HomeCaliforniaSan Luis Obispo CountyAtascadero city
Atascadero city, California: commercial real estate data.
Atascadero city is a Census city of 29,712 people across 26.07 square miles of land, in San Luis Obispo County. Median household income is $91,429, 64.6 percent of occupied homes are owned, and the SBA record carries 55 7(a) approvals to borrowers here worth $35.9 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Atascadero
What Atascadero is
- Census place typecity
- Land area26.07 sq mi
- Water area0.06 sq mi
- Population per square mile of land1,140
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atascadero
How many people live in Atascadero
- Population29,712
- Median age40.4
- Population under 186,231
- Share under 1821.0 percent
- Population 65 and over5,486
- Share 65 and over18.5 percent
- Households11,579
- Family households7,860
- Share of households that are families67.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atascadero
Income and work in Atascadero
- Median household income$91,429
- Per capita income$61,687 plus or minus $17,104
- Civilian labor force15,493
- Employed14,781
- Unemployed712 plus or minus 252
- Unemployment rate4.6 percent plus or minus 1.6
- Adults 25 and over20,413
- Adults 25 and over with a high school diploma or higher93.4 percent
- Adults 25 and over with a bachelor degree or higher31.6 percent
- Adults 25 and over with a graduate degree10.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atascadero
Housing in Atascadero
- Housing units12,180
- Occupied units11,579
- Vacant units601 plus or minus 198
- Vacancy rate4.9 percent plus or minus 1.6
- Owner occupied7,485
- Renter occupied4,094
- Ownership rate64.6 percent
- Median owner-occupied home value$716,500
- Median gross rent, monthly$1,854
- Annual rent as a share of median income24.3 percent
- Single family units9,244
- Share single family75.9 percent
- Units in buildings of two or more2,402
- Share in buildings of two or more19.7 percent
- Mobile homes482 plus or minus 197
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atascadero
How Atascadero gets to work
- Workers 16 and over who commute12,333
- Commuting under 15 minutes4,439
- Share commuting under 15 minutes36.0 percent
- Commuting 30 minutes or more2,952
- Share commuting 30 minutes or more23.9 percent
- Drove alone75.3 percent
- Carpooled8.9 percent plus or minus 3.0
- Public transport0.6 percent plus or minus 0.5
- Walked1.0 percent plus or minus 0.9
- Worked from home13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atascadero
SBA loans in Atascadero (7(a))
- Approvals55
- Gross approval$35,864,300
- Average approval$652,078
- Median approval$350,000
- Ninetieth percentile approval$1,660,000
- Largest approval$4,250,000
- Jobs supported508
- Jobs per approval9.2
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises3.6 percent
- Distinct lenders26
- Distinct industries by NAICS39
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Atascadero
SBA loans in Atascadero (504)
- Approvals18
- Gross approval$10,753,000
- Average approval$597,389
- Median approval$329,000
- Largest approval$3,138,000
- Jobs supported170
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Atascadero
Flood risk in Atascadero
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060700
- Currently effective map date11/16/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
San Luis Obispo County, not Atascadero
San Luis Obispo County context, not Atascadero figures
These are San Luis Obispo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Atascadero measurements.
- Establishments in San Luis Obispo County8,962
- Employment at those establishments, San Luis Obispo County98,720
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Average weekly wage, San Luis Obispo County$1,179
- Housing units permitted, San Luis Obispo County1,104
- Of those, single family, San Luis Obispo County821
- County product, 2024, San Luis Obispo County$24,505,477,000
- County product change over the prior year, San Luis Obispo County6.3 percent
- Average income of an arriving household, San Luis Obispo County$103,982
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Atascadero. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Atascadero questions, answered from the record.
How many people live in Atascadero, California?
29,712, in 11,579 households. Atascadero city covers 26.07 square miles of land, which is 1,140 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Atascadero in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Atascadero?
$91,429. The median owner-occupied home is valued at $716,500. Median gross rent is $1,854 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Atascadero businesses?
55 7(a) approvals totalling $35.9 m, across 26 lenders, median approval $350,000, plus 18 504 approvals worth $10.8 m. These count approvals to borrowers whose address is in Atascadero, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Atascadero borrowers get paid back?
Of the 11 loans that have reached a final outcome, 11 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Atascadero in the National Flood Insurance Program?
Yes. Atascadero appears in the FEMA Community Status Book as community 060700, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Atascadero figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Atascadero.
Is zoning published for Atascadero?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.