HomeCaliforniaSanta Clara CountyCupertino
Cupertino, California: commercial real estate data.
Cupertino is a Census city of 58,566 people across 11.34 square miles of land, in Santa Clara County. Median household income is $234,707, 60.6 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $15.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cupertino
What Cupertino is
- Census place typecity
- Land area11.34 sq mi
- Water area0 sq mi
- Population per square mile of land5,165
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cupertino
How many people live in Cupertino
- Population58,566
- Median age41.7
- Population under 1813,247
- Share under 1822.6 percent
- Population 65 and over8,923
- Share 65 and over15.2 percent
- Households21,020
- Family households16,276
- Share of households that are families77.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cupertino
Income and work in Cupertino
- Median household income$234,707
- Per capita income$110,519
- Civilian labor force29,650
- Employed28,456
- Unemployed1,194
- Unemployment rate4.0 percent
- Adults 25 and over40,867
- Adults 25 and over with a high school diploma or higher97.1 percent
- Adults 25 and over with a bachelor degree or higher82.2 percent
- Adults 25 and over with a graduate degree48.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cupertino
Housing in Cupertino
- Housing units22,158
- Occupied units21,020
- Vacant units1,138 plus or minus 291
- Vacancy rate5.1 percent plus or minus 1.3
- Owner occupied12,741
- Renter occupied8,279
- Ownership rate60.6 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,501
- Annual rent as a share of median income17.9 percent
- Single family units15,801
- Share single family71.3 percent
- Units in buildings of two or more6,323
- Share in buildings of two or more28.5 percent
- Mobile homes34 plus or minus 28
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cupertino
How Cupertino gets to work
- Workers 16 and over who commute19,155
- Commuting under 15 minutes3,432
- Share commuting under 15 minutes17.9 percent
- Commuting 30 minutes or more6,565
- Share commuting 30 minutes or more34.3 percent
- Drove alone58.3 percent
- Carpooled4.3 percent plus or minus 1.0
- Public transport0.9 percent plus or minus 0.3
- Walked2.5 percent plus or minus 0.8
- Worked from home31.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cupertino
SBA loans in Cupertino (7(a))
- Approvals27
- Gross approval$15,740,300
- Average approval$582,974
- Median approval$302,800
- Ninetieth percentile approval$1,630,000
- Largest approval$2,498,000
- Jobs supported289
- Jobs per approval10.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.8 percent
- Share to franchises3.7 percent
- Distinct lenders21
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Cupertino, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cupertino
SBA loans in Cupertino (504)
- Approvals16
- Gross approval$21,414,000
- Average approval$1,338,375
- Median approval$1,020,500
- Largest approval$5,243,000
- Jobs supported84
- Loans with a final outcome6
- Charged off0
- Median term270 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Cupertino, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cupertino
Flood risk in Cupertino
- NFIP communityCity of Cupertino
- NFIP community number060339
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date05/18/09
The City of Cupertino participates in the National Flood Insurance Program as community 060339 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Clara County, not Cupertino
Santa Clara County context, not Cupertino figures
- Establishments in Santa Clara County49,154
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Housing units permitted, Santa Clara County3,834
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of Cupertino.
All Santa Clara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cupertino questions, answered from the record.
How many people live in Cupertino, California?
58,566, in 21,020 households. Cupertino city covers 11.34 square miles of land, which is 5,165 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cupertino in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cupertino?
$234,707. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,501 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cupertino businesses?
27 7(a) approvals totaling $15.7 m since FY2020, across 21 lenders, median approval $302,800, plus 16 504 approvals worth $21.4 m since FY2010. These count approvals to borrowers whose address is in Cupertino, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cupertino borrowers get paid back?
No rate is published for Cupertino. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cupertino in the National Flood Insurance Program?
Yes. Cupertino appears in the FEMA Community Status Book as Cupertino, city of, community 060339, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cupertino figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cupertino.
Is zoning published for Cupertino?
No. Nothing on this page presents parcel level zoning.
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