HomeCaliforniaSan Diego CountyValley Center CDP
Valley Center CDP, California: commercial real estate data.
Valley Center CDP is a Census CDP of 11,119 people across 27.45 square miles of land, in San Diego County. Median household income is $132,361, 92.6 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $26.3 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Valley Center
What Valley Center is
- Census place typeCDP
- Land area27.45 sq mi
- Water area0 sq mi
- Population per square mile of land405
- County holding the largest share of its areaSan Diego County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
How many people live in Valley Center
- Population11,119
- Median age42.1
- Population under 182,291
- Share under 1820.6 percent
- Population 65 and over2,482
- Share 65 and over22.3 percent
- Households3,439
- Family households2,741
- Share of households that are families79.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
Income and work in Valley Center
- Median household income$132,361
- Per capita income$52,880
- Civilian labor force5,454
- Employed5,251
- Unemployed203 plus or minus 100
- Unemployment rate3.7 percent plus or minus 1.8
- Adults 25 and over7,964
- Adults 25 and over with a high school diploma or higher87.3 percent
- Adults 25 and over with a bachelor degree or higher38.4 percent
- Adults 25 and over with a graduate degree11.7 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
Housing in Valley Center
- Housing units3,887
- Occupied units3,439
- Vacant units448 plus or minus 284
- Vacancy rate11.5 percent plus or minus 7.2
- Owner occupied3,183
- Renter occupied256 plus or minus 145
- Ownership rate92.6 percent
- Median owner-occupied home value$883,700
- Median gross rent, monthly$1,750 plus or minus $599
- Annual rent as a share of median income15.9 percent plus or minus 6.2
- Single family units3,453
- Share single family88.8 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes434 plus or minus 174
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
How Valley Center gets to work
- Workers 16 and over who commute4,253
- Commuting under 15 minutes640 plus or minus 221
- Share commuting under 15 minutes15.0 percent plus or minus 4.7
- Commuting 30 minutes or more2,991
- Share commuting 30 minutes or more70.3 percent
- Drove alone71.2 percent
- Carpooled9.2 percent plus or minus 3.2
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.3
- Worked from home18.1 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Center
SBA loans in Valley Center (7(a))
- Approvals19
- Gross approval$26,292,400
- Average approval$1,383,811
- Median approval$828,700
- Ninetieth percentile approval$5,000,000
- Largest approval$5,000,000
- Jobs supported929
- Jobs per approval48.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.8 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS13
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley Center
SBA loans in Valley Center (504)
- Approvals6
- Gross approval$4,076,000
- Average approval$679,333
- Median approval$535,000
- Largest approval$1,496,000
- Jobs supported48
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Diego County, not Valley Center
San Diego County context, not Valley Center figures
These are San Diego County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Valley Center measurements.
- Establishments in San Diego County93,407
- Employment at those establishments, San Diego County1,391,721
- Covered employment, San Diego County1,536,541
- Average annual pay, San Diego County$82,854
- Average weekly wage, San Diego County$1,593
- Housing units permitted, San Diego County11,572
- Of those, single family, San Diego County3,377
- County product, 2024, San Diego County$331,867,565,000
- County product change over the prior year, San Diego County5.3 percent
- Average income of an arriving household, San Diego County$103,475
Every figure in this section is published for San Diego County as a whole and is not a measurement of Valley Center. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Valley Center questions, answered from the record.
How many people live in Valley Center, California?
11,119, in 3,439 households. Valley Center CDP covers 27.45 square miles of land, which is 405 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valley Center in?
San Diego County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Valley Center?
$132,361. The median owner-occupied home is valued at $883,700. Median gross rent is $1,750 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valley Center businesses?
19 7(a) approvals totalling $26.3 m, across 12 lenders, median approval $828,700, plus 6 504 approvals worth $4.1 m. These count approvals to borrowers whose address is in Valley Center, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valley Center borrowers get paid back?
No rate is published for Valley Center. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Valley Center figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Diego County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley Center.
Is zoning published for Valley Center?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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