HomeCaliforniaSanta Clara CountyLos Gatos
Los Gatos, California: commercial real estate data.
Los Gatos is a Census town of 32,786 people across 11.55 square miles of land, in Santa Clara County. Median household income is $217,554, 64.9 percent of occupied homes are owned, and the SBA record carries 66 7(a) approvals to borrowers here worth $32.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Los Gatos
What Los Gatos is
- Census place typetown
- Land area11.55 sq mi
- Water area0.08 sq mi
- Population per square mile of land2,838
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
How many people live in Los Gatos
- Population32,786
- Median age44.7
- Population under 187,643
- Share under 1823.3 percent
- Population 65 and over6,800
- Share 65 and over20.7 percent
- Households12,714
- Family households8,960
- Share of households that are families70.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
Income and work in Los Gatos
- Median household income$217,554
- Per capita income$130,293
- Civilian labor force16,031
- Employed15,234
- Unemployed797 plus or minus 216
- Unemployment rate5.0 percent plus or minus 1.3
- Adults 25 and over23,479
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher75.0 percent
- Adults 25 and over with a graduate degree37.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
Housing in Los Gatos
- Housing units13,728
- Occupied units12,714
- Vacant units1,014 plus or minus 259
- Vacancy rate7.4 percent plus or minus 1.9
- Owner occupied8,250
- Renter occupied4,464
- Ownership rate64.9 percent
- Median owner-occupied home value$2,000,001
- Median gross rent, monthly$3,247
- Annual rent as a share of median income17.9 percent
- Single family units9,702
- Share single family70.7 percent
- Units in buildings of two or more3,964
- Share in buildings of two or more28.9 percent
- Mobile homes62 plus or minus 53
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
How Los Gatos gets to work
- Workers 16 and over who commute10,021
- Commuting under 15 minutes2,184
- Share commuting under 15 minutes21.8 percent
- Commuting 30 minutes or more4,247
- Share commuting 30 minutes or more42.4 percent
- Drove alone57.1 percent
- Carpooled4.5 percent plus or minus 1.5
- Public transport1.4 percent plus or minus 0.8
- Walked2.3 percent plus or minus 0.9
- Worked from home33.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Los Gatos
SBA loans in Los Gatos (7(a))
- Approvals66
- Gross approval$31,977,000
- Average approval$484,500
- Median approval$150,750
- Ninetieth percentile approval$1,015,750
- Largest approval$3,472,000
- Jobs supported514
- Jobs per approval7.8
- Loans with a final outcome17
- Paid in full15
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more10.6 percent
- Share to franchises10.6 percent
- Distinct lenders25
- Distinct industries by NAICS38
Counted by borrower city: approvals to borrowers whose address is in Los Gatos, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Los Gatos
SBA loans in Los Gatos (504)
- Approvals37
- Gross approval$37,911,000
- Average approval$1,024,622
- Median approval$720,000
- Largest approval$4,725,000
- Jobs supported243
- Loans with a final outcome14
- Charged off0
- Median term240 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Los Gatos, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Los Gatos
Flood risk in Los Gatos
- NFIP communityTown of Los Gatos
- NFIP community number060343
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/19/14
The Town of Los Gatos participates in the National Flood Insurance Program as community 060343 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Clara County, not Los Gatos
Santa Clara County context, not Los Gatos figures
- Establishments in Santa Clara County49,154
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Housing units permitted, Santa Clara County3,834
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of Los Gatos.
All Santa Clara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Los Gatos questions, answered from the record.
How many people live in Los Gatos, California?
32,786, in 12,714 households. Los Gatos town covers 11.55 square miles of land, which is 2,838 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Los Gatos in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Los Gatos?
$217,554. The median owner-occupied home is valued at $2,000,001. Median gross rent is $3,247 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Los Gatos businesses?
66 7(a) approvals totaling $32.0 m since FY2020, across 25 lenders, median approval $150,750, plus 37 504 approvals worth $37.9 m since FY2010. These count approvals to borrowers whose address is in Los Gatos, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Los Gatos borrowers get paid back?
No rate is published for Los Gatos. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Los Gatos in the National Flood Insurance Program?
Yes. Los Gatos appears in the FEMA Community Status Book as Los Gatos, town of, community 060343, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Los Gatos figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Los Gatos.
Is zoning published for Los Gatos?
No. Nothing on this page presents parcel level zoning.
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