HomeCaliforniaSan Luis Obispo CountySanta Margarita CDP
Santa Margarita CDP, California: commercial real estate data.
Santa Margarita CDP is a Census CDP of 1,149 people across 0.52 square miles of land, in San Luis Obispo County. 53.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.6 m.
63 sourced place values · tier FULL · 7 sections
Santa Margarita
What Santa Margarita is
- Census place typeCDP
- Land area0.52 sq mi
- Water area0 sq mi
- Population per square mile of land2,221 plus or minus 1,096
- County holding the largest share of its areaSan Luis Obispo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Margarita
How many people live in Santa Margarita
- Population1,149 plus or minus 567
- Median age37.5 plus or minus 16.9
- Population under 18156 plus or minus 128
- Share under 1813.6 percent plus or minus 8.9
- Population 65 and over260 plus or minus 304
- Share 65 and over22.6 percent plus or minus 24.0
- Households682 plus or minus 408
- Family households228 plus or minus 127
- Share of households that are families33.4 percent plus or minus 27.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Margarita
Income and work in Santa Margarita
- Per capita income$74,611 plus or minus $41,783
- Civilian labor force713 plus or minus 399
- Employed713 plus or minus 399
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over993 plus or minus 511
- Adults 25 and over with a high school diploma or higher98.5 percent plus or minus 68.0
- Adults 25 and over with a bachelor degree or higher34.4 percent plus or minus 10.5
- Adults 25 and over with a graduate degree10.8 percent plus or minus 9.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Margarita
Housing in Santa Margarita
- Housing units682 plus or minus 408
- Occupied units682 plus or minus 408
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied363 plus or minus 192
- Renter occupied319 plus or minus 350
- Ownership rate53.2 percent plus or minus 42.5
- Median owner-occupied home value$684,000
- Single family units418 plus or minus 256
- Share single family61.3 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes264 plus or minus 298
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Margarita
How Santa Margarita gets to work
- Workers 16 and over who commute554 plus or minus 327
- Commuting under 15 minutes118 plus or minus 173
- Share commuting under 15 minutes21.3 percent plus or minus 28.5
- Commuting 30 minutes or more137 plus or minus 148
- Share commuting 30 minutes or more24.7 percent plus or minus 22.3
- Drove alone75.6 percent plus or minus 18.4
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home22.3 percent plus or minus 19.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Margarita
SBA 7(a) lending to Santa Margarita borrowers
- Approvals4
- Gross approval$1,646,500
- Average approval$411,625
- Median approval$238,000
- Ninetieth percentile approval$1,348,000
- Largest approval$1,348,000
- Jobs supported14
- Jobs per approval3.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises25.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Luis Obispo County, not Santa Margarita
San Luis Obispo County context, not Santa Margarita figures
These are San Luis Obispo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Santa Margarita measurements.
- Establishments in San Luis Obispo County8,962
- Employment at those establishments, San Luis Obispo County98,720
- Covered employment, San Luis Obispo County121,958
- Average annual pay, San Luis Obispo County$61,334
- Average weekly wage, San Luis Obispo County$1,179
- Housing units permitted, San Luis Obispo County1,104
- Of those, single family, San Luis Obispo County821
- County product, 2024, San Luis Obispo County$24,505,477,000
- County product change over the prior year, San Luis Obispo County6.3 percent
- Average income of an arriving household, San Luis Obispo County$103,982
Every figure in this section is published for San Luis Obispo County as a whole and is not a measurement of Santa Margarita. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Santa Margarita questions, answered from the record.
How many people live in Santa Margarita, California?
1,149, in 682 households. Santa Margarita CDP covers 0.52 square miles of land, which is 2,221 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Santa Margarita in?
San Luis Obispo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Santa Margarita businesses?
4 7(a) approvals totalling $1.6 m, across 3 lenders, median approval $238,000. These count approvals to borrowers whose address is in Santa Margarita, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Santa Margarita borrowers get paid back?
No rate is published for Santa Margarita. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Santa Margarita figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for San Luis Obispo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santa Margarita.
Is zoning published for Santa Margarita?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.