HomeCaliforniaSanta Clara CountyMilpitas city
Milpitas city, California: commercial real estate data.
Milpitas city is a Census city of 78,578 people across 13.48 square miles of land, in Santa Clara County. Median household income is $178,798, 58.4 percent of occupied homes are owned, and the SBA record carries 82 7(a) approvals to borrowers here worth $55.3 m.
83 sourced place values · tier FULL · 9 sections
Milpitas
What Milpitas is
- Census place typecity
- Land area13.48 sq mi
- Water area0.04 sq mi
- Population per square mile of land5,829
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
How many people live in Milpitas
- Population78,578
- Median age36.8
- Population under 1815,922
- Share under 1820.3 percent
- Population 65 and over10,897
- Share 65 and over13.9 percent
- Households25,066
- Family households19,583
- Share of households that are families78.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
Income and work in Milpitas
- Median household income$178,798
- Per capita income$69,335
- Civilian labor force42,632
- Employed40,896
- Unemployed1,736 plus or minus 353
- Unemployment rate4.1 percent plus or minus 0.8
- Adults 25 and over56,781
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher58.2 percent
- Adults 25 and over with a graduate degree26.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
Housing in Milpitas
- Housing units26,040
- Occupied units25,066
- Vacant units974 plus or minus 309
- Vacancy rate3.7 percent plus or minus 1.2
- Owner occupied14,647
- Renter occupied10,419
- Ownership rate58.4 percent
- Median owner-occupied home value$1,251,700
- Median gross rent, monthly$3,120
- Annual rent as a share of median income20.9 percent
- Single family units17,244
- Share single family66.2 percent
- Units in buildings of two or more8,248
- Share in buildings of two or more31.7 percent
- Mobile homes519 plus or minus 161
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
How Milpitas gets to work
- Workers 16 and over who commute29,949
- Commuting under 15 minutes5,728
- Share commuting under 15 minutes19.1 percent
- Commuting 30 minutes or more11,473
- Share commuting 30 minutes or more38.3 percent
- Drove alone60.3 percent
- Carpooled9.7 percent
- Public transport2.2 percent plus or minus 0.7
- Walked0.7 percent plus or minus 0.4
- Worked from home25.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
SBA 7(a) lending to Milpitas borrowers
- Approvals82
- Gross approval$55,347,900
- Average approval$674,974
- Median approval$175,000
- Ninetieth percentile approval$2,156,000
- Largest approval$5,000,000
- Jobs supported1,007
- Jobs per approval12.3
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more12.2 percent
- Share to franchises18.3 percent
- Distinct lenders43
- Distinct industries by NAICS54
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milpitas
SBA 504 lending to Milpitas borrowers
- Approvals42
- Gross approval$67,283,000
- Average approval$1,601,976
- Median approval$1,315,000
- Largest approval$5,500,000
- Jobs supported697
- Loans with a final outcome22
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milpitas
Flood programme status in Milpitas
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number060344
- Currently effective map date02/19/14
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Santa Clara County, not Milpitas
Santa Clara County context, not Milpitas figures
These are Santa Clara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Milpitas measurements.
- Establishments in Santa Clara County49,154
- Employment at those establishments, Santa Clara County1,171,397
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Average weekly wage, Santa Clara County$3,789
- Housing units permitted, Santa Clara County3,834
- Of those, single family, Santa Clara County1,926
- County product, 2024, Santa Clara County$438,483,301,000
- County product change over the prior year, Santa Clara County8.4 percent
- Average income of an arriving household, Santa Clara County$183,973
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of Milpitas. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Milpitas questions, answered from the record.
How many people live in Milpitas, California?
78,578, in 25,066 households. Milpitas city covers 13.48 square miles of land, which is 5,829 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Milpitas in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Milpitas?
$178,798. The median owner-occupied home is valued at $1,251,700. Median gross rent is $3,120 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Milpitas businesses?
82 7(a) approvals totalling $55.3 m, across 43 lenders, median approval $175,000, plus 42 504 approvals worth $67.3 m. These count approvals to borrowers whose address is in Milpitas, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Milpitas borrowers get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Milpitas in the National Flood Insurance Program?
Yes. Milpitas appears in the FEMA Community Status Book as community 060344, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Milpitas figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Milpitas.
Is zoning published for Milpitas?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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