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Ramona, California: commercial real estate data.

Ramona is a Census CDP of 22,634 people across 38.44 square miles of land, in San Diego County. Median household income is $107,427, 70.5 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $20.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ramona

What Ramona is

  • Census place typeCDP
  • Land area38.44 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land589
  • County holding the largest share of its areaSan Diego County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ramona

How many people live in Ramona

  • Population22,634
  • Median age39.2
  • Population under 185,061
  • Share under 1822.4 percent
  • Population 65 and over3,581
  • Share 65 and over15.8 percent
  • Households7,336
  • Family households5,309
  • Share of households that are families72.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ramona

Income and work in Ramona

  • Median household income$107,427
  • Per capita income$43,804
  • Civilian labor force11,530
  • Employed11,062
  • Unemployed468 plus or minus 169
  • Unemployment rate4.1 percent plus or minus 1.4
  • Adults 25 and over15,572
  • Adults 25 and over with a high school diploma or higher83.8 percent
  • Adults 25 and over with a bachelor degree or higher25.4 percent
  • Adults 25 and over with a graduate degree5.5 percent plus or minus 1.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ramona

Housing in Ramona

  • Housing units7,604
  • Occupied units7,336
  • Vacant units268 plus or minus 156
  • Vacancy rate3.5 percent plus or minus 2.0
  • Owner occupied5,173
  • Renter occupied2,163
  • Ownership rate70.5 percent
  • Median owner-occupied home value$766,400
  • Median gross rent, monthly$1,830
  • Annual rent as a share of median income20.4 percent
  • Single family units5,632
  • Share single family74.1 percent
  • Units in buildings of two or more1,440 plus or minus 350
  • Share in buildings of two or more18.9 percent plus or minus 4.3
  • Mobile homes532 plus or minus 271
  • Median year structure built1983

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ramona

How Ramona gets to work

  • Workers 16 and over who commute9,785
  • Commuting under 15 minutes1,820 plus or minus 496
  • Share commuting under 15 minutes18.6 percent plus or minus 4.6
  • Commuting 30 minutes or more5,873
  • Share commuting 30 minutes or more60.0 percent
  • Drove alone78.4 percent
  • Carpooled7.1 percent plus or minus 2.4
  • Public transport0.2 percent plus or minus 0.3
  • Walked0.8 percent plus or minus 0.5
  • Worked from home11.9 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ramona

SBA loans in Ramona (7(a))

  • Approvals40
  • Gross approval$20,368,400
  • Average approval$509,210
  • Median approval$368,150
  • Ninetieth percentile approval$1,041,340
  • Largest approval$1,701,600
  • Jobs supported443
  • Jobs per approval11.1
  • Loans with a final outcome7
  • Paid in full7
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more37.5 percent
  • Share to franchises2.5 percent
  • Distinct lenders24
  • Distinct industries by NAICS30

Counted by borrower city: approvals to borrowers whose address is in Ramona, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ramona

SBA loans in Ramona (504)

  • Approvals9
  • Gross approval$6,593,000
  • Average approval$732,556
  • Median approval$636,000
  • Largest approval$2,074,000
  • Jobs supported94
  • Loans with a final outcome2
  • Charged off0
  • Median term300 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Ramona, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

San Diego County, not Ramona

San Diego County context, not Ramona figures

  • Establishments in San Diego County93,407
  • Covered employment, San Diego County1,536,541
  • Average annual pay, San Diego County$82,854
  • Housing units permitted, San Diego County11,572

Every figure in this section is published for San Diego County as a whole and is not a measurement of Ramona.

All San Diego County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ramona questions, answered from the record.

How many people live in Ramona, California?

22,634, in 7,336 households. Ramona CDP covers 38.44 square miles of land, which is 589 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ramona in?

San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ramona?

$107,427. The median owner-occupied home is valued at $766,400. Median gross rent is $1,830 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ramona businesses?

40 7(a) approvals totaling $20.4 m since FY2020, across 24 lenders, median approval $368,150, plus 9 504 approvals worth $6.6 m since FY2010. These count approvals to borrowers whose address is in Ramona, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ramona borrowers get paid back?

No rate is published for Ramona. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Are the county figures on this page Ramona figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ramona.

Is zoning published for Ramona?

No. Nothing on this page presents parcel level zoning.