HomeCaliforniaSan Joaquin CountyRipon
Ripon, California: commercial real estate data.
Ripon is a Census city of 16,201 people across 5.35 square miles of land, in San Joaquin County. Median household income is $133,380, 65.8 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $20.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ripon
What Ripon is
- Census place typecity
- Land area5.35 sq mi
- Water area0.19 sq mi
- Population per square mile of land3,030
- County holding the largest share of its areaSan Joaquin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
How many people live in Ripon
- Population16,201
- Median age40.1
- Population under 184,228
- Share under 1826.1 percent
- Population 65 and over2,766
- Share 65 and over17.1 percent
- Households5,582
- Family households4,572
- Share of households that are families81.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
Income and work in Ripon
- Median household income$133,380
- Per capita income$55,986
- Civilian labor force7,940
- Employed7,725
- Unemployed215 plus or minus 106
- Unemployment rate2.7 percent plus or minus 1.3
- Adults 25 and over10,706
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree10.4 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
Housing in Ripon
- Housing units5,742
- Occupied units5,582
- Vacant units160 plus or minus 122
- Vacancy rate2.8 percent plus or minus 2.1
- Owner occupied3,672
- Renter occupied1,910
- Ownership rate65.8 percent
- Median owner-occupied home value$704,800
- Median gross rent, monthly$1,851
- Annual rent as a share of median income16.7 percent plus or minus 3.4
- Single family units4,785
- Share single family83.3 percent
- Units in buildings of two or more936 plus or minus 308
- Share in buildings of two or more16.3 percent plus or minus 5.3
- Mobile homes21 plus or minus 33
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
How Ripon gets to work
- Workers 16 and over who commute6,767
- Commuting under 15 minutes1,944 plus or minus 463
- Share commuting under 15 minutes28.7 percent plus or minus 6.4
- Commuting 30 minutes or more1,955
- Share commuting 30 minutes or more28.9 percent
- Drove alone80.4 percent
- Carpooled7.0 percent plus or minus 3.4
- Public transport0.8 percent plus or minus 1.2
- Walked0.3 percent plus or minus 0.5
- Worked from home9.3 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ripon
SBA loans in Ripon (7(a))
- Approvals11
- Gross approval$20,191,000
- Average approval$1,835,545
- Median approval$500,000
- Largest approval$5,000,000
- Jobs supported227
- Jobs per approval20.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises18.2 percent
- Distinct lenders8
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Ripon, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ripon
SBA loans in Ripon (504)
- Approvals8
- Gross approval$12,730,000
- Average approval$1,591,250
- Median approval$1,194,500
- Largest approval$4,501,000
- Jobs supported65
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Ripon, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ripon
Flood risk in Ripon
- NFIP communityCity of Ripon
- NFIP community number060457
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/09
The City of Ripon participates in the National Flood Insurance Program as community 060457 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Joaquin County, not Ripon
San Joaquin County context, not Ripon figures
- Establishments in San Joaquin County13,638
- Covered employment, San Joaquin County287,828
- Average annual pay, San Joaquin County$63,300
- Housing units permitted, San Joaquin County3,779
Every figure in this section is published for San Joaquin County as a whole and is not a measurement of Ripon.
All San Joaquin County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ripon questions, answered from the record.
How many people live in Ripon, California?
16,201, in 5,582 households. Ripon city covers 5.35 square miles of land, which is 3,030 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ripon in?
San Joaquin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ripon?
$133,380. The median owner-occupied home is valued at $704,800. Median gross rent is $1,851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ripon businesses?
11 7(a) approvals totaling $20.2 m since FY2020, across 8 lenders, median approval $500,000, plus 8 504 approvals worth $12.7 m since FY2010. These count approvals to borrowers whose address is in Ripon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ripon borrowers get paid back?
No rate is published for Ripon. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ripon in the National Flood Insurance Program?
Yes. Ripon appears in the FEMA Community Status Book as Ripon, city of, community 060457, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ripon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Joaquin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ripon.
Is zoning published for Ripon?
No. Nothing on this page presents parcel level zoning.
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