HomeCaliforniaSan Luis Obispo CountyCambria
Cambria, California: commercial real estate data.
Cambria is a Census CDP of 5,978 people across 8.42 square miles of land, in San Luis Obispo County. Median household income is $99,147, 78.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cambria
What Cambria is
- Census place typeCDP
- Land area8.42 sq mi
- Water area0 sq mi
- Population per square mile of land710
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambria
How many people live in Cambria
- Population5,978
- Median age61.9
- Population under 18818 plus or minus 235
- Share under 1813.7 percent plus or minus 3.6
- Population 65 and over2,690
- Share 65 and over45.0 percent
- Households2,877
- Family households1,680
- Share of households that are families58.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambria
Income and work in Cambria
- Median household income$99,147
- Per capita income$58,184
- Civilian labor force2,381
- Employed2,184
- Unemployed197 plus or minus 119
- Unemployment rate8.3 percent plus or minus 4.8
- Adults 25 and over4,989
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher48.8 percent
- Adults 25 and over with a graduate degree19.0 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambria
Housing in Cambria
- Housing units4,062
- Occupied units2,877
- Vacant units1,185
- Vacancy rate29.2 percent
- Owner occupied2,247
- Renter occupied630 plus or minus 203
- Ownership rate78.1 percent
- Median owner-occupied home value$930,200
- Median gross rent, monthly$1,924
- Annual rent as a share of median income23.3 percent plus or minus 4.9
- Single family units3,782
- Share single family93.1 percent
- Units in buildings of two or more253 plus or minus 147
- Share in buildings of two or more6.2 percent plus or minus 3.6
- Mobile homes27 plus or minus 16
- Median year structure built1985
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambria
How Cambria gets to work
- Workers 16 and over who commute1,703 plus or minus 369
- Commuting under 15 minutes896 plus or minus 222
- Share commuting under 15 minutes52.6 percent
- Commuting 30 minutes or more434 plus or minus 115
- Share commuting 30 minutes or more25.5 percent
- Drove alone64.6 percent
- Carpooled7.6 percent plus or minus 5.3
- Public transport0.4 percent plus or minus 0.5
- Walked3.1 percent plus or minus 1.4
- Worked from home22.8 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambria
SBA loans in Cambria (7(a))
- Approvals5
- Gross approval$4,598,700
- Average approval$919,740
- Median approval$507,700
- Largest approval$1,923,000
- Jobs supported24
- Jobs per approval4.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Cambria, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cambria
SBA loans in Cambria (504)
- Approvals4
- Gross approval$2,466,000
- Average approval$616,500
- Median approval$512,500
- Largest approval$1,163,000
- Jobs supported19
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Cambria, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Luis Obispo County, not Cambria
San Luis Obispo County context, not Cambria figures
- Establishments in San Luis Obispo County8,962
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Housing units permitted, San Luis Obispo County1,104
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Cambria.
All San Luis Obispo County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cambria questions, answered from the record.
How many people live in Cambria, California?
5,978, in 2,877 households. Cambria CDP covers 8.42 square miles of land, which is 710 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cambria in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cambria?
$99,147. The median owner-occupied home is valued at $930,200. Median gross rent is $1,924 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cambria businesses?
5 7(a) approvals totaling $4.6 m since FY2020, across 5 lenders, median approval $507,700, plus 4 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Cambria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cambria borrowers get paid back?
No rate is published for Cambria. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Cambria figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cambria.
Is zoning published for Cambria?
No. Nothing on this page presents parcel level zoning.