HomeCaliforniaSan Luis Obispo CountyArroyo Grande city
Arroyo Grande city, California: commercial real estate data.
Arroyo Grande city is a Census city of 18,372 people across 5.94 square miles of land, in San Luis Obispo County. Median household income is $102,553, 60.6 percent of occupied homes are owned, and the SBA record carries 36 7(a) approvals to borrowers here worth $19.2 m.
80 sourced place values · tier FULL · 9 sections
Arroyo Grande
What Arroyo Grande is
- Census place typecity
- Land area5.94 sq mi
- Water area0 sq mi
- Population per square mile of land3,093
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arroyo Grande
How many people live in Arroyo Grande
- Population18,372
- Median age45.8
- Population under 183,733
- Share under 1820.3 percent
- Population 65 and over5,035
- Share 65 and over27.4 percent
- Households7,712
- Family households5,024
- Share of households that are families65.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arroyo Grande
Income and work in Arroyo Grande
- Median household income$102,553
- Per capita income$50,623
- Civilian labor force8,717
- Employed8,465
- Unemployed252 plus or minus 128
- Unemployment rate2.9 percent plus or minus 1.5
- Adults 25 and over13,319
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher45.3 percent
- Adults 25 and over with a graduate degree17.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arroyo Grande
Housing in Arroyo Grande
- Housing units8,138
- Occupied units7,712
- Vacant units426 plus or minus 199
- Vacancy rate5.2 percent plus or minus 2.4
- Owner occupied4,674
- Renter occupied3,038
- Ownership rate60.6 percent
- Median owner-occupied home value$814,200
- Median gross rent, monthly$2,173
- Annual rent as a share of median income25.4 percent
- Single family units5,893
- Share single family72.4 percent
- Units in buildings of two or more1,677 plus or minus 403
- Share in buildings of two or more20.6 percent plus or minus 4.8
- Mobile homes568 plus or minus 181
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arroyo Grande
How Arroyo Grande gets to work
- Workers 16 and over who commute7,076
- Commuting under 15 minutes2,392 plus or minus 485
- Share commuting under 15 minutes33.8 percent
- Commuting 30 minutes or more1,712 plus or minus 405
- Share commuting 30 minutes or more24.2 percent plus or minus 5.4
- Drove alone69.9 percent
- Carpooled11.2 percent plus or minus 3.8
- Public transport0.0 percent
- Walked2.3 percent plus or minus 1.1
- Worked from home13.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Arroyo Grande
SBA 7(a) lending to Arroyo Grande borrowers
- Approvals36
- Gross approval$19,185,600
- Average approval$532,933
- Median approval$300,000
- Ninetieth percentile approval$1,534,000
- Largest approval$3,324,000
- Jobs supported454
- Jobs per approval12.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.9 percent
- Share to franchises0.0 percent
- Distinct lenders21
- Distinct industries by NAICS22
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Arroyo Grande
SBA 504 lending to Arroyo Grande borrowers
- Approvals13
- Gross approval$10,377,000
- Average approval$798,231
- Median approval$580,000
- Largest approval$3,637,000
- Jobs supported196
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Arroyo Grande
Flood programme status in Arroyo Grande
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060305
- Currently effective map date06/06/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Luis Obispo County, not Arroyo Grande
San Luis Obispo County context, not Arroyo Grande figures
These are San Luis Obispo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Arroyo Grande measurements.
- Establishments in San Luis Obispo County8,962
- Employment at those establishments, San Luis Obispo County98,720
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Average weekly wage, San Luis Obispo County$1,179
- Housing units permitted, San Luis Obispo County1,104
- Of those, single family, San Luis Obispo County821
- County product, 2024, San Luis Obispo County$24,505,477,000
- County product change over the prior year, San Luis Obispo County6.3 percent
- Average income of an arriving household, San Luis Obispo County$103,982
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Arroyo Grande. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Arroyo Grande questions, answered from the record.
How many people live in Arroyo Grande, California?
18,372, in 7,712 households. Arroyo Grande city covers 5.94 square miles of land, which is 3,093 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Arroyo Grande in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Arroyo Grande?
$102,553. The median owner-occupied home is valued at $814,200. Median gross rent is $2,173 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Arroyo Grande businesses?
36 7(a) approvals totalling $19.2 m, across 21 lenders, median approval $300,000, plus 13 504 approvals worth $10.4 m. These count approvals to borrowers whose address is in Arroyo Grande, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Arroyo Grande borrowers get paid back?
No rate is published for Arroyo Grande. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Arroyo Grande in the National Flood Insurance Program?
Yes. Arroyo Grande appears in the FEMA Community Status Book as community 060305, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Arroyo Grande figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Arroyo Grande.
Is zoning published for Arroyo Grande?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.