HomeCaliforniaSan Diego CountySpring Valley CDP
Spring Valley CDP, California: commercial real estate data.
Spring Valley CDP is a Census CDP of 31,969 people across 7.34 square miles of land, in San Diego County. Median household income is $109,110, 64.3 percent of occupied homes are owned, and the SBA record carries 54 7(a) approvals to borrowers here worth $27.9 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Spring Valley
What Spring Valley is
- Census place typeCDP
- Land area7.34 sq mi
- Water area0.03 sq mi
- Population per square mile of land4,354
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Valley
How many people live in Spring Valley
- Population31,969
- Median age37.9
- Population under 187,080
- Share under 1822.1 percent
- Population 65 and over4,345
- Share 65 and over13.6 percent
- Households9,878
- Family households7,789
- Share of households that are families78.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Valley
Income and work in Spring Valley
- Median household income$109,110
- Per capita income$42,069
- Civilian labor force17,053
- Employed15,265
- Unemployed1,788 plus or minus 367
- Unemployment rate10.5 percent
- Adults 25 and over22,070
- Adults 25 and over with a high school diploma or higher90.1 percent
- Adults 25 and over with a bachelor degree or higher32.5 percent
- Adults 25 and over with a graduate degree10.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Valley
Housing in Spring Valley
- Housing units10,122
- Occupied units9,878
- Vacant units244 plus or minus 148
- Vacancy rate2.4 percent plus or minus 1.5
- Owner occupied6,352
- Renter occupied3,526
- Ownership rate64.3 percent
- Median owner-occupied home value$714,700
- Median gross rent, monthly$2,166
- Annual rent as a share of median income23.8 percent
- Single family units7,066
- Share single family69.8 percent
- Units in buildings of two or more2,093
- Share in buildings of two or more20.7 percent
- Mobile homes963 plus or minus 221
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Valley
How Spring Valley gets to work
- Workers 16 and over who commute13,908
- Commuting under 15 minutes1,783 plus or minus 368
- Share commuting under 15 minutes12.8 percent
- Commuting 30 minutes or more5,592
- Share commuting 30 minutes or more40.2 percent
- Drove alone76.7 percent
- Carpooled9.2 percent
- Public transport1.1 percent plus or minus 0.6
- Walked0.4 percent plus or minus 0.3
- Worked from home10.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spring Valley
SBA loans in Spring Valley (7(a))
- Approvals54
- Gross approval$27,873,000
- Average approval$516,167
- Median approval$150,000
- Ninetieth percentile approval$1,166,000
- Largest approval$4,690,000
- Jobs supported678
- Jobs per approval12.6
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more24.1 percent
- Share to franchises7.4 percent
- Distinct lenders26
- Distinct industries by NAICS41
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spring Valley
SBA loans in Spring Valley (504)
- Approvals17
- Gross approval$15,088,000
- Average approval$887,529
- Median approval$514,000
- Largest approval$5,000,000
- Jobs supported140
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Diego County, not Spring Valley
San Diego County context, not Spring Valley figures
These are San Diego County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Spring Valley measurements.
- Establishments in San Diego County93,407
- Employment at those establishments, San Diego County1,391,721
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Average weekly wage, San Diego County$1,593
- Housing units permitted, San Diego County11,572
- Of those, single family, San Diego County3,377
- County product, 2024, San Diego County$331,867,565,000
- County product change over the prior year, San Diego County5.3 percent
- Average income of an arriving household, San Diego County$103,475
Every figure in this section is published for San Diego County as a whole and is not a measurement of Spring Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Spring Valley questions, answered from the record.
How many people live in Spring Valley, California?
31,969, in 9,878 households. Spring Valley CDP covers 7.34 square miles of land, which is 4,354 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spring Valley in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spring Valley?
$109,110. The median owner-occupied home is valued at $714,700. Median gross rent is $2,166 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spring Valley businesses?
54 7(a) approvals totalling $27.9 m, across 26 lenders, median approval $150,000, plus 17 504 approvals worth $15.1 m. These count approvals to borrowers whose address is in Spring Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spring Valley borrowers get paid back?
Of the 12 loans that have reached a final outcome, 11 were paid in full and 1 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Spring Valley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spring Valley.
Is zoning published for Spring Valley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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