HomeCaliforniaStanislaus CountyOakdale
Oakdale, California: commercial real estate data.
Oakdale is a Census city of 23,194 people across 6.22 square miles of land, in Stanislaus County. Median household income is $83,091, 62.6 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $31.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oakdale
What Oakdale is
- Census place typecity
- Land area6.22 sq mi
- Water area0.04 sq mi
- Population per square mile of land3,726
- County holding the largest share of its areaStanislaus County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
How many people live in Oakdale
- Population23,194
- Median age35.1
- Population under 186,251
- Share under 1827.0 percent
- Population 65 and over2,985
- Share 65 and over12.9 percent
- Households8,272
- Family households5,973
- Share of households that are families72.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
Income and work in Oakdale
- Median household income$83,091
- Per capita income$36,315
- Civilian labor force11,520
- Employed10,344
- Unemployed1,176 plus or minus 416
- Unemployment rate10.2 percent plus or minus 3.6
- Adults 25 and over14,868
- Adults 25 and over with a high school diploma or higher85.5 percent
- Adults 25 and over with a bachelor degree or higher22.2 percent
- Adults 25 and over with a graduate degree7.5 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
Housing in Oakdale
- Housing units8,540
- Occupied units8,272
- Vacant units268 plus or minus 159
- Vacancy rate3.1 percent plus or minus 1.9
- Owner occupied5,177
- Renter occupied3,095
- Ownership rate62.6 percent
- Median owner-occupied home value$457,900
- Median gross rent, monthly$1,559
- Annual rent as a share of median income22.5 percent
- Single family units6,719
- Share single family78.7 percent
- Units in buildings of two or more1,407 plus or minus 428
- Share in buildings of two or more16.5 percent plus or minus 5.0
- Mobile homes414 plus or minus 234
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
How Oakdale gets to work
- Workers 16 and over who commute9,242
- Commuting under 15 minutes3,166
- Share commuting under 15 minutes34.3 percent
- Commuting 30 minutes or more4,213
- Share commuting 30 minutes or more45.6 percent
- Drove alone78.4 percent
- Carpooled11.2 percent plus or minus 4.5
- Public transport0.1 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.8
- Worked from home8.7 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakdale
SBA loans in Oakdale (7(a))
- Approvals38
- Gross approval$31,244,700
- Average approval$822,229
- Median approval$292,350
- Ninetieth percentile approval$1,915,000
- Largest approval$5,000,000
- Jobs supported408
- Jobs per approval10.7
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more31.6 percent
- Share to franchises7.9 percent
- Distinct lenders25
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Oakdale, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakdale
SBA loans in Oakdale (504)
- Approvals15
- Gross approval$12,851,000
- Average approval$856,733
- Median approval$491,000
- Largest approval$4,994,000
- Jobs supported201
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Oakdale, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oakdale
Flood risk in Oakdale
- NFIP communityCity of Oakdale
- NFIP community number060389
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/08
The City of Oakdale participates in the National Flood Insurance Program as community 060389 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Stanislaus County, not Oakdale
Stanislaus County context, not Oakdale figures
- Establishments in Stanislaus County10,013
- Covered employment, Stanislaus County199,396
- Average annual pay, Stanislaus County$63,795
- Housing units permitted, Stanislaus County902
Every figure in this section is published for Stanislaus County as a whole and is not a measurement of Oakdale.
All Stanislaus County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oakdale questions, answered from the record.
How many people live in Oakdale, California?
23,194, in 8,272 households. Oakdale city covers 6.22 square miles of land, which is 3,726 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakdale in?
Stanislaus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakdale?
$83,091. The median owner-occupied home is valued at $457,900. Median gross rent is $1,559 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakdale businesses?
38 7(a) approvals totaling $31.2 m since FY2020, across 25 lenders, median approval $292,350, plus 15 504 approvals worth $12.9 m since FY2010. These count approvals to borrowers whose address is in Oakdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakdale borrowers get paid back?
No rate is published for Oakdale. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oakdale in the National Flood Insurance Program?
Yes. Oakdale appears in the FEMA Community Status Book as Oakdale, city of, community 060389, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakdale figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Stanislaus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakdale.
Is zoning published for Oakdale?
No. Nothing on this page presents parcel level zoning.
Nearby