HomeCaliforniaSan Diego CountyImperial Beach
Imperial Beach, California: commercial real estate data.
Imperial Beach is a Census city of 25,764 people across 4.29 square miles of land, in San Diego County. Median household income is $86,111, 31.3 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $8.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Imperial Beach
What Imperial Beach is
- Census place typecity
- Land area4.29 sq mi
- Water area0.12 sq mi
- Population per square mile of land6,005
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
How many people live in Imperial Beach
- Population25,764
- Median age35.1
- Population under 185,651
- Share under 1821.9 percent
- Population 65 and over3,157
- Share 65 and over12.3 percent
- Households9,340
- Family households6,019
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
Income and work in Imperial Beach
- Median household income$86,111
- Per capita income$42,196
- Civilian labor force13,426
- Employed12,474
- Unemployed952 plus or minus 433
- Unemployment rate7.1 percent plus or minus 3.2
- Adults 25 and over17,886
- Adults 25 and over with a high school diploma or higher88.0 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent
- Adults 25 and over with a graduate degree8.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
Housing in Imperial Beach
- Housing units10,299
- Occupied units9,340
- Vacant units959 plus or minus 224
- Vacancy rate9.3 percent plus or minus 2.2
- Owner occupied2,928
- Renter occupied6,412
- Ownership rate31.3 percent
- Median owner-occupied home value$857,000
- Median gross rent, monthly$2,011
- Annual rent as a share of median income28.0 percent
- Single family units5,500
- Share single family53.4 percent
- Units in buildings of two or more4,677
- Share in buildings of two or more45.4 percent
- Mobile homes93 plus or minus 55
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
How Imperial Beach gets to work
- Workers 16 and over who commute11,642
- Commuting under 15 minutes1,917 plus or minus 447
- Share commuting under 15 minutes16.5 percent plus or minus 3.7
- Commuting 30 minutes or more4,896
- Share commuting 30 minutes or more42.1 percent
- Drove alone70.8 percent
- Carpooled9.3 percent plus or minus 2.4
- Public transport3.9 percent plus or minus 1.3
- Walked3.6 percent plus or minus 3.0
- Worked from home10.9 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
SBA loans in Imperial Beach (7(a))
- Approvals19
- Gross approval$8,847,700
- Average approval$465,668
- Median approval$350,000
- Largest approval$1,741,500
- Jobs supported205
- Jobs per approval10.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.8 percent
- Share to franchises15.8 percent
- Distinct lenders15
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Imperial Beach, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Imperial Beach
SBA loans in Imperial Beach (504)
- Approvals2
- Gross approval$1,246,000
- Average approval$623,000
- Median approval$623,000
- Largest approval$855,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Imperial Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Imperial Beach
Flood risk in Imperial Beach
- NFIP communityCity of Imperial Beach
- NFIP community number060291
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/03/26
The City of Imperial Beach participates in the National Flood Insurance Program as community 060291 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Diego County, not Imperial Beach
San Diego County context, not Imperial Beach figures
- Establishments in San Diego County93,407
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Housing units permitted, San Diego County11,572
Every figure in this section is published for San Diego County as a whole and is not a measurement of Imperial Beach.
All San Diego County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Imperial Beach questions, answered from the record.
How many people live in Imperial Beach, California?
25,764, in 9,340 households. Imperial Beach city covers 4.29 square miles of land, which is 6,005 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Imperial Beach in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Imperial Beach?
$86,111. The median owner-occupied home is valued at $857,000. Median gross rent is $2,011 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Imperial Beach businesses?
19 7(a) approvals totaling $8.8 m since FY2020, across 15 lenders, median approval $350,000, plus 2 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Imperial Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Imperial Beach borrowers get paid back?
No rate is published for Imperial Beach. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Imperial Beach in the National Flood Insurance Program?
Yes. Imperial Beach appears in the FEMA Community Status Book as Imperial Beach, city of, community 060291, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Imperial Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Imperial Beach.
Is zoning published for Imperial Beach?
No. Nothing on this page presents parcel level zoning.
Nearby