HomeCaliforniaSan Joaquin CountyLodi city
Lodi city, California: commercial real estate data.
Lodi city is a Census city of 67,607 people across 13.68 square miles of land, in San Joaquin County. Median household income is $88,530, 56.8 percent of occupied homes are owned, and the SBA record carries 67 7(a) approvals to borrowers here worth $54.1 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lodi
What Lodi is
- Census place typecity
- Land area13.68 sq mi
- Water area0.22 sq mi
- Population per square mile of land4,942
- County holding the largest share of its areaSan Joaquin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
How many people live in Lodi
- Population67,607
- Median age36.4
- Population under 1816,298
- Share under 1824.1 percent
- Population 65 and over10,802
- Share 65 and over16.0 percent
- Households23,176
- Family households16,309
- Share of households that are families70.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
Income and work in Lodi
- Median household income$88,530
- Per capita income$39,044
- Civilian labor force33,524
- Employed30,528
- Unemployed2,996
- Unemployment rate8.9 percent
- Adults 25 and over44,443
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree8.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
Housing in Lodi
- Housing units24,806
- Occupied units23,176
- Vacant units1,630 plus or minus 372
- Vacancy rate6.6 percent plus or minus 1.5
- Owner occupied13,173
- Renter occupied10,003
- Ownership rate56.8 percent
- Median owner-occupied home value$492,500
- Median gross rent, monthly$1,680
- Annual rent as a share of median income22.8 percent
- Single family units17,756
- Share single family71.6 percent
- Units in buildings of two or more6,601
- Share in buildings of two or more26.6 percent
- Mobile homes431 plus or minus 112
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
How Lodi gets to work
- Workers 16 and over who commute25,712
- Commuting under 15 minutes9,391
- Share commuting under 15 minutes36.5 percent
- Commuting 30 minutes or more8,162
- Share commuting 30 minutes or more31.7 percent
- Drove alone74.0 percent
- Carpooled10.2 percent
- Public transport0.5 percent plus or minus 0.4
- Walked1.9 percent plus or minus 0.6
- Worked from home11.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lodi
SBA loans in Lodi (7(a))
- Approvals67
- Gross approval$54,120,500
- Average approval$807,769
- Median approval$376,400
- Ninetieth percentile approval$2,220,000
- Largest approval$4,600,000
- Jobs supported909
- Jobs per approval13.6
- Loans with a final outcome18
- Paid in full16
- Charged off2
- Charge-off rate over resolved loans11.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more35.8 percent
- Share to franchises13.4 percent
- Distinct lenders34
- Distinct industries by NAICS44
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lodi
SBA loans in Lodi (504)
- Approvals44
- Gross approval$52,889,000
- Average approval$1,202,023
- Median approval$398,000
- Largest approval$5,500,000
- Jobs supported429
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs10
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lodi
Flood risk in Lodi
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060300
- Currently effective map date10/16/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Joaquin County, not Lodi
San Joaquin County context, not Lodi figures
These are San Joaquin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lodi measurements.
- Establishments in San Joaquin County13,638
- Employment at those establishments, San Joaquin County232,910
- Covered employment, San Joaquin County287,828
- Average annual pay, San Joaquin County$63,300
- Average weekly wage, San Joaquin County$1,217
- Housing units permitted, San Joaquin County3,779
- Of those, single family, San Joaquin County3,773
- County product, 2024, San Joaquin County$46,521,159,000
- County product change over the prior year, San Joaquin County8.3 percent
- Average income of an arriving household, San Joaquin County$87,006
Every figure in this section is published for San Joaquin County as a whole and is not a measurement of Lodi. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lodi questions, answered from the record.
How many people live in Lodi, California?
67,607, in 23,176 households. Lodi city covers 13.68 square miles of land, which is 4,942 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lodi in?
San Joaquin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lodi?
$88,530. The median owner-occupied home is valued at $492,500. Median gross rent is $1,680 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lodi businesses?
67 7(a) approvals totalling $54.1 m, across 34 lenders, median approval $376,400, plus 44 504 approvals worth $52.9 m. These count approvals to borrowers whose address is in Lodi, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lodi borrowers get paid back?
Of the 18 loans that have reached a final outcome, 16 were paid in full and 2 charged off, a charge off rate of 11.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lodi in the National Flood Insurance Program?
Yes. Lodi appears in the FEMA Community Status Book as community 060300, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lodi figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Joaquin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lodi.
Is zoning published for Lodi?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby