HomeCaliforniaSan Luis Obispo CountyNipomo
Nipomo, California: commercial real estate data.
Nipomo is a Census CDP of 17,516 people across 15.08 square miles of land, in San Luis Obispo County. Median household income is $110,022, 65.6 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $5.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nipomo
What Nipomo is
- Census place typeCDP
- Land area15.08 sq mi
- Water area0 sq mi
- Population per square mile of land1,162
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nipomo
How many people live in Nipomo
- Population17,516
- Median age37.8
- Population under 184,296
- Share under 1824.5 percent
- Population 65 and over2,746
- Share 65 and over15.7 percent
- Households5,693
- Family households4,448
- Share of households that are families78.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nipomo
Income and work in Nipomo
- Median household income$110,022
- Per capita income$40,924
- Civilian labor force9,159
- Employed8,860
- Unemployed299 plus or minus 147
- Unemployment rate3.3 percent plus or minus 1.6
- Adults 25 and over11,723
- Adults 25 and over with a high school diploma or higher84.5 percent
- Adults 25 and over with a bachelor degree or higher25.0 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nipomo
Housing in Nipomo
- Housing units6,076
- Occupied units5,693
- Vacant units383 plus or minus 189
- Vacancy rate6.3 percent plus or minus 3.1
- Owner occupied3,732
- Renter occupied1,961
- Ownership rate65.6 percent
- Median owner-occupied home value$723,700
- Median gross rent, monthly$2,106
- Annual rent as a share of median income23.0 percent
- Single family units4,639
- Share single family76.3 percent
- Units in buildings of two or more606 plus or minus 254
- Share in buildings of two or more10.0 percent plus or minus 4.1
- Mobile homes831 plus or minus 208
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nipomo
How Nipomo gets to work
- Workers 16 and over who commute8,145
- Commuting under 15 minutes1,430 plus or minus 355
- Share commuting under 15 minutes17.6 percent plus or minus 4.0
- Commuting 30 minutes or more2,532
- Share commuting 30 minutes or more31.1 percent
- Drove alone82.6 percent
- Carpooled8.3 percent plus or minus 3.0
- Public transport1.4 percent plus or minus 1.4
- Walked1.1 percent plus or minus 1.0
- Worked from home5.5 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nipomo
SBA loans in Nipomo (7(a))
- Approvals19
- Gross approval$5,001,100
- Average approval$263,216
- Median approval$150,000
- Largest approval$945,300
- Jobs supported227
- Jobs per approval11.9
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Nipomo, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nipomo
SBA loans in Nipomo (504)
- Approvals2
- Gross approval$998,000
- Average approval$499,000
- Median approval$499,000
- Largest approval$511,000
- Jobs supported12
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Nipomo, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Luis Obispo County, not Nipomo
San Luis Obispo County context, not Nipomo figures
- Establishments in San Luis Obispo County8,962
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Housing units permitted, San Luis Obispo County1,104
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Nipomo.
All San Luis Obispo County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Nipomo questions, answered from the record.
How many people live in Nipomo, California?
17,516, in 5,693 households. Nipomo CDP covers 15.08 square miles of land, which is 1,162 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nipomo in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Nipomo?
$110,022. The median owner-occupied home is valued at $723,700. Median gross rent is $2,106 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nipomo businesses?
19 7(a) approvals totaling $5.0 m since FY2020, across 12 lenders, median approval $150,000, plus 2 504 approvals worth $998,000 since FY2010. These count approvals to borrowers whose address is in Nipomo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nipomo borrowers get paid back?
No rate is published for Nipomo. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Nipomo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nipomo.
Is zoning published for Nipomo?
No. Nothing on this page presents parcel level zoning.