HomeCaliforniaSanta Clara CountyLos Gatos town
Los Gatos town, California: commercial real estate data.
Los Gatos town is a Census town of 32,786 people across 11.55 square miles of land, in Santa Clara County. Median household income is $217,554, 64.9 percent of occupied homes are owned, and the SBA record carries 66 7(a) approvals to borrowers here worth $32.0 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Los Gatos
What Los Gatos is
- Census place typetown
- Land area11.55 sq mi
- Water area0.08 sq mi
- Population per square mile of land2,838
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
How many people live in Los Gatos
- Population32,786
- Median age44.7
- Population under 187,643
- Share under 1823.3 percent
- Population 65 and over6,800
- Share 65 and over20.7 percent
- Households12,714
- Family households8,960
- Share of households that are families70.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
Income and work in Los Gatos
- Median household income$217,554
- Per capita income$130,293
- Civilian labor force16,031
- Employed15,234
- Unemployed797 plus or minus 216
- Unemployment rate5.0 percent plus or minus 1.3
- Adults 25 and over23,479
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher75.0 percent
- Adults 25 and over with a graduate degree37.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
Housing in Los Gatos
- Housing units13,728
- Occupied units12,714
- Vacant units1,014 plus or minus 259
- Vacancy rate7.4 percent plus or minus 1.9
- Owner occupied8,250
- Renter occupied4,464
- Ownership rate64.9 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,247
- Annual rent as a share of median income17.9 percent
- Single family units9,702
- Share single family70.7 percent
- Units in buildings of two or more3,964
- Share in buildings of two or more28.9 percent
- Mobile homes62 plus or minus 53
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
How Los Gatos gets to work
- Workers 16 and over who commute10,021
- Commuting under 15 minutes2,184
- Share commuting under 15 minutes21.8 percent
- Commuting 30 minutes or more4,247
- Share commuting 30 minutes or more42.4 percent
- Drove alone57.1 percent
- Carpooled4.5 percent plus or minus 1.5
- Public transport1.4 percent plus or minus 0.8
- Walked2.3 percent plus or minus 0.9
- Worked from home33.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
SBA loans in Los Gatos (7(a))
- Approvals66
- Gross approval$31,977,000
- Average approval$484,500
- Median approval$151,500
- Ninetieth percentile approval$1,100,000
- Largest approval$3,472,000
- Jobs supported514
- Jobs per approval7.8
- Loans with a final outcome17
- Paid in full15
- Charged off2
- Charge-off rate over resolved loans11.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.6 percent
- Share to franchises10.6 percent
- Distinct lenders25
- Distinct industries by NAICS38
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Los Gatos
SBA loans in Los Gatos (504)
- Approvals37
- Gross approval$37,911,000
- Average approval$1,024,622
- Median approval$720,000
- Largest approval$4,725,000
- Jobs supported243
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs7
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Los Gatos
Flood risk in Los Gatos
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060343
- Currently effective map date02/19/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Clara County, not Los Gatos
Santa Clara County context, not Los Gatos figures
These are Santa Clara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Los Gatos measurements.
- Establishments in Santa Clara County49,154
- Employment at those establishments, Santa Clara County1,171,397
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Average weekly wage, Santa Clara County$3,789
- Housing units permitted, Santa Clara County3,834
- Of those, single family, Santa Clara County1,926
- County product, 2024, Santa Clara County$438,483,301,000
- County product change over the prior year, Santa Clara County8.4 percent
- Average income of an arriving household, Santa Clara County$183,973
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of Los Gatos. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Los Gatos questions, answered from the record.
How many people live in Los Gatos, California?
32,786, in 12,714 households. Los Gatos town covers 11.55 square miles of land, which is 2,838 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Los Gatos in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Los Gatos?
$217,554. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,247 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Los Gatos businesses?
66 7(a) approvals totalling $32.0 m, across 25 lenders, median approval $151,500, plus 37 504 approvals worth $37.9 m. These count approvals to borrowers whose address is in Los Gatos, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Los Gatos borrowers get paid back?
Of the 17 loans that have reached a final outcome, 15 were paid in full and 2 charged off, a charge off rate of 11.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Los Gatos in the National Flood Insurance Program?
Yes. Los Gatos appears in the FEMA Community Status Book as community 060343, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Los Gatos figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Los Gatos.
Is zoning published for Los Gatos?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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