HomeCaliforniaSan Joaquin CountyLathrop city
Lathrop city, California: commercial real estate data.
Lathrop city is a Census city of 35,052 people across 19.83 square miles of land, in San Joaquin County. Median household income is $126,421, 85.3 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $33.8 m.
82 sourced place values · tier FULL · 9 sections
Lathrop
What Lathrop is
- Census place typecity
- Land area19.83 sq mi
- Water area1.18 sq mi
- Population per square mile of land1,768
- County holding the largest share of its areaSan Joaquin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lathrop
How many people live in Lathrop
- Population35,052
- Median age33.9
- Population under 1810,644
- Share under 1830.4 percent
- Population 65 and over3,529
- Share 65 and over10.1 percent
- Households8,782
- Family households7,523
- Share of households that are families85.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lathrop
Income and work in Lathrop
- Median household income$126,421
- Per capita income$38,991
- Civilian labor force16,720
- Employed15,217
- Unemployed1,503 plus or minus 413
- Unemployment rate9.0 percent plus or minus 2.4
- Adults 25 and over21,442
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher28.0 percent
- Adults 25 and over with a graduate degree6.3 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lathrop
Housing in Lathrop
- Housing units9,092
- Occupied units8,782
- Vacant units310 plus or minus 168
- Vacancy rate3.4 percent plus or minus 1.8
- Owner occupied7,491
- Renter occupied1,291 plus or minus 259
- Ownership rate85.3 percent
- Median owner-occupied home value$643,600
- Median gross rent, monthly$2,570
- Annual rent as a share of median income24.4 percent
- Single family units8,786
- Share single family96.6 percent
- Units in buildings of two or more114 plus or minus 74
- Share in buildings of two or more1.3 percent plus or minus 0.8
- Mobile homes192 plus or minus 75
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lathrop
How Lathrop gets to work
- Workers 16 and over who commute12,721
- Commuting under 15 minutes2,087 plus or minus 490
- Share commuting under 15 minutes16.4 percent plus or minus 3.7
- Commuting 30 minutes or more6,746
- Share commuting 30 minutes or more53.0 percent
- Drove alone68.3 percent
- Carpooled13.5 percent plus or minus 3.1
- Public transport2.0 percent plus or minus 1.2
- Walked0.1 percent plus or minus 0.2
- Worked from home13.6 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lathrop
SBA 7(a) lending to Lathrop borrowers
- Approvals34
- Gross approval$33,803,700
- Average approval$994,226
- Median approval$360,000
- Ninetieth percentile approval$3,500,000
- Largest approval$5,000,000
- Jobs supported367
- Jobs per approval10.8
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Charge-off rate over resolved loans9.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more41.2 percent
- Share to franchises11.8 percent
- Distinct lenders20
- Distinct industries by NAICS20
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lathrop
SBA 504 lending to Lathrop borrowers
- Approvals15
- Gross approval$36,927,000
- Average approval$2,461,800
- Median approval$2,627,000
- Largest approval$4,997,000
- Jobs supported413
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lathrop
Flood programme status in Lathrop
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 10
- NFIP community number060738
- Currently effective map date10/16/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Joaquin County, not Lathrop
San Joaquin County context, not Lathrop figures
These are San Joaquin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lathrop measurements.
- Establishments in San Joaquin County13,638
- Employment at those establishments, San Joaquin County232,910
- Covered employment, San Joaquin County287,828
- Average annual pay, San Joaquin County$63,300
- Average weekly wage, San Joaquin County$1,217
- Housing units permitted, San Joaquin County3,779
- Of those, single family, San Joaquin County3,773
- County product, 2024, San Joaquin County$46,521,159,000
- County product change over the prior year, San Joaquin County8.3 percent
- Average income of an arriving household, San Joaquin County$87,006
Every figure in this section is published for San Joaquin County as a whole and is not a measurement of Lathrop. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lathrop questions, answered from the record.
How many people live in Lathrop, California?
35,052, in 8,782 households. Lathrop city covers 19.83 square miles of land, which is 1,768 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lathrop in?
San Joaquin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lathrop?
$126,421. The median owner-occupied home is valued at $643,600. Median gross rent is $2,570 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lathrop businesses?
34 7(a) approvals totalling $33.8 m, across 20 lenders, median approval $360,000, plus 15 504 approvals worth $36.9 m. These count approvals to borrowers whose address is in Lathrop, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lathrop borrowers get paid back?
Of the 11 loans that have reached a final outcome, 10 were paid in full and 1 charged off, a charge off rate of 9.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lathrop in the National Flood Insurance Program?
Yes. Lathrop appears in the FEMA Community Status Book as community 060738, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lathrop figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Joaquin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lathrop.
Is zoning published for Lathrop?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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