HomeCaliforniaSan Luis Obispo CountySan Miguel CDP
San Miguel CDP, California: commercial real estate data.
San Miguel CDP is a Census CDP of 3,227 people across 1.68 square miles of land, in San Luis Obispo County. Median household income is $95,458, 58.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $165,000.
66 sourced place values · tier FULL · 7 sections
San Miguel
What San Miguel is
- Census place typeCDP
- Land area1.68 sq mi
- Water area0 sq mi
- Population per square mile of land1,921 plus or minus 533
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Miguel
How many people live in San Miguel
- Population3,227 plus or minus 896
- Median age30.4 plus or minus 8.9
- Population under 181,163 plus or minus 355
- Share under 1836.0 percent
- Population 65 and over186 plus or minus 111
- Share 65 and over5.8 percent plus or minus 3.0
- Households888 plus or minus 197
- Family households732 plus or minus 194
- Share of households that are families82.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Miguel
Income and work in San Miguel
- Median household income$95,458 plus or minus $24,161
- Per capita income$29,156 plus or minus $7,510
- Civilian labor force1,467 plus or minus 441
- Employed1,380 plus or minus 422
- Unemployed87 plus or minus 86
- Unemployment rate5.9 percent plus or minus 5.6
- Adults 25 and over1,802 plus or minus 449
- Adults 25 and over with a high school diploma or higher73.7 percent plus or minus 25.4
- Adults 25 and over with a bachelor degree or higher16.4 percent plus or minus 7.0
- Adults 25 and over with a graduate degree8.5 percent plus or minus 6.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Miguel
Housing in San Miguel
- Housing units928 plus or minus 201
- Occupied units888 plus or minus 197
- Vacant units40 plus or minus 61
- Vacancy rate4.3 percent plus or minus 6.5
- Owner occupied515 plus or minus 163
- Renter occupied373 plus or minus 158
- Ownership rate58.0 percent plus or minus 13.1
- Median owner-occupied home value$539,700
- Median gross rent, monthly$1,791 plus or minus $490
- Annual rent as a share of median income22.5 percent plus or minus 8.4
- Single family units834 plus or minus 225
- Share single family89.9 percent
- Units in buildings of two or more54 plus or minus 65
- Share in buildings of two or more5.8 percent plus or minus 6.8
- Mobile homes40 plus or minus 63
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Miguel
How San Miguel gets to work
- Workers 16 and over who commute1,231 plus or minus 413
- Commuting under 15 minutes129 plus or minus 96
- Share commuting under 15 minutes10.5 percent plus or minus 6.9
- Commuting 30 minutes or more304 plus or minus 164
- Share commuting 30 minutes or more24.7 percent plus or minus 10.4
- Drove alone72.4 percent plus or minus 14.8
- Carpooled16.2 percent plus or minus 12.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.9 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Miguel
SBA 7(a) lending to San Miguel borrowers
- Approvals2
- Gross approval$165,000
- Average approval$82,500
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported9
- Jobs per approval4.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Luis Obispo County, not San Miguel
San Luis Obispo County context, not San Miguel figures
These are San Luis Obispo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as San Miguel measurements.
- Establishments in San Luis Obispo County8,962
- Employment at those establishments, San Luis Obispo County98,720
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Average weekly wage, San Luis Obispo County$1,179
- Housing units permitted, San Luis Obispo County1,104
- Of those, single family, San Luis Obispo County821
- County product, 2024, San Luis Obispo County$24,505,477,000
- County product change over the prior year, San Luis Obispo County6.3 percent
- Average income of an arriving household, San Luis Obispo County$103,982
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of San Miguel. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
San Miguel questions, answered from the record.
How many people live in San Miguel, California?
3,227, in 888 households. San Miguel CDP covers 1.68 square miles of land, which is 1,921 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Miguel in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Miguel?
$95,458. The median owner-occupied home is valued at $539,700. Median gross rent is $1,791 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Miguel businesses?
2 7(a) approvals totalling $165,000, across 2 lenders, median approval $150,000. These count approvals to borrowers whose address is in San Miguel, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Miguel borrowers get paid back?
No rate is published for San Miguel. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page San Miguel figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Miguel.
Is zoning published for San Miguel?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.