HomeCaliforniaSan Diego CountyImperial Beach city
Imperial Beach city, California: commercial real estate data.
Imperial Beach city is a Census city of 25,764 people across 4.29 square miles of land, in San Diego County. Median household income is $86,111, 31.3 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $8.8 m.
80 sourced place values · tier FULL · 9 sections
Imperial Beach
What Imperial Beach is
- Census place typecity
- Land area4.29 sq mi
- Water area0.12 sq mi
- Population per square mile of land6,005
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
How many people live in Imperial Beach
- Population25,764
- Median age35.1
- Population under 185,651
- Share under 1821.9 percent
- Population 65 and over3,157
- Share 65 and over12.3 percent
- Households9,340
- Family households6,019
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
Income and work in Imperial Beach
- Median household income$86,111
- Per capita income$42,196
- Civilian labor force13,426
- Employed12,474
- Unemployed952 plus or minus 433
- Unemployment rate7.1 percent plus or minus 3.2
- Adults 25 and over17,886
- Adults 25 and over with a high school diploma or higher88.0 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent
- Adults 25 and over with a graduate degree8.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
Housing in Imperial Beach
- Housing units10,299
- Occupied units9,340
- Vacant units959 plus or minus 224
- Vacancy rate9.3 percent plus or minus 2.2
- Owner occupied2,928
- Renter occupied6,412
- Ownership rate31.3 percent
- Median owner-occupied home value$857,000
- Median gross rent, monthly$2,011
- Annual rent as a share of median income28.0 percent
- Single family units5,500
- Share single family53.4 percent
- Units in buildings of two or more4,677
- Share in buildings of two or more45.4 percent
- Mobile homes93 plus or minus 55
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
How Imperial Beach gets to work
- Workers 16 and over who commute11,642
- Commuting under 15 minutes1,917 plus or minus 447
- Share commuting under 15 minutes16.5 percent plus or minus 3.7
- Commuting 30 minutes or more4,896
- Share commuting 30 minutes or more42.1 percent
- Drove alone70.8 percent
- Carpooled9.3 percent plus or minus 2.4
- Public transport3.9 percent plus or minus 1.3
- Walked3.6 percent plus or minus 3.0
- Worked from home10.9 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Imperial Beach
SBA 7(a) lending to Imperial Beach borrowers
- Approvals19
- Gross approval$8,847,700
- Average approval$465,668
- Median approval$350,000
- Ninetieth percentile approval$1,480,200
- Largest approval$1,741,500
- Jobs supported205
- Jobs per approval10.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.8 percent
- Share to franchises15.8 percent
- Distinct lenders15
- Distinct industries by NAICS12
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Imperial Beach
SBA 504 lending to Imperial Beach borrowers
- Approvals2
- Gross approval$1,246,000
- Average approval$623,000
- Median approval$855,000
- Largest approval$855,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Imperial Beach
Flood programme status in Imperial Beach
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060291
- Currently effective map date03/03/26
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Diego County, not Imperial Beach
San Diego County context, not Imperial Beach figures
These are San Diego County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Imperial Beach measurements.
- Establishments in San Diego County93,407
- Employment at those establishments, San Diego County1,391,721
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Average weekly wage, San Diego County$1,593
- Housing units permitted, San Diego County11,572
- Of those, single family, San Diego County3,377
- County product, 2024, San Diego County$331,867,565,000
- County product change over the prior year, San Diego County5.3 percent
- Average income of an arriving household, San Diego County$103,475
Every figure in this section is published for San Diego County as a whole and is not a measurement of Imperial Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Imperial Beach questions, answered from the record.
How many people live in Imperial Beach, California?
25,764, in 9,340 households. Imperial Beach city covers 4.29 square miles of land, which is 6,005 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Imperial Beach in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Imperial Beach?
$86,111. The median owner-occupied home is valued at $857,000. Median gross rent is $2,011 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Imperial Beach businesses?
19 7(a) approvals totalling $8.8 m, across 15 lenders, median approval $350,000, plus 2 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in Imperial Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Imperial Beach borrowers get paid back?
No rate is published for Imperial Beach. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Imperial Beach in the National Flood Insurance Program?
Yes. Imperial Beach appears in the FEMA Community Status Book as community 060291, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Imperial Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Imperial Beach.
Is zoning published for Imperial Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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