HomeCaliforniaSan Diego CountyRancho Santa Fe
Rancho Santa Fe, California: commercial real estate data.
Rancho Santa Fe is a Census CDP of 2,260 people across 6.71 square miles of land, in San Diego County. Median household income is $175,792, 93.1 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $12.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rancho Santa Fe
What Rancho Santa Fe is
- Census place typeCDP
- Land area6.71 sq mi
- Water area0.07 sq mi
- Population per square mile of land337 plus or minus 77
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Santa Fe
How many people live in Rancho Santa Fe
- Population2,260 plus or minus 520
- Median age52.6 plus or minus 10.9
- Population under 18520 plus or minus 232
- Share under 1823.0 percent plus or minus 8.8
- Population 65 and over657 plus or minus 199
- Share 65 and over29.1 percent
- Households855
- Family households673 plus or minus 151
- Share of households that are families78.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Santa Fe
Income and work in Rancho Santa Fe
- Median household income$175,792 plus or minus $56,145
- Per capita income$105,195 plus or minus $27,461
- Civilian labor force825 plus or minus 262
- Employed744 plus or minus 243
- Unemployed81 plus or minus 77
- Unemployment rate9.8 percent plus or minus 8.8
- Adults 25 and over1,685 plus or minus 347
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher71.8 percent
- Adults 25 and over with a graduate degree29.3 percent plus or minus 9.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Santa Fe
Housing in Rancho Santa Fe
- Housing units1,204
- Occupied units855
- Vacant units349 plus or minus 146
- Vacancy rate29.0 percent plus or minus 11.4
- Owner occupied796 plus or minus 163
- Renter occupied59 plus or minus 56
- Ownership rate93.1 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,501
- Annual rent as a share of median income23.9 percent
- Single family units1,161
- Share single family96.4 percent
- Units in buildings of two or more43 plus or minus 50
- Share in buildings of two or more3.6 percent plus or minus 4.1
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Santa Fe
How Rancho Santa Fe gets to work
- Workers 16 and over who commute504 plus or minus 190
- Commuting under 15 minutes33 plus or minus 45
- Share commuting under 15 minutes6.5 percent plus or minus 8.6
- Commuting 30 minutes or more322 plus or minus 192
- Share commuting 30 minutes or more63.9 percent plus or minus 29.6
- Drove alone53.1 percent plus or minus 17.3
- Carpooled10.1 percent plus or minus 8.8
- Public transport0.0 percent
- Walked1.1 percent plus or minus 2.3
- Worked from home32.3 percent plus or minus 17.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rancho Santa Fe
SBA loans in Rancho Santa Fe (7(a))
- Approvals10
- Gross approval$12,377,700
- Average approval$1,237,770
- Median approval$225,300
- Largest approval$5,000,000
- Jobs supported31
- Jobs per approval3.1
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Rancho Santa Fe, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rancho Santa Fe
SBA loans in Rancho Santa Fe (504)
- Approvals3
- Gross approval$3,481,000
- Average approval$1,160,333
- Median approval$1,059,000
- Largest approval$1,776,000
- Jobs supported16
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Rancho Santa Fe, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Diego County, not Rancho Santa Fe
San Diego County context, not Rancho Santa Fe figures
- Establishments in San Diego County93,407
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Housing units permitted, San Diego County11,572
Every figure in this section is published for San Diego County as a whole and is not a measurement of Rancho Santa Fe.
All San Diego County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rancho Santa Fe questions, answered from the record.
How many people live in Rancho Santa Fe, California?
2,260, in 855 households. Rancho Santa Fe CDP covers 6.71 square miles of land, which is 337 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rancho Santa Fe in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rancho Santa Fe?
$175,792. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rancho Santa Fe businesses?
10 7(a) approvals totaling $12.4 m since FY2020, across 8 lenders, median approval $225,300, plus 3 504 approvals worth $3.5 m since FY2010. These count approvals to borrowers whose address is in Rancho Santa Fe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rancho Santa Fe borrowers get paid back?
No rate is published for Rancho Santa Fe. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Rancho Santa Fe figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rancho Santa Fe.
Is zoning published for Rancho Santa Fe?
No. Nothing on this page presents parcel level zoning.
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