HomeCaliforniaSanta Clara CountySan Jose
San Jose, California: commercial real estate data.
San Jose is a Census city of 990,138 people across 177.94 square miles of land, in Santa Clara County. Median household income is $146,427, 55.8 percent of occupied homes are owned, and the SBA record carries 842 7(a) approvals to borrowers here worth $527.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
San Jose
What San Jose is
- Census place typecity
- Land area177.94 sq mi
- Water area3.12 sq mi
- Population per square mile of land5,564
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Jose
How many people live in San Jose
- Population990,138
- Median age38.2
- Population under 18202,568
- Share under 1820.5 percent
- Population 65 and over143,836
- Share 65 and over14.5 percent
- Households328,550
- Family households233,870
- Share of households that are families71.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Jose
Income and work in San Jose
- Median household income$146,427
- Per capita income$65,945
- Civilian labor force550,130
- Employed522,283
- Unemployed27,847
- Unemployment rate5.1 percent
- Adults 25 and over697,587
- Adults 25 and over with a high school diploma or higher85.4 percent
- Adults 25 and over with a bachelor degree or higher47.3 percent
- Adults 25 and over with a graduate degree20.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Jose
Housing in San Jose
- Housing units345,066
- Occupied units328,550
- Vacant units16,516
- Vacancy rate4.8 percent
- Owner occupied183,331
- Renter occupied145,219
- Ownership rate55.8 percent
- Median owner-occupied home value$1,233,200
- Median gross rent, monthly$2,669
- Annual rent as a share of median income21.9 percent
- Single family units215,427
- Share single family62.4 percent
- Units in buildings of two or more117,625
- Share in buildings of two or more34.1 percent
- Mobile homes11,707
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Jose
How San Jose gets to work
- Workers 16 and over who commute401,974
- Commuting under 15 minutes64,555
- Share commuting under 15 minutes16.1 percent
- Commuting 30 minutes or more161,250
- Share commuting 30 minutes or more40.1 percent
- Drove alone62.9 percent
- Carpooled10.7 percent
- Public transport2.4 percent
- Walked1.8 percent
- Worked from home20.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
San Jose
SBA loans in San Jose (7(a))
- Approvals842
- Gross approval$527,015,900
- Average approval$625,910
- Median approval$250,000
- Ninetieth percentile approval$1,716,300
- Largest approval$5,000,000
- Jobs supported9,452
- Jobs per approval11.2
- Loans with a final outcome155
- Paid in full147
- Charged off8
- Charge-off rate over resolved loans5.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more17.7 percent
- Share to franchises8.6 percent
- Distinct lenders103
- Distinct industries by NAICS224
Counted by borrower city: approvals to borrowers whose address is in San Jose, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
San Jose
SBA loans in San Jose (504)
- Approvals483
- Gross approval$535,270,000
- Average approval$1,108,219
- Median approval$759,000
- Largest approval$5,500,000
- Jobs supported5,342
- Loans with a final outcome155
- Charged off1
- Charge-off rate over resolved loans0.6 percent
- Median term240 months
- Distinct CDCs14
Counted by borrower city: approvals to borrowers whose address is in San Jose, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
San Jose
Flood risk in San Jose
- NFIP communityCity of San Jose
- NFIP community number060349
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/19/14
The City of San Jose participates in the National Flood Insurance Program as community 060349 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Clara County, not San Jose
Santa Clara County context, not San Jose figures
- Establishments in Santa Clara County49,154
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Housing units permitted, Santa Clara County3,834
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of San Jose.
All Santa Clara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
San Jose questions, answered from the record.
How many people live in San Jose, California?
990,138, in 328,550 households. San Jose city covers 177.94 square miles of land, which is 5,564 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is San Jose in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in San Jose?
$146,427. The median owner-occupied home is valued at $1,233,200. Median gross rent is $2,669 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to San Jose businesses?
842 7(a) approvals totaling $527.0 m since FY2020, across 103 lenders, median approval $250,000, plus 483 504 approvals worth $535.3 m since FY2010. These count approvals to borrowers whose address is in San Jose, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to San Jose borrowers get paid back?
Of the 155 loans that have reached a final outcome, 147 were paid in full and 8 charged off, a charge off rate of 5.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is San Jose in the National Flood Insurance Program?
Yes. San Jose appears in the FEMA Community Status Book as San Jose, city of, community 060349, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page San Jose figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of San Jose.
Is zoning published for San Jose?
No. Nothing on this page presents parcel level zoning.
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