HomeCaliforniaSan Joaquin CountyStockton
Stockton, California: commercial real estate data.
Stockton is a Census city of 322,326 people across 63.30 square miles of land, in San Joaquin County. Median household income is $79,907, 53.9 percent of occupied homes are owned, and the SBA record carries 273 7(a) approvals to borrowers here worth $223.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stockton
What Stockton is
- Census place typecity
- Land area63.3 sq mi
- Water area3.09 sq mi
- Population per square mile of land5,092
- County holding the largest share of its areaSan Joaquin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
How many people live in Stockton
- Population322,326
- Median age33.9
- Population under 1886,007
- Share under 1826.7 percent
- Population 65 and over41,979
- Share 65 and over13.0 percent
- Households99,093
- Family households71,616
- Share of households that are families72.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
Income and work in Stockton
- Median household income$79,907
- Per capita income$31,918
- Civilian labor force152,466
- Employed139,302
- Unemployed13,164
- Unemployment rate8.6 percent
- Adults 25 and over203,296
- Adults 25 and over with a high school diploma or higher77.5 percent
- Adults 25 and over with a bachelor degree or higher20.0 percent
- Adults 25 and over with a graduate degree6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
Housing in Stockton
- Housing units105,162
- Occupied units99,093
- Vacant units6,069
- Vacancy rate5.8 percent
- Owner occupied53,445
- Renter occupied45,648
- Ownership rate53.9 percent
- Median owner-occupied home value$440,900
- Median gross rent, monthly$1,577
- Annual rent as a share of median income23.7 percent
- Single family units78,159
- Share single family74.3 percent
- Units in buildings of two or more25,588
- Share in buildings of two or more24.3 percent
- Mobile homes1,364
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
How Stockton gets to work
- Workers 16 and over who commute123,215
- Commuting under 15 minutes28,820
- Share commuting under 15 minutes23.4 percent
- Commuting 30 minutes or more44,499
- Share commuting 30 minutes or more36.1 percent
- Drove alone75.6 percent
- Carpooled13.3 percent
- Public transport1.0 percent plus or minus 0.2
- Walked1.1 percent plus or minus 0.2
- Worked from home8.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
SBA loans in Stockton (7(a))
- Approvals273
- Gross approval$223,715,500
- Average approval$819,471
- Median approval$381,000
- Ninetieth percentile approval$2,185,000
- Largest approval$5,000,000
- Jobs supported3,954
- Jobs per approval14.5
- Loans with a final outcome59
- Paid in full54
- Charged off5
- Charge-off rate over resolved loans8.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more34.4 percent
- Share to franchises9.5 percent
- Distinct lenders65
- Distinct industries by NAICS124
Counted by borrower city: approvals to borrowers whose address is in Stockton, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stockton
SBA loans in Stockton (504)
- Approvals124
- Gross approval$130,161,000
- Average approval$1,049,685
- Median approval$617,500
- Largest approval$5,500,000
- Jobs supported1,573
- Loans with a final outcome31
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs13
Counted by borrower city: approvals to borrowers whose address is in Stockton, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stockton
Flood risk in Stockton
- NFIP communityCity of Stockton
- NFIP community number060302
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date10/16/09
The City of Stockton participates in the National Flood Insurance Program as community 060302 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Joaquin County, not Stockton
San Joaquin County context, not Stockton figures
- Establishments in San Joaquin County13,638
- Covered employment, San Joaquin County287,828
- Average annual pay, San Joaquin County$63,300
- Housing units permitted, San Joaquin County3,779
Every figure in this section is published for San Joaquin County as a whole and is not a measurement of Stockton.
All San Joaquin County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Stockton questions, answered from the record.
How many people live in Stockton, California?
322,326, in 99,093 households. Stockton city covers 63.30 square miles of land, which is 5,092 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stockton in?
San Joaquin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stockton?
$79,907. The median owner-occupied home is valued at $440,900. Median gross rent is $1,577 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stockton businesses?
273 7(a) approvals totaling $223.7 m since FY2020, across 65 lenders, median approval $381,000, plus 124 504 approvals worth $130.2 m since FY2010. These count approvals to borrowers whose address is in Stockton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stockton borrowers get paid back?
Of the 59 loans that have reached a final outcome, 54 were paid in full and 5 charged off, a charge off rate of 8.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Stockton in the National Flood Insurance Program?
Yes. Stockton appears in the FEMA Community Status Book as Stockton, city of, community 060302, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Stockton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Joaquin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stockton.
Is zoning published for Stockton?
No. Nothing on this page presents parcel level zoning.
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