HomeCaliforniaSanta Clara CountyMilpitas
Milpitas, California: commercial real estate data.
Milpitas is a Census city of 78,578 people across 13.48 square miles of land, in Santa Clara County. Median household income is $178,798, 58.4 percent of occupied homes are owned, and the SBA record carries 82 7(a) approvals to borrowers here worth $55.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Milpitas
What Milpitas is
- Census place typecity
- Land area13.48 sq mi
- Water area0.04 sq mi
- Population per square mile of land5,829
- County holding the largest share of its areaSanta Clara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
How many people live in Milpitas
- Population78,578
- Median age36.8
- Population under 1815,922
- Share under 1820.3 percent
- Population 65 and over10,897
- Share 65 and over13.9 percent
- Households25,066
- Family households19,583
- Share of households that are families78.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
Income and work in Milpitas
- Median household income$178,798
- Per capita income$69,335
- Civilian labor force42,632
- Employed40,896
- Unemployed1,736 plus or minus 353
- Unemployment rate4.1 percent plus or minus 0.8
- Adults 25 and over56,781
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher58.2 percent
- Adults 25 and over with a graduate degree26.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
Housing in Milpitas
- Housing units26,040
- Occupied units25,066
- Vacant units974 plus or minus 309
- Vacancy rate3.7 percent plus or minus 1.2
- Owner occupied14,647
- Renter occupied10,419
- Ownership rate58.4 percent
- Median owner-occupied home value$1,251,700
- Median gross rent, monthly$3,120
- Annual rent as a share of median income20.9 percent
- Single family units17,244
- Share single family66.2 percent
- Units in buildings of two or more8,248
- Share in buildings of two or more31.7 percent
- Mobile homes519 plus or minus 161
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
How Milpitas gets to work
- Workers 16 and over who commute29,949
- Commuting under 15 minutes5,728
- Share commuting under 15 minutes19.1 percent
- Commuting 30 minutes or more11,473
- Share commuting 30 minutes or more38.3 percent
- Drove alone60.3 percent
- Carpooled9.7 percent
- Public transport2.2 percent plus or minus 0.7
- Walked0.7 percent plus or minus 0.4
- Worked from home25.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Milpitas
SBA loans in Milpitas (7(a))
- Approvals82
- Gross approval$55,347,900
- Average approval$674,974
- Median approval$173,000
- Ninetieth percentile approval$2,148,200
- Largest approval$5,000,000
- Jobs supported1,007
- Jobs per approval12.3
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.2 percent
- Share to franchises18.3 percent
- Distinct lenders43
- Distinct industries by NAICS54
Counted by borrower city: approvals to borrowers whose address is in Milpitas, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Milpitas
SBA loans in Milpitas (504)
- Approvals42
- Gross approval$67,283,000
- Average approval$1,601,976
- Median approval$1,264,500
- Largest approval$5,500,000
- Jobs supported697
- Loans with a final outcome22
- Charged off0
- Median term240 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Milpitas, in any county, FY2010 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Milpitas
Flood risk in Milpitas
- NFIP communityCity of Milpitas
- NFIP community number060344
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date02/19/14
The City of Milpitas participates in the National Flood Insurance Program as community 060344 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Santa Clara County, not Milpitas
Santa Clara County context, not Milpitas figures
- Establishments in Santa Clara County49,154
- Covered employment, Santa Clara County1,116,581
- Average annual pay, Santa Clara County$197,043
- Housing units permitted, Santa Clara County3,834
Every figure in this section is published for Santa Clara County as a whole and is not a measurement of Milpitas.
All Santa Clara County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Milpitas questions, answered from the record.
How many people live in Milpitas, California?
78,578, in 25,066 households. Milpitas city covers 13.48 square miles of land, which is 5,829 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Milpitas in?
Santa Clara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Milpitas?
$178,798. The median owner-occupied home is valued at $1,251,700. Median gross rent is $3,120 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Milpitas businesses?
82 7(a) approvals totaling $55.3 m since FY2020, across 43 lenders, median approval $173,000, plus 42 504 approvals worth $67.3 m since FY2010. These count approvals to borrowers whose address is in Milpitas, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Milpitas borrowers get paid back?
No rate is published for Milpitas. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Milpitas in the National Flood Insurance Program?
Yes. Milpitas appears in the FEMA Community Status Book as Milpitas, city of, community 060344, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Milpitas figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Santa Clara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Milpitas.
Is zoning published for Milpitas?
No. Nothing on this page presents parcel level zoning.
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