HomeCaliforniaStanislaus CountyCeres city
Ceres city, California: commercial real estate data.
Ceres city is a Census city of 49,342 people across 9.50 square miles of land, in Stanislaus County. Median household income is $79,025, 64.4 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $23.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ceres
What Ceres is
- Census place typecity
- Land area9.5 sq mi
- Water area0.01 sq mi
- Population per square mile of land5,195
- County holding the largest share of its areaStanislaus County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ceres
How many people live in Ceres
- Population49,342
- Median age32.8
- Population under 1813,754
- Share under 1827.9 percent
- Population 65 and over5,891
- Share 65 and over11.9 percent
- Households13,943
- Family households10,987
- Share of households that are families78.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ceres
Income and work in Ceres
- Median household income$79,025
- Per capita income$27,716
- Civilian labor force22,710
- Employed20,402
- Unemployed2,308
- Unemployment rate10.2 percent
- Adults 25 and over30,130
- Adults 25 and over with a high school diploma or higher73.1 percent
- Adults 25 and over with a bachelor degree or higher12.7 percent
- Adults 25 and over with a graduate degree3.0 percent plus or minus 0.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ceres
Housing in Ceres
- Housing units14,417
- Occupied units13,943
- Vacant units474 plus or minus 168
- Vacancy rate3.3 percent plus or minus 1.2
- Owner occupied8,983
- Renter occupied4,960
- Ownership rate64.4 percent
- Median owner-occupied home value$424,800
- Median gross rent, monthly$1,639
- Annual rent as a share of median income24.9 percent
- Single family units11,569
- Share single family80.2 percent
- Units in buildings of two or more1,938 plus or minus 420
- Share in buildings of two or more13.4 percent plus or minus 2.9
- Mobile homes785 plus or minus 257
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ceres
How Ceres gets to work
- Workers 16 and over who commute18,485
- Commuting under 15 minutes4,186
- Share commuting under 15 minutes22.6 percent
- Commuting 30 minutes or more7,225
- Share commuting 30 minutes or more39.1 percent
- Drove alone81.9 percent
- Carpooled10.2 percent
- Public transport0.6 percent plus or minus 0.7
- Walked0.5 percent plus or minus 0.4
- Worked from home5.7 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ceres
SBA loans in Ceres (7(a))
- Approvals34
- Gross approval$23,670,400
- Average approval$696,188
- Median approval$350,000
- Ninetieth percentile approval$1,613,800
- Largest approval$3,235,000
- Jobs supported326
- Jobs per approval9.6
- Loans with a final outcome7
- Paid in full6
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more26.5 percent
- Share to franchises11.8 percent
- Distinct lenders20
- Distinct industries by NAICS27
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ceres
SBA loans in Ceres (504)
- Approvals20
- Gross approval$16,789,000
- Average approval$839,450
- Median approval$753,000
- Largest approval$2,262,000
- Jobs supported151
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ceres
Flood risk in Ceres
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060385
- Currently effective map date08/24/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Stanislaus County, not Ceres
Stanislaus County context, not Ceres figures
These are Stanislaus County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ceres measurements.
- Establishments in Stanislaus County10,013
- Employment at those establishments, Stanislaus County152,942
- Covered employment, Stanislaus County199,396
- Average annual pay, Stanislaus County$63,795
- Average weekly wage, Stanislaus County$1,227
- Housing units permitted, Stanislaus County902
- Of those, single family, Stanislaus County833
- County product, 2024, Stanislaus County$32,065,240,000
- County product change over the prior year, Stanislaus County7.1 percent
- Average income of an arriving household, Stanislaus County$62,846
Every figure in this section is published for Stanislaus County as a whole and is not a measurement of Ceres. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ceres questions, answered from the record.
How many people live in Ceres, California?
49,342, in 13,943 households. Ceres city covers 9.50 square miles of land, which is 5,195 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ceres in?
Stanislaus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ceres?
$79,025. The median owner-occupied home is valued at $424,800. Median gross rent is $1,639 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ceres businesses?
34 7(a) approvals totalling $23.7 m, across 20 lenders, median approval $350,000, plus 20 504 approvals worth $16.8 m. These count approvals to borrowers whose address is in Ceres, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ceres borrowers get paid back?
No rate is published for Ceres. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ceres in the National Flood Insurance Program?
Yes. Ceres appears in the FEMA Community Status Book as community 060385, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ceres figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stanislaus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ceres.
Is zoning published for Ceres?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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