HomeCaliforniaSan Diego CountyRamona CDP
Ramona CDP, California: commercial real estate data.
Ramona CDP is a Census CDP of 22,634 people across 38.44 square miles of land, in San Diego County. Median household income is $107,427, 70.5 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $20.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ramona
What Ramona is
- Census place typeCDP
- Land area38.44 sq mi
- Water area0.02 sq mi
- Population per square mile of land589
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramona
How many people live in Ramona
- Population22,634
- Median age39.2
- Population under 185,061
- Share under 1822.4 percent
- Population 65 and over3,581
- Share 65 and over15.8 percent
- Households7,336
- Family households5,309
- Share of households that are families72.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramona
Income and work in Ramona
- Median household income$107,427
- Per capita income$43,804
- Civilian labor force11,530
- Employed11,062
- Unemployed468 plus or minus 169
- Unemployment rate4.1 percent plus or minus 1.4
- Adults 25 and over15,572
- Adults 25 and over with a high school diploma or higher83.8 percent
- Adults 25 and over with a bachelor degree or higher25.4 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramona
Housing in Ramona
- Housing units7,604
- Occupied units7,336
- Vacant units268 plus or minus 156
- Vacancy rate3.5 percent plus or minus 2.0
- Owner occupied5,173
- Renter occupied2,163
- Ownership rate70.5 percent
- Median owner-occupied home value$766,400
- Median gross rent, monthly$1,830
- Annual rent as a share of median income20.4 percent
- Single family units5,632
- Share single family74.1 percent
- Units in buildings of two or more1,440 plus or minus 350
- Share in buildings of two or more18.9 percent plus or minus 4.3
- Mobile homes532 plus or minus 271
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramona
How Ramona gets to work
- Workers 16 and over who commute9,785
- Commuting under 15 minutes1,820 plus or minus 496
- Share commuting under 15 minutes18.6 percent plus or minus 4.6
- Commuting 30 minutes or more5,873
- Share commuting 30 minutes or more60.0 percent
- Drove alone78.4 percent
- Carpooled7.1 percent plus or minus 2.4
- Public transport0.2 percent plus or minus 0.3
- Walked0.8 percent plus or minus 0.5
- Worked from home11.9 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramona
SBA loans in Ramona (7(a))
- Approvals40
- Gross approval$20,368,400
- Average approval$509,210
- Median approval$371,300
- Ninetieth percentile approval$1,300,000
- Largest approval$1,701,600
- Jobs supported443
- Jobs per approval11.1
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises2.5 percent
- Distinct lenders24
- Distinct industries by NAICS30
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ramona
SBA loans in Ramona (504)
- Approvals9
- Gross approval$6,593,000
- Average approval$732,556
- Median approval$636,000
- Largest approval$2,074,000
- Jobs supported94
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Diego County, not Ramona
San Diego County context, not Ramona figures
These are San Diego County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ramona measurements.
- Establishments in San Diego County93,407
- Employment at those establishments, San Diego County1,391,721
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Average weekly wage, San Diego County$1,593
- Housing units permitted, San Diego County11,572
- Of those, single family, San Diego County3,377
- County product, 2024, San Diego County$331,867,565,000
- County product change over the prior year, San Diego County5.3 percent
- Average income of an arriving household, San Diego County$103,475
Every figure in this section is published for San Diego County as a whole and is not a measurement of Ramona. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ramona questions, answered from the record.
How many people live in Ramona, California?
22,634, in 7,336 households. Ramona CDP covers 38.44 square miles of land, which is 589 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ramona in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ramona?
$107,427. The median owner-occupied home is valued at $766,400. Median gross rent is $1,830 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ramona businesses?
40 7(a) approvals totalling $20.4 m, across 24 lenders, median approval $371,300, plus 9 504 approvals worth $6.6 m. These count approvals to borrowers whose address is in Ramona, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ramona borrowers get paid back?
No rate is published for Ramona. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ramona figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ramona.
Is zoning published for Ramona?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby