HomeCaliforniaSanta Clara CountyMorgan Hill city
Morgan Hill city, California: commercial real estate data.
Morgan Hill city is a Census city of 45,425 people across 12.94 square miles of land, in Santa Clara County. Median household income is $163,920, 71.5 percent of occupied homes are owned, and the SBA record carries 59 7(a) approvals to borrowers here worth $46.7 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Morgan Hill
What Morgan Hill is
- Census place typecity
- Land area12.94 sq mi
- Water area0 sq mi
- Population per square mile of land3,511
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgan Hill
How many people live in Morgan Hill
- Population45,425
- Median age39.0
- Population under 1812,001
- Share under 1826.4 percent
- Population 65 and over6,879
- Share 65 and over15.1 percent
- Households14,865
- Family households11,755
- Share of households that are families79.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgan Hill
Income and work in Morgan Hill
- Median household income$163,920
- Per capita income$70,036
- Civilian labor force23,309
- Employed22,067
- Unemployed1,242 plus or minus 330
- Unemployment rate5.3 percent plus or minus 1.4
- Adults 25 and over30,337
- Adults 25 and over with a high school diploma or higher91.7 percent
- Adults 25 and over with a bachelor degree or higher46.8 percent
- Adults 25 and over with a graduate degree16.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgan Hill
Housing in Morgan Hill
- Housing units15,543
- Occupied units14,865
- Vacant units678 plus or minus 214
- Vacancy rate4.4 percent plus or minus 1.4
- Owner occupied10,624
- Renter occupied4,241
- Ownership rate71.5 percent
- Median owner-occupied home value$1,210,200
- Median gross rent, monthly$2,474
- Annual rent as a share of median income18.1 percent
- Single family units11,991
- Share single family77.1 percent
- Units in buildings of two or more2,666
- Share in buildings of two or more17.2 percent
- Mobile homes786 plus or minus 215
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgan Hill
How Morgan Hill gets to work
- Workers 16 and over who commute16,026
- Commuting under 15 minutes3,368
- Share commuting under 15 minutes21.0 percent
- Commuting 30 minutes or more9,269
- Share commuting 30 minutes or more57.8 percent
- Drove alone65.1 percent
- Carpooled9.5 percent
- Public transport0.9 percent plus or minus 0.5
- Walked0.8 percent plus or minus 0.4
- Worked from home22.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morgan Hill
SBA loans in Morgan Hill (7(a))
- Approvals59
- Gross approval$46,657,500
- Average approval$790,805
- Median approval$282,600
- Ninetieth percentile approval$3,000,000
- Largest approval$3,600,000
- Jobs supported814
- Jobs per approval13.8
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.6 percent
- Share to franchises6.8 percent
- Distinct lenders32
- Distinct industries by NAICS44
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgan Hill
SBA loans in Morgan Hill (504)
- Approvals58
- Gross approval$73,613,000
- Average approval$1,269,190
- Median approval$903,000
- Largest approval$5,500,000
- Jobs supported925
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term300 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Morgan Hill
Flood risk in Morgan Hill
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number060346
- Currently effective map date05/18/09
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Clara County, not Morgan Hill
Santa Clara County context, not Morgan Hill figures
These are Santa Clara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Morgan Hill measurements.
- Establishments in Santa Clara County49,154
- Employment at those establishments, Santa Clara County1,171,397
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Average weekly wage, Santa Clara County$3,789
- Housing units permitted, Santa Clara County3,834
- Of those, single family, Santa Clara County1,926
- County product, 2024, Santa Clara County$438,483,301,000
- County product change over the prior year, Santa Clara County8.4 percent
- Average income of an arriving household, Santa Clara County$183,973
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of Morgan Hill. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Morgan Hill questions, answered from the record.
How many people live in Morgan Hill, California?
45,425, in 14,865 households. Morgan Hill city covers 12.94 square miles of land, which is 3,511 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Morgan Hill in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Morgan Hill?
$163,920. The median owner-occupied home is valued at $1,210,200. Median gross rent is $2,474 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Morgan Hill businesses?
59 7(a) approvals totalling $46.7 m, across 32 lenders, median approval $282,600, plus 58 504 approvals worth $73.6 m. These count approvals to borrowers whose address is in Morgan Hill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Morgan Hill borrowers get paid back?
Of the 12 loans that have reached a final outcome, 11 were paid in full and 1 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Morgan Hill in the National Flood Insurance Program?
Yes. Morgan Hill appears in the FEMA Community Status Book as community 060346, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Morgan Hill figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Morgan Hill.
Is zoning published for Morgan Hill?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.