HomeCaliforniaSan Luis Obispo CountyCayucos
Cayucos, California: commercial real estate data.
Cayucos is a Census CDP of 2,427 people across 3.10 square miles of land, in San Luis Obispo County. Median household income is $87,235, 60.4 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cayucos
What Cayucos is
- Census place typeCDP
- Land area3.1 sq mi
- Water area0.93 sq mi
- Population per square mile of land783
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cayucos
How many people live in Cayucos
- Population2,427
- Median age59.4
- Population under 18207 plus or minus 118
- Share under 188.5 percent plus or minus 4.7
- Population 65 and over858 plus or minus 191
- Share 65 and over35.4 percent
- Households1,293
- Family households748 plus or minus 182
- Share of households that are families57.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cayucos
Income and work in Cayucos
- Median household income$87,235
- Per capita income$57,403
- Civilian labor force1,221 plus or minus 331
- Employed1,204 plus or minus 327
- Unemployed17 plus or minus 28
- Unemployment rate1.4 percent plus or minus 2.3
- Adults 25 and over2,083
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher44.7 percent
- Adults 25 and over with a graduate degree14.2 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cayucos
Housing in Cayucos
- Housing units2,413
- Occupied units1,293
- Vacant units1,120 plus or minus 232
- Vacancy rate46.4 percent
- Owner occupied781 plus or minus 190
- Renter occupied512 plus or minus 161
- Ownership rate60.4 percent
- Median owner-occupied home value$1,011,900
- Median gross rent, monthly$1,571 plus or minus $325
- Annual rent as a share of median income21.6 percent plus or minus 6.0
- Single family units1,858
- Share single family77.0 percent
- Units in buildings of two or more483 plus or minus 184
- Share in buildings of two or more20.0 percent plus or minus 7.4
- Mobile homes72 plus or minus 58
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cayucos
How Cayucos gets to work
- Workers 16 and over who commute813 plus or minus 311
- Commuting under 15 minutes215 plus or minus 137
- Share commuting under 15 minutes26.4 percent plus or minus 13.5
- Commuting 30 minutes or more286 plus or minus 161
- Share commuting 30 minutes or more35.2 percent plus or minus 14.5
- Drove alone71.6 percent plus or minus 20.3
- Carpooled0.9 percent plus or minus 1.4
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.7
- Worked from home26.4 percent plus or minus 9.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cayucos
SBA loans in Cayucos (7(a))
- Approvals3
- Gross approval$1,100,000
- Average approval$366,667
- Median approval$450,000
- Largest approval$500,000
- Jobs supported10
- Jobs per approval3.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Cayucos, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cayucos
SBA loans in Cayucos (504)
- Approvals5
- Gross approval$3,631,000
- Average approval$726,200
- Median approval$804,000
- Largest approval$897,000
- Jobs supported55
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Cayucos, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Luis Obispo County, not Cayucos
San Luis Obispo County context, not Cayucos figures
- Establishments in San Luis Obispo County8,962
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Housing units permitted, San Luis Obispo County1,104
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Cayucos.
All San Luis Obispo County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cayucos questions, answered from the record.
How many people live in Cayucos, California?
2,427, in 1,293 households. Cayucos CDP covers 3.10 square miles of land, which is 783 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cayucos in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cayucos?
$87,235. The median owner-occupied home is valued at $1,011,900. Median gross rent is $1,571 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cayucos businesses?
3 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, median approval $450,000, plus 5 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Cayucos, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cayucos borrowers get paid back?
No rate is published for Cayucos. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Cayucos figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cayucos.
Is zoning published for Cayucos?
No. Nothing on this page presents parcel level zoning.