HomeCaliforniaSanta Clara CountySanta Clara
Santa Clara, California: commercial real estate data.
Santa Clara is a Census city of 130,256 people across 18.28 square miles of land, in Santa Clara County. Median household income is $178,958, 40.8 percent of occupied homes are owned, and the SBA record carries 155 7(a) approvals to borrowers here worth $97.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Santa Clara
What Santa Clara is
- Census place typecity
- Land area18.28 sq mi
- Water area0 sq mi
- Population per square mile of land7,127
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Clara
How many people live in Santa Clara
- Population130,256
- Median age34.6
- Population under 1822,200
- Share under 1817.0 percent
- Population 65 and over14,863
- Share 65 and over11.4 percent
- Households50,088
- Family households31,091
- Share of households that are families62.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Clara
Income and work in Santa Clara
- Median household income$178,958
- Per capita income$89,833
- Civilian labor force79,745
- Employed75,657
- Unemployed4,088
- Unemployment rate5.1 percent
- Adults 25 and over94,958
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher65.9 percent
- Adults 25 and over with a graduate degree35.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Clara
Housing in Santa Clara
- Housing units53,021
- Occupied units50,088
- Vacant units2,933
- Vacancy rate5.5 percent
- Owner occupied20,456
- Renter occupied29,632
- Ownership rate40.8 percent
- Median owner-occupied home value$1,582,600
- Median gross rent, monthly$3,016
- Annual rent as a share of median income20.2 percent
- Single family units25,223
- Share single family47.6 percent
- Units in buildings of two or more27,698
- Share in buildings of two or more52.2 percent
- Mobile homes100 plus or minus 86
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Clara
How Santa Clara gets to work
- Workers 16 and over who commute54,987
- Commuting under 15 minutes12,727
- Share commuting under 15 minutes23.1 percent
- Commuting 30 minutes or more15,094
- Share commuting 30 minutes or more27.5 percent
- Drove alone58.2 percent
- Carpooled7.3 percent
- Public transport2.5 percent
- Walked2.8 percent plus or minus 0.6
- Worked from home25.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Santa Clara
SBA loans in Santa Clara (7(a))
- Approvals155
- Gross approval$97,020,900
- Average approval$625,941
- Median approval$350,000
- Ninetieth percentile approval$1,824,400
- Largest approval$4,595,500
- Jobs supported2,419
- Jobs per approval15.6
- Loans with a final outcome38
- Paid in full33
- Charged off5
- Charge-off rate over resolved loans13.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises14.8 percent
- Distinct lenders46
- Distinct industries by NAICS83
Counted by borrower city: approvals to borrowers whose address is in Santa Clara, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Santa Clara
SBA loans in Santa Clara (504)
- Approvals133
- Gross approval$178,563,000
- Average approval$1,342,579
- Median approval$984,000
- Largest approval$5,500,000
- Jobs supported1,744
- Loans with a final outcome50
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs8
Counted by borrower city: approvals to borrowers whose address is in Santa Clara, in any county, FY2010 to FY2026.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Santa Clara
Flood risk in Santa Clara
- NFIP communityCity of Santa Clara
- NFIP community number060350
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/19/14
The City of Santa Clara participates in the National Flood Insurance Program as community 060350 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Clara County, not Santa Clara
Santa Clara County context, not Santa Clara figures
- Establishments in Santa Clara County49,154
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Housing units permitted, Santa Clara County3,834
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of Santa Clara.
All Santa Clara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Santa Clara questions, answered from the record.
How many people live in Santa Clara, California?
130,256, in 50,088 households. Santa Clara city covers 18.28 square miles of land, which is 7,127 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Santa Clara in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Santa Clara?
$178,958. The median owner-occupied home is valued at $1,582,600. Median gross rent is $3,016 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Santa Clara businesses?
155 7(a) approvals totaling $97.0 m since FY2020, across 46 lenders, median approval $350,000, plus 133 504 approvals worth $178.6 m since FY2010. These count approvals to borrowers whose address is in Santa Clara, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Santa Clara borrowers get paid back?
Of the 38 loans that have reached a final outcome, 33 were paid in full and 5 charged off, a charge off rate of 13.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Santa Clara in the National Flood Insurance Program?
Yes. Santa Clara appears in the FEMA Community Status Book as Santa Clara, city of, community 060350, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Santa Clara figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Santa Clara.
Is zoning published for Santa Clara?
No. Nothing on this page presents parcel level zoning.