HomeCaliforniaSan Luis Obispo CountyGrover Beach
Grover Beach, California: commercial real estate data.
Grover Beach is a Census city of 12,604 people across 2.31 square miles of land, in San Luis Obispo County. Median household income is $86,458, 50.5 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $10.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grover Beach
What Grover Beach is
- Census place typecity
- Land area2.31 sq mi
- Water area0 sq mi
- Population per square mile of land5,451
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grover Beach
How many people live in Grover Beach
- Population12,604
- Median age40.5
- Population under 182,417
- Share under 1819.2 percent
- Population 65 and over2,249
- Share 65 and over17.8 percent
- Households4,945
- Family households3,386
- Share of households that are families68.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grover Beach
Income and work in Grover Beach
- Median household income$86,458 plus or minus $21,964
- Per capita income$43,487
- Civilian labor force6,700
- Employed6,412
- Unemployed288 plus or minus 120
- Unemployment rate4.3 percent plus or minus 1.8
- Adults 25 and over9,445
- Adults 25 and over with a high school diploma or higher83.7 percent
- Adults 25 and over with a bachelor degree or higher28.7 percent
- Adults 25 and over with a graduate degree12.0 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grover Beach
Housing in Grover Beach
- Housing units5,872
- Occupied units4,945
- Vacant units927 plus or minus 255
- Vacancy rate15.8 percent plus or minus 4.3
- Owner occupied2,495
- Renter occupied2,450
- Ownership rate50.5 percent
- Median owner-occupied home value$727,500
- Median gross rent, monthly$2,061
- Annual rent as a share of median income28.6 percent plus or minus 7.4
- Single family units4,274
- Share single family72.8 percent
- Units in buildings of two or more1,451 plus or minus 314
- Share in buildings of two or more24.7 percent plus or minus 5.2
- Mobile homes130 plus or minus 65
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grover Beach
How Grover Beach gets to work
- Workers 16 and over who commute5,327
- Commuting under 15 minutes1,555 plus or minus 384
- Share commuting under 15 minutes29.2 percent plus or minus 6.6
- Commuting 30 minutes or more957 plus or minus 249
- Share commuting 30 minutes or more18.0 percent plus or minus 4.3
- Drove alone73.4 percent
- Carpooled8.3 percent plus or minus 4.3
- Public transport0.6 percent plus or minus 0.7
- Walked2.8 percent plus or minus 2.2
- Worked from home14.7 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grover Beach
SBA loans in Grover Beach (7(a))
- Approvals16
- Gross approval$10,148,000
- Average approval$634,250
- Median approval$384,500
- Largest approval$3,455,000
- Jobs supported221
- Jobs per approval13.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises6.3 percent
- Distinct lenders12
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Grover Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grover Beach
SBA loans in Grover Beach (504)
- Approvals3
- Gross approval$828,000
- Average approval$276,000
- Median approval$351,000
- Largest approval$368,000
- Jobs supported18
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Grover Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grover Beach
Flood risk in Grover Beach
- NFIP communityCity of Grover Beach
- NFIP community number060306
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/06/24
The City of Grover Beach participates in the National Flood Insurance Program as community 060306 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
San Luis Obispo County, not Grover Beach
San Luis Obispo County context, not Grover Beach figures
- Establishments in San Luis Obispo County8,962
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Housing units permitted, San Luis Obispo County1,104
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Grover Beach.
All San Luis Obispo County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grover Beach questions, answered from the record.
How many people live in Grover Beach, California?
12,604, in 4,945 households. Grover Beach city covers 2.31 square miles of land, which is 5,451 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grover Beach in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grover Beach?
$86,458. The median owner-occupied home is valued at $727,500. Median gross rent is $2,061 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grover Beach businesses?
16 7(a) approvals totaling $10.1 m since FY2020, across 12 lenders, median approval $384,500, plus 3 504 approvals worth $828,000 since FY2010. These count approvals to borrowers whose address is in Grover Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grover Beach borrowers get paid back?
No rate is published for Grover Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grover Beach in the National Flood Insurance Program?
Yes. Grover Beach appears in the FEMA Community Status Book as Grover Beach, city of, community 060306, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grover Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grover Beach.
Is zoning published for Grover Beach?
No. Nothing on this page presents parcel level zoning.