HomeCaliforniaSan Diego CountyValley Center
Valley Center, California: commercial real estate data.
Valley Center is a Census CDP of 11,119 people across 27.45 square miles of land, in San Diego County. Median household income is $132,361, 92.6 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $26.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Valley Center
What Valley Center is
- Census place typeCDP
- Land area27.45 sq mi
- Water area0 sq mi
- Population per square mile of land405
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
How many people live in Valley Center
- Population11,119
- Median age42.1
- Population under 182,291
- Share under 1820.6 percent
- Population 65 and over2,482
- Share 65 and over22.3 percent
- Households3,439
- Family households2,741
- Share of households that are families79.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
Income and work in Valley Center
- Median household income$132,361
- Per capita income$52,880
- Civilian labor force5,454
- Employed5,251
- Unemployed203 plus or minus 100
- Unemployment rate3.7 percent plus or minus 1.8
- Adults 25 and over7,964
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher38.4 percent
- Adults 25 and over with a graduate degree11.7 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
Housing in Valley Center
- Housing units3,887
- Occupied units3,439
- Vacant units448 plus or minus 284
- Vacancy rate11.5 percent plus or minus 7.2
- Owner occupied3,183
- Renter occupied256 plus or minus 145
- Ownership rate92.6 percent
- Median owner-occupied home value$883,700
- Median gross rent, monthly$1,750 plus or minus $599
- Annual rent as a share of median income15.9 percent plus or minus 6.2
- Single family units3,453
- Share single family88.8 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes434 plus or minus 174
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
How Valley Center gets to work
- Workers 16 and over who commute4,253
- Commuting under 15 minutes640 plus or minus 221
- Share commuting under 15 minutes15.0 percent plus or minus 4.7
- Commuting 30 minutes or more2,991
- Share commuting 30 minutes or more70.3 percent
- Drove alone71.2 percent
- Carpooled9.2 percent plus or minus 3.2
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.3
- Worked from home18.1 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
SBA loans in Valley Center (7(a))
- Approvals19
- Gross approval$26,292,400
- Average approval$1,383,811
- Median approval$828,700
- Largest approval$5,000,000
- Jobs supported929
- Jobs per approval48.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.8 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Valley Center, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley Center
SBA loans in Valley Center (504)
- Approvals6
- Gross approval$4,076,000
- Average approval$679,333
- Median approval$532,500
- Largest approval$1,496,000
- Jobs supported48
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Valley Center, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Diego County, not Valley Center
San Diego County context, not Valley Center figures
- Establishments in San Diego County93,407
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Housing units permitted, San Diego County11,572
Every figure in this section is published for San Diego County as a whole and is not a measurement of Valley Center.
All San Diego County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Valley Center questions, answered from the record.
How many people live in Valley Center, California?
11,119, in 3,439 households. Valley Center CDP covers 27.45 square miles of land, which is 405 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valley Center in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valley Center?
$132,361. The median owner-occupied home is valued at $883,700. Median gross rent is $1,750 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valley Center businesses?
19 7(a) approvals totaling $26.3 m since FY2020, across 12 lenders, median approval $828,700, plus 6 504 approvals worth $4.1 m since FY2010. These count approvals to borrowers whose address is in Valley Center, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valley Center borrowers get paid back?
No rate is published for Valley Center. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Valley Center figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley Center.
Is zoning published for Valley Center?
No. Nothing on this page presents parcel level zoning.
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