HomeCaliforniaSan Joaquin CountyStockton city
Stockton city, California: commercial real estate data.
Stockton city is a Census city of 322,326 people across 63.30 square miles of land, in San Joaquin County. Median household income is $79,907, 53.9 percent of occupied homes are owned, and the SBA record carries 273 7(a) approvals to borrowers here worth $223.7 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Stockton
What Stockton is
- Census place typecity
- Land area63.3 sq mi
- Water area3.09 sq mi
- Population per square mile of land5,092
- County holding the largest share of its areaSan Joaquin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
How many people live in Stockton
- Population322,326
- Median age33.9
- Population under 1886,007
- Share under 1826.7 percent
- Population 65 and over41,979
- Share 65 and over13.0 percent
- Households99,093
- Family households71,616
- Share of households that are families72.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
Income and work in Stockton
- Median household income$79,907
- Per capita income$31,918
- Civilian labor force152,466
- Employed139,302
- Unemployed13,164
- Unemployment rate8.6 percent
- Adults 25 and over203,296
- Adults 25 and over with a high school diploma or higher77.5 percent
- Adults 25 and over with a bachelor degree or higher20.0 percent
- Adults 25 and over with a graduate degree6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
Housing in Stockton
- Housing units105,162
- Occupied units99,093
- Vacant units6,069
- Vacancy rate5.8 percent
- Owner occupied53,445
- Renter occupied45,648
- Ownership rate53.9 percent
- Median owner-occupied home value$440,900
- Median gross rent, monthly$1,577
- Annual rent as a share of median income23.7 percent
- Single family units78,159
- Share single family74.3 percent
- Units in buildings of two or more25,588
- Share in buildings of two or more24.3 percent
- Mobile homes1,364
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
How Stockton gets to work
- Workers 16 and over who commute123,215
- Commuting under 15 minutes28,820
- Share commuting under 15 minutes23.4 percent
- Commuting 30 minutes or more44,499
- Share commuting 30 minutes or more36.1 percent
- Drove alone75.6 percent
- Carpooled13.3 percent
- Public transport1.0 percent plus or minus 0.2
- Walked1.1 percent plus or minus 0.2
- Worked from home8.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stockton
SBA loans in Stockton (7(a))
- Approvals273
- Gross approval$223,715,500
- Average approval$819,471
- Median approval$381,000
- Ninetieth percentile approval$2,190,000
- Largest approval$5,000,000
- Jobs supported3,954
- Jobs per approval14.5
- Loans with a final outcome59
- Paid in full54
- Charged off5
- Charge-off rate over resolved loans8.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more34.4 percent
- Share to franchises9.5 percent
- Distinct lenders65
- Distinct industries by NAICS124
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stockton
SBA loans in Stockton (504)
- Approvals124
- Gross approval$130,161,000
- Average approval$1,049,685
- Median approval$619,000
- Largest approval$5,500,000
- Jobs supported1,573
- Loans with a final outcome31
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs13
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stockton
Flood risk in Stockton
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 8
- NFIP community number060302
- Currently effective map date10/16/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Joaquin County, not Stockton
San Joaquin County context, not Stockton figures
These are San Joaquin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stockton measurements.
- Establishments in San Joaquin County13,638
- Employment at those establishments, San Joaquin County232,910
- Covered employment, San Joaquin County287,828
- Average annual pay, San Joaquin County$63,300
- Average weekly wage, San Joaquin County$1,217
- Housing units permitted, San Joaquin County3,779
- Of those, single family, San Joaquin County3,773
- County product, 2024, San Joaquin County$46,521,159,000
- County product change over the prior year, San Joaquin County8.3 percent
- Average income of an arriving household, San Joaquin County$87,006
Every figure in this section is published for San Joaquin County as a whole and is not a measurement of Stockton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stockton questions, answered from the record.
How many people live in Stockton, California?
322,326, in 99,093 households. Stockton city covers 63.30 square miles of land, which is 5,092 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stockton in?
San Joaquin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stockton?
$79,907. The median owner-occupied home is valued at $440,900. Median gross rent is $1,577 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stockton businesses?
273 7(a) approvals totalling $223.7 m, across 65 lenders, median approval $381,000, plus 124 504 approvals worth $130.2 m. These count approvals to borrowers whose address is in Stockton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stockton borrowers get paid back?
Of the 59 loans that have reached a final outcome, 54 were paid in full and 5 charged off, a charge off rate of 8.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Stockton in the National Flood Insurance Program?
Yes. Stockton appears in the FEMA Community Status Book as community 060302, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Stockton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Joaquin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stockton.
Is zoning published for Stockton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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