HomeCaliforniaSan Joaquin CountyRipon city
Ripon city, California: commercial real estate data.
Ripon city is a Census city of 16,201 people across 5.35 square miles of land, in San Joaquin County. Median household income is $133,380, 65.8 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $20.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ripon
What Ripon is
- Census place typecity
- Land area5.35 sq mi
- Water area0.19 sq mi
- Population per square mile of land3,030
- County holding the largest share of its areaSan Joaquin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
How many people live in Ripon
- Population16,201
- Median age40.1
- Population under 184,228
- Share under 1826.1 percent
- Population 65 and over2,766
- Share 65 and over17.1 percent
- Households5,582
- Family households4,572
- Share of households that are families81.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
Income and work in Ripon
- Median household income$133,380
- Per capita income$55,986
- Civilian labor force7,940
- Employed7,725
- Unemployed215 plus or minus 106
- Unemployment rate2.7 percent plus or minus 1.3
- Adults 25 and over10,706
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree10.4 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
Housing in Ripon
- Housing units5,742
- Occupied units5,582
- Vacant units160 plus or minus 122
- Vacancy rate2.8 percent plus or minus 2.1
- Owner occupied3,672
- Renter occupied1,910
- Ownership rate65.8 percent
- Median owner-occupied home value$704,800
- Median gross rent, monthly$1,851
- Annual rent as a share of median income16.7 percent plus or minus 3.4
- Single family units4,785
- Share single family83.3 percent
- Units in buildings of two or more936 plus or minus 308
- Share in buildings of two or more16.3 percent plus or minus 5.3
- Mobile homes21 plus or minus 33
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
How Ripon gets to work
- Workers 16 and over who commute6,767
- Commuting under 15 minutes1,944 plus or minus 463
- Share commuting under 15 minutes28.7 percent plus or minus 6.4
- Commuting 30 minutes or more1,955
- Share commuting 30 minutes or more28.9 percent
- Drove alone80.4 percent
- Carpooled7.0 percent plus or minus 3.4
- Public transport0.8 percent plus or minus 1.2
- Walked0.3 percent plus or minus 0.5
- Worked from home9.3 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
SBA loans in Ripon (7(a))
- Approvals11
- Gross approval$20,191,000
- Average approval$1,835,545
- Median approval$500,000
- Ninetieth percentile approval$4,555,000
- Largest approval$5,000,000
- Jobs supported227
- Jobs per approval20.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises18.2 percent
- Distinct lenders8
- Distinct industries by NAICS9
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripon
SBA loans in Ripon (504)
- Approvals8
- Gross approval$12,730,000
- Average approval$1,591,250
- Median approval$1,303,000
- Largest approval$4,501,000
- Jobs supported65
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ripon
Flood risk in Ripon
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060457
- Currently effective map date10/16/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Joaquin County, not Ripon
San Joaquin County context, not Ripon figures
These are San Joaquin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ripon measurements.
- Establishments in San Joaquin County13,638
- Employment at those establishments, San Joaquin County232,910
- Covered employment, San Joaquin County287,828
- Average annual pay, San Joaquin County$63,300
- Average weekly wage, San Joaquin County$1,217
- Housing units permitted, San Joaquin County3,779
- Of those, single family, San Joaquin County3,773
- County product, 2024, San Joaquin County$46,521,159,000
- County product change over the prior year, San Joaquin County8.3 percent
- Average income of an arriving household, San Joaquin County$87,006
Every figure in this section is published for San Joaquin County as a whole and is not a measurement of Ripon. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ripon questions, answered from the record.
How many people live in Ripon, California?
16,201, in 5,582 households. Ripon city covers 5.35 square miles of land, which is 3,030 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ripon in?
San Joaquin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ripon?
$133,380. The median owner-occupied home is valued at $704,800. Median gross rent is $1,851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ripon businesses?
11 7(a) approvals totalling $20.2 m, across 8 lenders, median approval $500,000, plus 8 504 approvals worth $12.7 m. These count approvals to borrowers whose address is in Ripon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ripon borrowers get paid back?
No rate is published for Ripon. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ripon in the National Flood Insurance Program?
Yes. Ripon appears in the FEMA Community Status Book as community 060457, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ripon figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Joaquin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ripon.
Is zoning published for Ripon?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby