City
- Median household income$66,841
- Per capita income$30,909
- Civilian labor force27,869
- Employed26,035
- Unemployed1,834 plus or minus 377
- Unemployment rate6.6 percent plus or minus 1.3
- Adults 25 and over40,369
- Adults 25 and over with a high school diploma or higher77.6 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent
- Adults 25 and over with a graduate degree4.1 percent plus or minus 0.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
National City
Housing in National City
- Housing units19,414
- Occupied units18,217
- Vacant units1,197 plus or minus 283
- Vacancy rate6.2 percent plus or minus 1.4
- Owner occupied6,330
- Renter occupied11,887
- Ownership rate34.7 percent
- Median owner-occupied home value$612,200
- Median gross rent, monthly$1,692
- Annual rent as a share of median income30.4 percent
- Single family units9,597
- Share single family49.4 percent
- Units in buildings of two or more9,331
- Share in buildings of two or more48.1 percent
- Mobile homes472 plus or minus 206
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
National City
How National City gets to work
- Workers 16 and over who commute27,582
- Commuting under 15 minutes5,312
- Share commuting under 15 minutes19.3 percent
- Commuting 30 minutes or more9,435
- Share commuting 30 minutes or more34.2 percent
- Drove alone68.5 percent
- Carpooled14.6 percent
- Public transport4.0 percent plus or minus 1.1
- Walked4.3 percent plus or minus 1.2
- Worked from home6.5 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
National City
SBA loans in National City (7(a))
- Approvals82
- Gross approval$48,059,800
- Average approval$586,095
- Median approval$266,500
- Ninetieth percentile approval$1,210,640
- Largest approval$4,200,000
- Jobs supported857
- Jobs per approval10.5
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more29.3 percent
- Share to franchises9.8 percent
- Distinct lenders35
- Distinct industries by NAICS51
Counted by borrower city: approvals to borrowers whose address is in National City, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
National City
SBA loans in National City (504)
- Approvals28
- Gross approval$31,548,000
- Average approval$1,126,714
- Median approval$622,500
- Largest approval$5,000,000
- Jobs supported374
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in National City, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
National City
Flood risk in National City
- NFIP communityCity of National City
- NFIP community number060293
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/03/26
The City of National City participates in the National Flood Insurance Program as community 060293 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Diego County, not National City
San Diego County context, not National City figures
- Establishments in San Diego County93,407
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Housing units permitted, San Diego County11,572
Every figure in this section is published for San Diego County as a whole and is not a measurement of National City.
All San Diego County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
National City questions, answered from the record.
How many people live in National City, California?
58,893, in 18,217 households. National City city covers 7.35 square miles of land, which is 8,015 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is National City in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in National City?
$66,841. The median owner-occupied home is valued at $612,200. Median gross rent is $1,692 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to National City businesses?
82 7(a) approvals totaling $48.1 m since FY2020, across 35 lenders, median approval $266,500, plus 28 504 approvals worth $31.5 m since FY2010. These count approvals to borrowers whose address is in National City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to National City borrowers get paid back?
No rate is published for National City. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is National City in the National Flood Insurance Program?
Yes. National City appears in the FEMA Community Status Book as National City, city of, community 060293, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page National City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of National City.
Is zoning published for National City?
No. Nothing on this page presents parcel level zoning.
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