HomeCaliforniaSan Luis Obispo CountyLos Osos
Los Osos, California: commercial real estate data.
Los Osos is a Census CDP of 14,166 people across 12.76 square miles of land, in San Luis Obispo County. Median household income is $108,932, 72.9 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $2.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Los Osos
What Los Osos is
- Census place typeCDP
- Land area12.76 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,110
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Osos
How many people live in Los Osos
- Population14,166
- Median age48.6
- Population under 182,617
- Share under 1818.5 percent
- Population 65 and over4,107
- Share 65 and over29.0 percent
- Households5,994
- Family households3,842
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Osos
Income and work in Los Osos
- Median household income$108,932
- Per capita income$56,892
- Civilian labor force7,029
- Employed6,672
- Unemployed357 plus or minus 149
- Unemployment rate5.1 percent plus or minus 2.0
- Adults 25 and over10,641
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher53.7 percent
- Adults 25 and over with a graduate degree22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Osos
Housing in Los Osos
- Housing units6,367
- Occupied units5,994
- Vacant units373 plus or minus 142
- Vacancy rate5.9 percent plus or minus 2.2
- Owner occupied4,372
- Renter occupied1,622 plus or minus 383
- Ownership rate72.9 percent
- Median owner-occupied home value$805,800
- Median gross rent, monthly$2,047
- Annual rent as a share of median income22.5 percent
- Single family units5,353
- Share single family84.1 percent
- Units in buildings of two or more618 plus or minus 190
- Share in buildings of two or more9.7 percent plus or minus 2.9
- Mobile homes396 plus or minus 113
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Osos
How Los Osos gets to work
- Workers 16 and over who commute5,521
- Commuting under 15 minutes1,670
- Share commuting under 15 minutes30.2 percent
- Commuting 30 minutes or more1,098 plus or minus 267
- Share commuting 30 minutes or more19.9 percent plus or minus 4.0
- Drove alone71.4 percent
- Carpooled5.6 percent plus or minus 2.2
- Public transport0.3 percent plus or minus 0.3
- Walked4.5 percent plus or minus 1.7
- Worked from home15.3 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Osos
SBA loans in Los Osos (7(a))
- Approvals9
- Gross approval$2,272,700
- Average approval$252,522
- Median approval$225,000
- Largest approval$755,000
- Jobs supported84
- Jobs per approval9.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises11.1 percent
- Distinct lenders7
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Los Osos, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Los Osos
SBA loans in Los Osos (504)
- Approvals4
- Gross approval$1,181,000
- Average approval$295,250
- Median approval$255,000
- Largest approval$495,000
- Jobs supported12
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Los Osos, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Luis Obispo County, not Los Osos
San Luis Obispo County context, not Los Osos figures
- Establishments in San Luis Obispo County8,962
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Housing units permitted, San Luis Obispo County1,104
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Los Osos.
All San Luis Obispo County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Los Osos questions, answered from the record.
How many people live in Los Osos, California?
14,166, in 5,994 households. Los Osos CDP covers 12.76 square miles of land, which is 1,110 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Los Osos in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Los Osos?
$108,932. The median owner-occupied home is valued at $805,800. Median gross rent is $2,047 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Los Osos businesses?
9 7(a) approvals totaling $2.3 m since FY2020, across 7 lenders, median approval $225,000, plus 4 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Los Osos, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Los Osos borrowers get paid back?
No rate is published for Los Osos. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Los Osos figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Los Osos.
Is zoning published for Los Osos?
No. Nothing on this page presents parcel level zoning.